Car Finance From 4.75%

Comparison Rate 5.58%

Quick Quote

By clicking Get My Quote, I acknowledge and accept the Terms & Conditions.

Car finance at rates that beat the Banks & Car Dealers.

  • Our average customers save up to 17% on their car finance!
  • 90% of applicants are approved in 24 hours
  • All types of car financing options
  • Dealer cars & Private cars
  • Self employed? Low income? No issues

Apply today.
Drive away tomorrow.

  • 3 Minute online car loan pre-approvals
  • Access to over 30 leading lenders
  • Low or no document loans
  • Australia wide car financing
  • Bad credit history? No problem

How can I get approved with bad credit?

  • Review your statement and credit history

    You need to look at your bank statements and credit history and try to clear up any errors. Errors may end up costing you more in the long run.

  • Prove you can pay them back

    Using your statements and history, you will have to prove to your prospective lender that you will pay them back.

  • Be Honest

    Don’t cook your own books. Don’t hide bad credit from lenders.

  • Pay off your other debts

    If you can, consolidate or pay down your other outstanding debts./p>

  • Speak to a professional

    Get in touch with us and we will help you, Get in touch.

The 5 Step Positive Process

You fill out our Quick Quote Form

One of our friendly expert Positive Lending managers will call you

We will gather necessary details to assist in finding you the best car loan

We submit your application to the lender for you (Note: Lenders sometimes need a few extra documents, don't worry we'll ask for them before we submit your application)

You'll get a call from us with pre-approval, Congratulations it's time to find a car!

Bonus Step: We'll help you find the car you want either new or used, just let us know what your after!

Positive Lending Solutions is rated Excellent with a score of 4.87 for customer satisfaction by 634 customers on Trustpilot


What Our Finance Clients Say

Positive experiences
from real people.

Geat experience applying for car…

I had great experience applying for car loan with no stress. Amazing customer service, help and support from Rhys till I found the car I wanted. I recommend Positive Lending Solution.

Jihan Chehayeb

3 Days ago

Joe was my case manager and he was…

Joe was my case manager and he was awesome guy to deal with 10/10 for his service

Ammanoel Zia

4 Days ago


The guys at positve were easy to talk to, friendly, Very helpful and also supportive through each step of my lending process. I had no issues with anything when it came to getting my loan. A big thank you to Peter, you were amazing.

Jodie Collop

5 Days ago

Excellent to deal with

Excellent to deal with. So easy. Chris Murray was a pleasure to deal with. Would definitely use them again

Daniel Martin

6 Days ago

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