Boat Finance Australia Wide

Don’t let others have all the fun – secure a boat loan today and get out on the water immediately.

boat finance background

Want to be captain of your own boat?

Weeks spent sailing tropical islands in your very own yacht, exploring Australia’s amazing river network in a motor cruiser, fishing with mates in the bay, or playing water sports with family and friends in a speedboat on the river. Sounds perfect, right? We can help…

What is a boat loan?

A boat loan can help you finance the boat or marine vehicle you’ve always dreamed of owning. Whether the boat is for business or personal use, we can find you the best loan to get you sailing as soon as possible. We can secure financing for the following marine craft:

  • Sail boats
  • Cabin cruisers
  • Aluminium or sports fishing boats
  • Ski boats
  • Jet boats

Sail around Australia, learn how to jet ski with your family, go fishing with your mates, or explore river networks without having to worry about your finances.

What can you buy with boat finance?

That depends on what sort of water activities you’re interested in. Do you like to cruise at a relaxing pace, or hang off the back of a boat at high speed? The options include:

sailing boats

Sail boats

cabin cruiser boats

Cabin cruisers

fishing boats

Aluminium or sports fishing boats

ski boats - jet skis

Ski and jet boats

Why choose Positive Lending Solutions to get boat finance?

  • We have access to the most competitive boat finance rates with over 30 of Australia’s best banks and lenders.
  • Our boat loan experts have years of experience getting our clients the best boat finance deals possible - fixed rates, a repayment cycle you want, and up to 100% finance.
  • We make sure your boat buying experience is great for you, not the banks and lenders.
  • New or used boats from a dealer or private sale – the choice is yours.
  • Our application process is lightning fast, and we’ll usually have an answer for you within 24 hours.

How can Positive Lending Solutions help?

  • We pride ourselves on high rates of customer satisfaction. We have a rating of 4.86/5 stars on Trustpilot because our customers’ happiness is what’s most important to us
  • We work for our customers. Instead of working in banks’ and non-traditional lenders’ best interests, we advocate for you throughout the entire process. We will compare every boat loan Australia wide to find you the best deal.
  • Access to a variety of lenders. Different lenders suit different borrowers, depending on your financial situation and your needs. We will find you the ideal lender for your circumstances with our list of over 30 lenders that we partner with
  • Choose the boat, then find a loan. Have you already picked out the boat of your dreams? No problem! We can find a loan for you whether your boat is new, used, from a dealer, or from a private sale
  • Bad credit? Don’t fear. Many of our lenders are happy to look past a bad credit score and evaluate a borrower’s full financial situation. If you have a less-than-ideal credit history, it doesn’t mean you have no chance of securing boat finance. Securing a loan and paying it off in a timely manner is actually a great way to improve your credit standing
bad credit boat loans

Bad credit history?

At Positive Lending Solutions, we understand that sometimes your credit history may have taken a hit through small mistakes or circumstances beyond your control. That doesn’t mean you shouldn’t be able to get boat finance today. Our team of personal loan experts are brilliant at getting great boat loan deals that other companies can’t.

business boat finance

Need a boat for business?

No problem! If you’re going to use your boat for business more than 50% of the time, we can help you buy your boat in a variety of ways. This could make an enormous difference to the amount you repay, and how much you can claim back through your tax.

How to apply for boat finance?

You’ll be pleased to know that our application process is super quick and incredibly straightforward. There are no tricks, catches, or hidden costs – simply contact us for a fast, honest appraisal or use our Quick Quote tool to get a quote in 30 seconds or less.

Once you’re happy with your quote, we can get your boat loan application started. The application process is simple and you will usually hear back within just 24 hours of applying. Do you want to know more about how we can help you before you apply? Call us on 1300 191 847, email us at, or live chat with us via Facebook Messenger for more information now.

What should you do next?

Call us on 1300 722 210 or fill out our 30-second Quick Quote form and we’ll show you how to get the boat loan you want. We’ll explain everything you need to know about your boat loan including what your interest rate and repayments will be. And best of all, there’s no obligation to go any further if you don’t want to.

boat finance rates quote

Quick Quote

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We make finance a Positive experience