Personal Loans

Positive Lending Solutions has over 35 years of experience in the personal loan industry. Why have we been so successful?

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Quick Quote

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We make our personal loans easy

  • Our personal loan application process is super quick. Fill in our 30-second quick quote form to get the ball rolling
  • We generally get answers for you within 24 hours
  • We have access to over 30 of the best banks and lenders in Australia
  • Even if you have a bad credit history, our success rate is phenomenal
  • We want to make you happy, not banks or lenders

Whether it’s a boat, caravan, motorbike, or something else, we’ll be with you every step of the way to ensure you get the right personal loan rates for your circumstances.

Questions? Call 1300 722 210 or fill out our 30-second quick quote form and we’ll help make your dreams a reality today.

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Positive Lending Solutions is rated Excellent with a score of 4.87 for customer satisfaction by 634 customers on Trustpilot


What Our Finance Clients Say

Positive experiences
from real people.

Geat experience applying for car…

I had great experience applying for car loan with no stress. Amazing customer service, help and support from Rhys till I found the car I wanted. I...

Jihan Chehayeb

3 Days ago

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Joe was my case manager and he was…

Joe was my case manager and he was awesome guy to deal with 10/10 for his service

Ammanoel Zia

4 Days ago

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The guys at positve were easy to talk to, friendly, Very helpful and also supportive through each step of my lending process. I had no issues with...

Jodie Collop

5 Days ago

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Excellent to deal with

Excellent to deal with. So easy. Chris Murray was a pleasure to deal with. Would definitely use them again

Daniel Martin

6 Days ago

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Personal Finance

When you need fast cash to make a purchase, we can help you with your personal finance needs.

Personal Finance

Boat Finance

Put those sea legs to good use with your very own boat! We have access to some of the best boat finance in Australia.

Boat Finance

Caravan Finance

Time to hit the road and explore this big, beautiful country? Maybe just a weekend away with the family?

Caravan Finance

Jet Ski Finance

Are you a thrill seeker who loves the excitement of a jet ski? We’re hearing you. We’ll match you up with the best lender to give you what you want.

Jet Ski Finance

Motorbike Finance

Who doesn’t love the freedom a motorbike can offer. If you want to cruise around town or hit the open road, we’ve got just the motorbike loan for you.

Motorbike Finance

Bad Credit Loans

It shouldn’t matter if your credit history isn’t perfect. It certainly doesn’t matter to us! We’re experts at getting loans for people with an impaired credit history.

Bad Credit Loans


good or bad credit

Good or bad credit? Find out for free.

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save thousands on car buying

Buy the perfect car & save thousands?

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what determines your personal finances interest rate

What determines your interest rate?

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We make finance a Positive experience