We know that your time is precious and that the last thing you want to be doing is wasting time on a long application. Our personal loan online application is quick, easy, and straightforward. We also make sure to make a quick decision and let you know if your loan has been approved within 24 hours of submitting your application. That way, you can focus on using your time doing things that matter most to you.
Personal loans are a type of financing that can be used for various personal reasons, such as buying a car for private use, travel and vacation, hospitalisation or medication, tuition fees, bills payments and various other personal uses.
Personal loans are usually short-term with a repayment period that lasts around two years. Most of these loans are unsecured, which means that you don’t need to pledge collateral to be approved. However, most lenders require a high credit score, which reflects an impressive history of borrowing debts, to minimise the risk for defaults. You also need to provide your identification, proof of income, and latest bank statements to prove your financial capability for repayment.
Whether it's for buying a motorbike, home renovation, or debt consolidation, we’ll be with you every step of the way to ensure that you get the best personal financing deals for your unique circumstances.
Questions? Call 1300 722 210 or fill out our 30-second Quick Quote form and we’ll help make your dreams a reality today.
Positive experiences
from real people.
Ben listened to my situation and then went to work to source a loan for me. Any obstacle he rang and went through the situation with me and then...
Saturday, December 31, 2022
Very helpful and friendly people to talk to
Thursday, December 08, 2022
Nick from positive lending solutions was my go to contact who answered straight away whenever I called, who answered all my questions as soon as he...
Saturday, November 26, 2022
When you need fast cash to make a purchase, we can help you with your personal finance needs.
Personal FinancePut those sea legs to good use with your very own boat! We have access to some of the best boat finance in Australia.
Boat FinanceTime to hit the road and explore this big, beautiful country? Maybe just a weekend away with the family?
Caravan FinanceAre you a thrill seeker who loves the excitement of a jet ski? We’re hearing you. We’ll match you up with the best lender to give you what you want.
Jet Ski FinanceWho doesn’t love the freedom a motorbike can offer. If you want to cruise around town or hit the open road, we’ve got just the motorbike loan for you.
Motorbike FinanceIt shouldn’t matter if your credit history isn’t perfect. It certainly doesn’t matter to us! We’re experts at getting loans for people with an impaired credit history.
Bad Credit Loans
