Personal Loans

When you need access to cash fast, the last thing you want to be doing is spending many hours or days filling out application forms and gathering other plenty of required documents or waiting for weeks to get your loan approved.

At Positive Lending Solutions, we know time is precious when you seek personal financing. That’s why we make it sure that your application takes as little as 30 seconds and your loan approval decision is available within 24 hours.

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Quick Quote

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What are Personal Loans?

Personal loans are a type of financing that can be used for various personal reasons, such as buying a car for private use, travel and vacation, hospitalisation or medication, tuition fees, bills payments and various other personal uses.

Personal loans are usually short-term with a repayment period that lasts around two years. Most of these loans are unsecured, which means that you don’t need to pledge collateral to be approved. However, most lenders require a high credit score, which reflects an impressive history of borrowing debts, to minimise the risk for defaults. You also need to provide your identification, proof of income, and latest bank statements to prove your financial capability for repayment.

Quick and Easy Personal Loans

  • Our personal loan application process is super quick. You only need to fill in our 30-second online application form to get the ball rolling.
  • We generally get answers for you within 24 hours.
  • We have access to over 30 of the best banks and lenders in Australia.
  • Even if you have a bad credit history, our success rate is phenomenal.
  • We want to make you happy, not banks or lenders.

Whether it's for buying a motorbike, home renovation, or debt consolidation, we’ll be with you every step of the way to ensure that you get the best personal financing deals for your unique circumstances.

Questions? Call 1300 722 210 or fill out our 30-second Quick Quote form and we’ll help make your dreams a reality today.

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Positive Lending Solutions is rated Excellent with a score of 4.86 for customer satisfaction by 1112 customers on Trustpilot

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What Our Finance Clients Say

Positive experiences
from real people.

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Got approved for a car loan big enough…

Got approved for a car loan big enough for our family thanks to Nick Jones & everything he did

Nathan Scott Jones

Monday, September 28, 2020

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Thank you Nick for all your hard work…

Thank you Nick for all your hard work and effort you made it all easier than we expected and kept us updated regularly through out the whole process....

Jamie Lee Hann

Thursday, September 24, 2020

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Outstanding team member James

Outstanding team member, excellent service and follow ups, always kept me up to date with progress. Extremely happy with outcome and service

Matthew

Tuesday, September 15, 2020

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Tim was awesome!

Tim was awesome, so helpful, upfront and answered any questions that I had and explained everything I didn’t understand. Thanks Tim

Deborah Desforges

Friday, September 11, 2020

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Personal Finance

When you need fast cash to make a purchase, we can help you with your personal finance needs.

Personal Finance

Boat Finance

Put those sea legs to good use with your very own boat! We have access to some of the best boat finance in Australia.

Boat Finance

Caravan Finance

Time to hit the road and explore this big, beautiful country? Maybe just a weekend away with the family?

Caravan Finance

Jet Ski Finance

Are you a thrill seeker who loves the excitement of a jet ski? We’re hearing you. We’ll match you up with the best lender to give you what you want.

Jet Ski Finance

Motorbike Finance

Who doesn’t love the freedom a motorbike can offer. If you want to cruise around town or hit the open road, we’ve got just the motorbike loan for you.

Motorbike Finance

Bad Credit Loans

It shouldn’t matter if your credit history isn’t perfect. It certainly doesn’t matter to us! We’re experts at getting loans for people with an impaired credit history.

Bad Credit Loans

Resources

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Good or bad credit? Find out for free.

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We make finance a Positive experience