The dealings I have had with James Winnard at Positive Lending Solutions has been second to none. I cannot commend him enough for his professional and friendly service, his unbelievable efficiency and above all his 'nothing is too much trouble' attitude. He alone, is the reason that I will now re-consider consolidating my housing loan and personal loan in the very near future. I have the utmost respect for the dealings I've had with him. My previous background is doing legal work and having done the financial work for a leading bank, believe me, he made it easy. I can't thank him enough. He is a credit to your company. He deserves any accalade that comes his way.