Car Loans

Positive Lending Solutions has been helping people get the right car loan for over 35 years.

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Quick Quote

By clicking Get My Quote, I acknowledge and accept the Terms & Conditions.

Our average customer saves 17% on a car loan

  • Easy application process
  • Fast responses so you can buy your car immediately
  • The best access to low interest loans
  • Incredible success rate, regardless of credit history
  • Dealer or private cars, new or used, the choice is yours
  • Your happiness is our goal, not the banks or lenders

We will be with you from go to whoa! Finding the right car, getting finance approval, and sorting out your insurance…we’ve got it covered.

Questions? Call 1300 722 210 and we’ll help make your car loan dreams a reality.

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Car Loan Calculator

Want to know what your repayments might be before applying for finance? Use our car finance calculator. Don’t forget, we have access to car finance rates from as low as 4.2%!



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Please note: These repayments are an estimate only, and are based on the accuracy of information provided. It does not constitute a quote. Actual loan repayments may vary based on your personal circumstances, for an exact repayment calculation we recommend completing a quote request.

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3 Minute Car Loan Application

Time to apply for a car loan? Call us on 1300 722 210, or fill out our simple quick quote form at the top of this page. It only takes a couple of minutes and you’re done!

Start Application

Car Finance

With over 35 years experience helping thousands of people buy or lease cars, our car finance experts are just a phone call away from helping you get the car you want.

Car Finance

Chattel Mortgage

A Chattel Mortgage is a commercial finance product where the customer takes ownership of the vehicle (chattel) at the time of purchase.

Chattel Mortgages

Novated Lease

If you're an employee of a business or company, then novated leasing may be a good option to get the car you need. A Novated Lease gives peace of mind as it allows you to include the running costs of the vehicle into the agreement.

Novated Leasing

Low Doc Car Loans

Are you a business owner? Self-employed? Maybe your employment situation means your income fluctuates, or you’ve been unable to submit tax returns for valid reasons?

Low Doc Car Loans

Refinance Car Loan

Car refinancing make a lot of sense, and could save you thousands of dollars over the life of the loan in unnecessary repayments. But how do you know if a car refinance loan is right for you? Ask yourself these questions, and if you say yes to any of them, if it could be advantageous to give us a call.

Car Refinancing

Bad Credit Car Loans

If you’ve got a bad credit history and are worried you won’t be able to get a loan, we’re here to help. We’ve secured bad credit loans for thousands of people, and our success rate is second to none.

Bad Credit Car Loans

Any Questions?

Still unsure which car loan is right for you? Call one of our experts on 1300 722 210. Or if you’re ready to go and you prefer to do it yourself, fill out our simple online application form. It takes just a few minutes!

Start Application
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What Our Finance Clients Say

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good or bad credit

Good or bad credit? Find out for free.

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save thousands on car buying

Buy the perfect car & save thousands?

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what determines your loans interest rate

What determines your interest rate?

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We make finance a Positive experience

Our Lenders