If you’ve got a bad credit history and are worried you won’t be able to get a loan, we’re here to help. We’ve secured impaired credit loans for thousands of people, and our success rate is second to none.
Call our team of bad credit loan experts on 1300 722 210 to find out how we can get you the loan you want, and sort out your credit history while we’re at it. Any advice we offer is 100% obligation free.
If you’d rather we called you, simply fill out our 30-second Quick Quote and someone from of our team will give you a call ASAP.Start Application
The best thing you can do is speak to a professional, such as our team at Positive Lending Solutions. Trying to secure a loan with a bad credit history by yourself will be very difficult. Be honest and open about your credit history, and if you can pay down or consolidate your current debts, it will improve your prospects.
The truth is you’ll be paying more than someone with a good credit history. Banks and lenders will consider you a risk, and increase their interest rates accordingly. However, you are more likely to get a better interest rate by using Positive Lending Solutions, who have great relationships with many of Australia’s best financial institutions, than if you try and secure a bad credit loan by yourself.
We can help if you have experienced any of the following situations:
It’s definitely possible. If at same point while paying back the bad credit loan you can prove your finance situation has improved, and you’ve been making your repayments on time and in full, we can help you try and refinance your loan to get a better interest rate.
from real people.
I highly recommend rhys from positive lending. Im happy with the service he provide for myself. I have used positive lending more then once and will...
Call and ask to speak Rhys Thurtell-Morton directly to arrange your finance needs. Rhys assisted me in obtaining commercial car finance when others...
Thank you to Harry at Positive Lending for his hard work and dedication to getting us our car loan. He was fantastic at communicating with us and we...
Lauren at positive lending solutions was absolutely fantastic form the start of the loan process to the end thank you so very much for getting me my...