Personal Loans

When you need access to cash fast, the last thing you want to be doing is spending many hours or days filling out application forms and gathering other plenty of required documents or waiting for weeks to get your loan approved.

At Positive Lending Solutions, we know time is precious when you seek personal financing. That’s why we make it sure that your application takes as little as 30 seconds and your loan approval decision is available within 24 hours.

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Quick Quote

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What are Personal Loans?

Personal loans are a type of financing that can be used for various personal reasons, such as buying a car for private use, travel and vacation, hospitalisation or medication, tuition fees, bills payments and various other personal uses.

Personal loans are usually short-term with a repayment period that lasts around two years. Most of these loans are unsecured, which means that you don’t need to pledge collateral to be approved. However, most lenders require a high credit score, which reflects an impressive history of borrowing debts, to minimise the risk for defaults. You also need to provide your identification, proof of income, and latest bank statements to prove your financial capability for repayment.

Quick and Easy Personal Loans

  • Our personal loan application process is super quick. You only need to fill in our 30-second online application form to get the ball rolling.
  • We generally get answers for you within 24 hours.
  • We have access to over 30 of the best banks and lenders in Australia.
  • Even if you have a bad credit history, our success rate is phenomenal.
  • We want to make you happy, not banks or lenders.

Whether it's for buying a motorbike, home renovation, or debt consolidation, we’ll be with you every step of the way to ensure that you get the best personal financing deals for your unique circumstances.

Questions? Call 1300 722 210 or fill out our 30-second Quick Quote form and we’ll help make your dreams a reality today.

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Positive Lending Solutions is rated Excellent with a score of 4.86 for customer satisfaction by 1096 customers on Trustpilot

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What Our Finance Clients Say

Positive experiences
from real people.

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Nick was an absolute God sent

Nick was an absolute God sent, after being stuffed around by another company, we went to nick and within 2 weeks he has us our new car. Absolutely...

Paul James Cavanagh

Yesterday

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My experience with Positive Lending…absolute positive experience

My experience with Positive Lending Solutions was ridiculously easy with a super quick approval. Nick is extremely quick in response and level of...

Jacki Lingard

3 Days ago

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Daniel was an absolute legend

Daniel was an absolute legend! Went above and beyond, hands down fantastic with communicating with us throughout the entire process. Secured us our...

Emily Hill

5 Days ago

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From the start my experience with the…

From the start my experience with the people that helped me achieve what I wanted like Kosta has been amazing. He and the positive lending team were...

Queenvaitoelau Samoa

6 Days ago

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We make finance a Positive experience