Secure a personal loan online in a matter of minutes

We know that your time is precious and that the last thing you want to be doing is wasting time on a long application. Our personal loan online application is quick, easy, and straightforward. We also make sure to make a quick decision and let you know if your loan has been approved within 24 hours of submitting your application. That way, you can focus on using your time doing things that matter most to you.

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Quick Quote

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What are Personal Loans?

Personal loans are a type of financing that can be used for various personal reasons, such as buying a car for private use, travel and vacation, hospitalisation or medication, tuition fees, bills payments and various other personal uses.

Personal loans are usually short-term with a repayment period that lasts around two years. Most of these loans are unsecured, which means that you don’t need to pledge collateral to be approved. However, most lenders require a high credit score, which reflects an impressive history of borrowing debts, to minimise the risk for defaults. You also need to provide your identification, proof of income, and latest bank statements to prove your financial capability for repayment.

Quick and Easy Personal Loans

  • Our personal loan application process is super quick. You only need to fill in our 30-second online application form to get the ball rolling.
  • We generally get answers for you within 24 hours.
  • We have access to over 30 of the best banks and lenders in Australia.
  • Even if you have a bad credit history, our success rate is phenomenal.
  • We want to make you happy, not banks or lenders.

Whether it's for buying a motorbike, home renovation, or debt consolidation, we’ll be with you every step of the way to ensure that you get the best personal financing deals for your unique circumstances.

Questions? Call 1300 722 210 or fill out our 30-second Quick Quote form and we’ll help make your dreams a reality today.

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Positive Lending Solutions is rated Excellent with a score of 4.86 for customer satisfaction by 1116 customers on Trustpilot

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What Our Finance Clients Say

Positive experiences
from real people.

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Easy, Quick and hassle free. Great team!

Had the best experience with Positive that anyone could imagine. Nathan Price was an absolute legend to work through a home loan with, even with my...

Porcia McSeveney

Wednesday, November 18, 2020

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Thanks heaps Nick

Nick at Positive Lending Solutions made the whole process super easy and stress free. I was in my new car within 3.5 business days. Would definitely...

Joshua Mandeville

Tuesday, November 10, 2020

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Positive Lending Positive Experience

Hi, I would simply like to put the word out of my awesome experience I had dealing with Nick from Positive Lending Solutions. Nick has been amazing...

Avinash Sirohi

Monday, November 09, 2020

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We recently got a Loan with Nick's help…

We recently got a Loan with Nick's help with everything process and made it very easy. Great communication during the process, made us feel welcoming....

Allan Ralph Pride

Wednesday, November 04, 2020

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Personal Finance

When you need fast cash to make a purchase, we can help you with your personal finance needs.

Personal Finance

Boat Finance

Put those sea legs to good use with your very own boat! We have access to some of the best boat finance in Australia.

Boat Finance

Caravan Finance

Time to hit the road and explore this big, beautiful country? Maybe just a weekend away with the family?

Caravan Finance

Jet Ski Finance

Are you a thrill seeker who loves the excitement of a jet ski? We’re hearing you. We’ll match you up with the best lender to give you what you want.

Jet Ski Finance

Motorbike Finance

Who doesn’t love the freedom a motorbike can offer. If you want to cruise around town or hit the open road, we’ve got just the motorbike loan for you.

Motorbike Finance

Bad Credit Loans

It shouldn’t matter if your credit history isn’t perfect. It certainly doesn’t matter to us! We’re experts at getting loans for people with an impaired credit history.

Bad Credit Loans

Resources

good or bad credit

Good or bad credit? Find out for free.

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save thousands on car buying

Buy the perfect car & save thousands?

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what determines your personal finances interest rate

What determines your interest rate?

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We make finance a Positive experience