Car Finance From 4.49%

Comparison Rate 5.67%

Quick Quote

By clicking Get My Quote, I acknowledge and accept the Terms & Conditions.

Car finance at rates that beat the Banks & Car Dealers.

  • Our average customers save up to 17% on their car finance!
  • 90% of applicants are approved in 24 hours
  • All types of car financing options
  • Dealer cars & Private cars
  • Self employed? Low income? No issues

Apply today.
Drive away tomorrow.

  • 3 Minute online car loan pre-approvals
  • Access to over 30 leading lenders
  • Low or no document loans
  • Australia wide car financing
  • Bad credit history? No problem
image awards
award adviser asset finance
award adviser best loan administrator
award adviser best office 2017
award adviser best broker
award telstra

How can I get approved with bad credit?

  • Review your statement and credit history

    You need to look at your bank statements and credit history and try to clear up any errors. Errors may end up costing you more in the long run.

  • Prove you can pay them back

    Using your statements and history, you will have to prove to your prospective lender that you will pay them back.

  • Be Honest

    Don’t cook your own books. Don’t hide bad credit from lenders.

  • Pay off your other debts

    If you can, consolidate or pay down your other outstanding debts./p>

  • Speak to a professional

    Get in touch with us and we will help you, Get in touch.

The 5 Step Positive Process

our process submit quote

You fill out our Quick Quote Form

our process talk to a broker

One of our friendly expert Positive Lending managers will call you

our process find car loan

We will gather necessary details to assist in finding you the best car loan

our process lender submission

We submit your application to the lender for you (Note: Lenders sometimes need a few extra documents, don't worry we'll ask for them before we submit your application)

our process pre-approval call

You'll get a call from us with pre-approval, Congratulations it's time to find a car!

our process vahicle sourcing

Bonus Step: We'll help you find the car you want either new or used, just let us know what your after!

Positive Lending Solutions is rated Excellent with a score of 4.86 for customer satisfaction by 1116 customers on Trustpilot


What Our Finance Clients Say

Positive experiences
from real people.


Easy, Quick and hassle free. Great team!

Had the best experience with Positive that anyone could imagine. Nathan Price was an absolute legend to work through a home loan with, even with my partner and I both having a default on credit file, he still got it done for us, and made us home owners. Had constant contact throughout the entire application and explained everything at every step. Definitely recommend the Positive group to anyone needing finance

Porcia McSeveney

Wednesday, November 18, 2020


Thanks heaps Nick

Nick at Positive Lending Solutions made the whole process super easy and stress free. I was in my new car within 3.5 business days. Would definitely engage Nick and the Positive Lending Solutions team again for any finance needs in the future.

Joshua Mandeville

Tuesday, November 10, 2020


Positive Lending Positive Experience

Hi, I would simply like to put the word out of my awesome experience I had dealing with Nick from Positive Lending Solutions. Nick has been amazing since I applied and I received a call back instantly. After completing my application, he genuinely explained me what sorts of rate I could get and what would be the best outcome and repayment structure. He was constantly in touch with me throughout the process which gave me peace of mind and assured that I was not ignored at any stage. He was able to secure me the best deal as per my circumstances and I’m extremely happy that I’ll be picking up my new bike very soon. I would highly recommend Nick and his team at Positive Lending Solutions to my friends and would gladly do business with them again.

Avinash Sirohi

Monday, November 09, 2020


We recently got a Loan with Nick's help…

We recently got a Loan with Nick's help with everything process and made it very easy. Great communication during the process, made us feel welcoming. I highly recommend anyone looking for a Loan to speak to Nick as your service will be amazing!

Allan Ralph Pride

Wednesday, November 04, 2020