Car Finance From 4.99%

Comparison Rate 6.14%

Quick Quote

By clicking Get My Quote, I acknowledge and accept the Terms & Conditions.

Car finance at rates that beat the Banks & Car Dealers.

  • Our average customers save up to 17% on their car finance!
  • 90% of applicants are approved in 24 hours
  • All types of car financing options
  • Dealer cars & Private cars
  • Self employed? Low income? No issues

Apply today.
Drive away tomorrow.

  • 3 Minute online car loan pre-approvals
  • Access to over 30 leading lenders
  • Low or no document loans
  • Australia wide car financing
  • Bad credit history? No problem

How can I get approved with bad credit?

  • Review your statement and credit history

    You need to look at your bank statements and credit history and try to clear up any errors. Errors may end up costing you more in the long run.

  • Prove you can pay them back

    Using your statements and history, you will have to prove to your prospective lender that you will pay them back.

  • Be Honest

    Don’t cook your own books. Don’t hide bad credit from lenders.

  • Pay off your other debts

    If you can, consolidate or pay down your other outstanding debts./p>

  • Speak to a professional

    Get in touch with us and we will help you, Get in touch.

The 5 Step Positive Process

You fill out our Quick Quote Form

One of our friendly expert Positive Lending managers will call you

We will gather necessary details to assist in finding you the best car loan

We submit your application to the lender for you (Note: Lenders sometimes need a few extra documents, don't worry we'll ask for them before we submit your application)

You'll get a call from us with pre-approval, Congratulations it's time to find a car!

Bonus Step: We'll help you find the car you want either new or used, just let us know what your after!

Positive Lending Solutions is rated Excellent with a score of 4.86 for customer satisfaction by 664 customers on Trustpilot

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What Our Finance Clients Say

Positive experiences
from real people.

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Lauren was amazing with the help she…

Lauren was amazing with the help she gave me. Not to mention how good she was with the help she gave me, but such a bright and happy person to speak to on the phone.

Jeffery James Moss

Today

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Cannot rate these guys highly enough!!

Cannot rate these guys highly enough!! From first point of contact right through to settlement these guys go above and beyond in obtaining your finance needs. Am extremely happy with the service and can say if i require finance again in the future, Positive Lending will be my first stop!! Thanks again guys!!

Kelly Johnson

Today

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I can’t say thank you enough!

Steve was a god sent! He was reliable and helped get me a loan for a car I didn’t think I would have any chance getting. He has quick and efficient and always called back on time and when promised! Will definitely be working with him again!

Kayla

Yesterday

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Car loan

Would just like to thank paul for the hardwork that i thought would not happen.i be back in the future for sure cheers.

Troy Donald Haynes

Yesterday