Refinance Car Loan

refinance car loans background

Car Refinance

Refinancing your car loan could make your repayments lower, especially if you say yes to these quick questions:

car refinance considerations
  1. Has your credit rating improved?
  2. Have car loan rates dropped?
  3. Did you get a bad interest rate when you bought your car?
  4. Is your car lease about to expire & you want to buy the car?

If you said yes to any of these questions, it could be in your interests to call us on 1300 722 210 to find out right away what the options are, or fill out a Quick Quote and one of our expert lending team will call you very soon.

Why do you need a car refinance loan?

Apart from the obvious advantage of saving you a lot of money in interest repayments, there are many other reasons to consider if a refinance car loan is a good idea for you:

save money on loan fees

Save money on current fees and charges

lower car loan repayments

Reduce your monthly repayments

get a better car loan

Get features your current car loan doesn’t offer

refinance car loan comparison

Choose different loan term and payment options to suit your current needs

balloon payment options

Alter the terms of the final balloon or residual payment

get a new car

Trade in your old car for a new one

best car loan

Peace of mind that you have the right loan for your current circumstances

It's not always going to be the smartest move to refinance your car loan. There can be penalties for leaving your existing car loan, setup fees on the new loan, and interest rates may be less favourable than when you got the first car loan. But, unless you talk to a finance manager to fine out, you won't know if you could really be better off!

Call us on 1300 722 210 and we’ll be able to tell you if you could be saving thousands of dollars in a matter of minutes. Alternatively fill out a Quick Quote form and we’ll call you ASAP.

Why choose Positive Lending Solutions to refinance a car loan?

  • We have 35 years of car refinancing experience
  • We have access to over 30 of Australia’s best banks and lenders
  • Our primary concern is getting the best deal for you, not the lender
  • We are experts at helping people with bad credit
  • Best of all, our services are 100% FREE with no obligation to take our advice further
refinance calculator

How much can I borrow?

By using our car finance calculator, you’ll have a clear picture of what your repayments might be. Remember, every lender & loan is different! To find out exactly get in touch with one of our expert brokers to work out what repayments you can afford.

Vehicle Purchase Price

Loan Deposit

Balloon Payment



Note: The repayments given by this calculator are an estimate, and do not constitute a quote. Your car loan payments may vary based on your personal or business finance profile.

To get an exact quote for finance, complete a quick car loan quote.

Ready to refinance your car loan?

Give us a call now 1300 722 210 and we'll quickly assess if refinancing your car loan is the right step forward for you.

Quick Quote

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