Car Finance From 4.49%

Comparison Rate 5.67%

Quick Quote

By clicking Get My Quote, I acknowledge and accept the Terms & Conditions.

Car finance at rates that beat the Banks & Car Dealers.

  • Our average customers save up to 17% on their car finance!
  • 90% of applicants are approved in 24 hours
  • All types of car financing options
  • Dealer cars & Private cars
  • Self employed? Low income? No issues

Apply today.
Drive away tomorrow.

  • 3 Minute online car loan pre-approvals
  • Access to over 30 leading lenders
  • Low or no document loans
  • Australia wide car financing
  • Bad credit history? No problem
image awards
award adviser asset finance
award adviser best loan administrator
award adviser best office 2017
award adviser best broker
award telstra

How can I get approved with bad credit?

  • Review your statement and credit history

    You need to look at your bank statements and credit history and try to clear up any errors. Errors may end up costing you more in the long run.

  • Prove you can pay them back

    Using your statements and history, you will have to prove to your prospective lender that you will pay them back.

  • Be Honest

    Don’t cook your own books. Don’t hide bad credit from lenders.

  • Pay off your other debts

    If you can, consolidate or pay down your other outstanding debts./p>

  • Speak to a professional

    Get in touch with us and we will help you, Get in touch.

The 5 Step Positive Process

our process submit quote

You fill out our Quick Quote Form

our process talk to a broker

One of our friendly expert Positive Lending managers will call you

our process find car loan

We will gather necessary details to assist in finding you the best car loan

our process lender submission

We submit your application to the lender for you (Note: Lenders sometimes need a few extra documents, don't worry we'll ask for them before we submit your application)

our process pre-approval call

You'll get a call from us with pre-approval, Congratulations it's time to find a car!

our process vahicle sourcing

Bonus Step: We'll help you find the car you want either new or used, just let us know what your after!

Positive Lending Solutions is rated Excellent with a score of 4.86 for customer satisfaction by 1078 customers on Trustpilot


What Our Finance Clients Say

Positive experiences
from real people.


Personal loan

Needed a personal loan for a car. Positive looked into all my finances and made decisions on that. They found a good lender and got it all sorted for me. Was there whenever I needed advice. Daniel Zandona was great and I highly recommend them.

Nicholas Ryan Okada

Tuesday, May 26, 2020


Very happy

Very happy thank you

Lindsay Steven Pennington

Wednesday, May 20, 2020


Nick was a legend with the whole…

Nick was a legend with the whole process. He was patient and assuring that it will be done. Top bloke as assisted me to buy me desired vehicle. Would highly recommended Nick for your next loan

Afif Kazi

Monday, May 18, 2020


The best in the business

I was daunted by a loan application but Taylah from positive lending solutions Took the stress from me and gave me honest opinions and gave me exactly what was needed for every step of the way she kept me updated every moment she was a genuine person who was excited about my application approval and she was absolutely awesome in every aspect of the whole application I am really happy and grateful for your help if I ever need your help in the future I know where I will be going thank you so much Taylah for your help


Thursday, May 07, 2020