Car Finance

car finance background

Why choose Positive Lending Solutions for your car financing needs?

With over 35 years experience helping thousands of people buy or lease cars. Our finance experts are just a phone call away from helping you get the car you want.

  • You’re our number one priority, not banks and lenders.
  • We compare car finance options from over 30 of Australia’s best banks and lenders.
  • The application process is so simple, either online or by phone, and it’s obligation free.
  • Save money with fantastic repayment terms.
  • We'll help you find the perfect car a great price, saving you thousands of dollars.
car finance calculator

How much can I borrow?

By using our loan calculators, you’ll be able to get an idea of how much your repayments might be. To find out exactly how much you can borrow, speak to one of our expert brokers and find out what you can borrow before you begin shopping.

Vehicle Purchase Price

Loan Deposit

Balloon Payment



Note: The repayments given by this calculator are an estimate, and do not constitute a quote. Your car loan payments may vary based on your personal or business finance profile.

To get an exact quote for finance, complete a quick car loan quote.

Ready to apply for a car loan?

Congratulations! You’re well on the way to owning the car you’ve always wanted. You’ve got three choices, and how you apply is totally up to you:

car finance process step 1

Call us now on 1300 722 210 for immediate assistance and an approval decision.

car financing process step 2

Fill out a Quick Quote form and one of our cheap car finance experts will call you ASAP.

positive lending car finance process step 3

Apply Online and you’ll have an answer within 24 hours!

Car Finance FAQ’s

fast approval car finance

What is the best way to apply for a car loan?

That all depends on you really. You can give us a call on 1300 722 210 and we can assist you immediately. Alternatively, you can fill out a Quick Quote form on this page and one of our experts will be in touch to help guide you through the process. Or, if you don’t fancy talking to us, you can apply online.

how much can you borrow?

How much can I borrow?

That will depend on your financial situation and the lender. Keen to find out exactly? Speak to one of our expert brokers to work out how much you can borrow today.

how long does car finance approval take?

How long does it take to get car finance approval?

If you call us we can get approval almost immediately. If you decide to fill out an online application, you’ll find out within 24 hours.

bad credit car finance

I don’t have a great credit history; can I still get a loan?

We have a great track record of success in securing car finance for those with poor credit ratings. We don’t like to brag, but bad credit car finance is one of our specialties!

business car finance options

I’m self-employed; can I still get a loan?

Absolutely! Our experts can discuss the best options for you, with low doc car loans a solution is close by.

low car finance rates

Can I reduce my loan faster with additional payments?

When you use Positive Lending Solutions, you can be safe in the knowledge our number one priority is you. We will tailor your loan arrangements to suit your needs. So if you want a loan that allows you to make additional payments, then that’s what we’ll find for you.

vehicle sourcing specialists

Once my loan is approved, how do I find the right car for me?

No matter where you are in Australia, we can help you find the perfect car. And even better still, we’ll make sure it’s sold to you at the best price, saving you thousands of dollars! Just ask when you speak to one of our experts.

get my car finance quote

Quick Quote

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We make finance a Positive experience