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Credit impaired/Non Conforming home loans are offered to borrowers who have had credit issues in the past. In recent times many lenders who supplied funds for these loans have ceased to operate mainly due to the global financial crisis but there are still many operating in Australia.

Traditional lenders normally do not lend to people who have credit problems so this type of loan product is still very attractive in spite of the fact that the loans attract a higher fee and interest rate. These lenders are still here to assist those borrowers with a second chance allowing them to reset their financial opportunities.

They will assist in the following areas:
· Poor credit history
· Ex Bankrupt
· Self Employed with no financials
· Short term/Casual employment

Credit Impaired/Non conforming loans are usually for a 1-3 year period allowing the borrower to fix their current financial problems and establish a future in the traditional home loan market.

Pre-Approval