We know that your time is precious and that the last thing you want to be doing is wasting time on a long application. Our personal loan online application is quick, easy, and straightforward. We also make sure to make a quick decision and let you know if your loan has been approved within 24 hours of submitting your application. That way, you can focus on using your time doing things that matter most to you.
Personal loans are a type of financing that can be used for various personal reasons, such as buying a car for private use, travel and vacation, hospitalisation or medication, tuition fees, bills payments and various other personal uses.
Personal loans are usually short-term with a repayment period that lasts around two years. Most of these loans are unsecured, which means that you don’t need to pledge collateral to be approved. However, most lenders require a high credit score, which reflects an impressive history of borrowing debts, to minimise the risk for defaults. You also need to provide your identification, proof of income, and latest bank statements to prove your financial capability for repayment.
Whether it's for buying a motorbike, home renovation, or debt consolidation, we’ll be with you every step of the way to ensure that you get the best personal financing deals for your unique circumstances.
Questions? Call 1300 722 210 or fill out our 30-second Quick Quote form and we’ll help make your dreams a reality today.
Positive experiences
from real people.
Had the best experience with Positive that anyone could imagine. Nathan Price was an absolute legend to work through a home loan with, even with my...
Wednesday, November 18, 2020
Nick at Positive Lending Solutions made the whole process super easy and stress free. I was in my new car within 3.5 business days. Would definitely...
Tuesday, November 10, 2020
Hi, I would simply like to put the word out of my awesome experience I had dealing with Nick from Positive Lending Solutions. Nick has been amazing...
Monday, November 09, 2020
We recently got a Loan with Nick's help with everything process and made it very easy. Great communication during the process, made us feel welcoming....
Wednesday, November 04, 2020
When you need fast cash to make a purchase, we can help you with your personal finance needs.
Personal FinancePut those sea legs to good use with your very own boat! We have access to some of the best boat finance in Australia.
Boat FinanceTime to hit the road and explore this big, beautiful country? Maybe just a weekend away with the family?
Caravan FinanceAre you a thrill seeker who loves the excitement of a jet ski? We’re hearing you. We’ll match you up with the best lender to give you what you want.
Jet Ski FinanceWho doesn’t love the freedom a motorbike can offer. If you want to cruise around town or hit the open road, we’ve got just the motorbike loan for you.
Motorbike FinanceIt shouldn’t matter if your credit history isn’t perfect. It certainly doesn’t matter to us! We’re experts at getting loans for people with an impaired credit history.
Bad Credit Loans
