Lo Doc home loans are generally for self employed borrowers who have difficulty in supplying and verifying income details. Applicants are generally required to sign an income declaration that states that they earn enough income to repay the loan. Lo Doc home loans are offered by most financial institutions and are available for owner occupied and investment loans.

Normally at least 20% equity is required and a higher rate is sometimes applied as the lenders don’t have full access to the client’s financials

• 80/20 Lending Split

• Higher interest rates

• Usually for the Self Employed

Positive Lending Solutions and Residential mortgages are available through a variety of different lenders and financial institutions discuss you options with a Professional Home loan expert at a place and time that is easy for you.

Pre-Approval