Vehicle Insurance Options
Positive Lending Solutions can arrange competitive Comprehensive Car Insurance through some of the leading insurers in Australia.
Comprehensive Car Insurance gives you peace of mind, and something unexpected should happen to your vehicle, your cover will protect you.
How do I find the best deal on my Comprehensive Car Insurance?
Your car plays an important role in your daily life, so you need select a Comprehensive Car Insurance policy that suits your needs.
Different insurers offer different Comprehensive Car Insurance policies, and if you are inexperienced, finding the best deal can be time consuming and confusing. At Positive Lending Solutions, we can do the hard work for you.
Where can I find out more about Comprehensive Car Insurance?
Positive Lending Solutions are always on hand to answer your questions. If you would like to know more about Comprehensive Car Insurance, please complete our online enquiry form or send us an email, and a consultant will call you back at a convenient time.
Tyre and Wheel Insurance is a simple and cost effective solution that protects you in the event that your car's wheel rims or tyres are damaged.
Coverage includes tyres being punctured or damaged by a kerb, pothole, nail, screw, glass, metal, road debris or a blowout, and wheel rims becoming warped, cracked, or misshapen by a kerb, pothole or road debris.
What are the benefits of Tyre and Wheel Insurance?
+ Protection for up to three years
+ No excess on claims
+ If your vehicle cannot be driven following tyre or wheel rim damage, and there is no spare wheel in your vehicle, you will be towed to the nearest insurer recommended tyre repair store
Where can I find out more about Tyre and Wheel Insurance?
Positive Lending Solutions are always on hand to answer your questions. If you would like to know more about Tyre and Rim Insurance, please complete our online enquiry form or send us an email, and a consultant will call you back at a convenient time.
If your vehicle is stolen, written off, or the comprehensive insurer deems it at a total loss due to theft, fire or accident, Gap Cover Insurance insures the ‘gap’ between what the insurer will pay out as a value for your car, and what you owe on the finance contract.
A ‘gap’ may arise between the comprehensive insurer’s settlement amount and the related remaining loan balance, when you include purchase-related expenses such as stamp duty, registration, dealer delivery, or comprehensive insurance cover in the loan, which do not add to the vehicles value. Differences between vehicle depreciation rates and reductions in vehicle loan balances may also cause a shortfall.
What are the benefits of Gap Cover Insurance?
+ Your financial exposure to a shortfall between the insurance payout and the outstanding balance on the loan (up to $20,000) is reduced or eliminated
+ You have the potential to borrow additional funds to purchase a better vehicle
+ Provides added protection for your credit rating
+ Includes an additional benefit that can provide a one off payment of up to $10,000, depending on your policy cover
+ The premium covers and protects you for the full term of the loan, and is generally included in the amount you finance
Who can benefit from Gap Cover Insurance?
Gap Cover Insurance is suitable for any client who finances a motor vehicle and wants peace of mind and protection from financial exposure that may occur should if their vehicle is stolen or written off.
Where can I find out more about Gap Cover Insurance?
Positive Lending Solutions are always on hand to answer your questions. If you would like to know more about Gap Cover Insurance, please complete our online enquiry form or send us an email, and a consultant will call you back at a convenient time.
Loan Protection Insurance (LPI) is designed to protect you from any unforeseen circumstances when you enter into a loan agreement with a lender.
There are many forms of Loan Protection Insurance (LPI) that cover the following events:
+ Disablement and Hospitalisation
+ Involuntary Unemployment
+ Life
+ Trauma
+ Level of cover varies depending on your personal requirements.
Where can I find out more about Loan Protection Insurance (LPI)?
Positive Lending Solutions are always on hand to answer your questions. If you would like to know more about Loan Protection Insurance (LPI), please complete our online enquiry form or send us an email, and a consultant will call you back at a convenient time.