Negotiation is an important price of the car buying process because it helps buyers get the best value for their purchase. To successfully negotiate a car's price, preparation and skills are important.
Early Access to Superannuation: What You Need to Know
Employees can access their superannuation before their preservation age under very limited circumstances. Before doing so, consider the implications involved and be wary of promoters who illegally transfer super to self-managed super funds.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Employees can access their superannuation before their preservation age under very limited circumstances. Before doing so, consider the implications involved and be wary of promoters who illegally transfer super to self-managed super funds.
The Importance of Test Driving
Conducting a vehicle test drive is an important part of the car buying process. The buyer gets an actual experience of the car's performance on the road, which makes or breaks the deal.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Conducting a vehicle test drive is an important part of the car buying process. The buyer gets an actual experience of the car's performance on the road, which makes or breaks the deal.
Buying a New Car Checklist
Are you a first-time car buyer who's as both excited and overwhelmed about the many considerations that you have to make to ensure that you're getting the most value from your purchase? Make buying a new car easy-breezy with this checklist.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/buying-a-new-car-checklist/
Are you a first-time car buyer who's as both excited and overwhelmed about the many considerations that you have to make to ensure that you're getting the most value from your purchase? Make buying a new car easy-breezy with this checklist.
5 Signs It's Time to Buy a New Car
Getting tired of the frequent car breakdowns and costly repairs? It may be time for your old vehicle to retire. These telltale signs will let you know if your car is no longer worth fighting for.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Getting tired of the frequent car breakdowns and costly repairs? It may be time for your old vehicle to retire. These telltale signs will let you know if your car is no longer worth fighting for.
Business Loan: Questions Your Lenders Will Ask
Are you applying for a business loan? Apart from a great business plan and a satisfactory credit profile, you also need to prepare for the lender’s interview. These are the most common questions that you lender will likely ask.
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100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Are you applying for a business loan? Apart from a great business plan and a satisfactory credit profile, you also need to prepare for the lender’s interview. These are the most common questions that you lender will likely ask.
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5 Cheap Cars for Daily Commute
You don't need to break the bank to buy a car. If you need a vehicle for daily commuting, there are plenty of cost-efficient cars to choose from. Check out these five top-selling budget models.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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You don't need to break the bank to buy a car. If you need a vehicle for daily commuting, there are plenty of cost-efficient cars to choose from. Check out these five top-selling budget models.
Which Type of Car Shopper Are You?
When it comes to car buying, do you do a lot of research and consider several types of vehicles before finally making the purchase? Or are you the type who agrees to everything the salesperson offers? Let's find out!
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/different-types-of-car-shoppers/
When it comes to car buying, do you do a lot of research and consider several types of vehicles before finally making the purchase? Or are you the type who agrees to everything the salesperson offers? Let's find out!
Novated Lease: Early Termination Consequences
It is possible for employees to terminate a novated lease early. However, there are there fees and payments associated with the termination. The impact of these penalties can be minimised in several ways.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/novated-lease-early-termination-consequences/
It is possible for employees to terminate a novated lease early. However, there are there fees and payments associated with the termination. The impact of these penalties can be minimised in several ways.
JobKeeper and JobSeeker Changes You Need to Know
The JobKeeper and JobSeeker stimulus programs have been extended. Check out the changes in the payment rates, eligibility requirements, and penalties.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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The JobKeeper and JobSeeker stimulus programs have been extended. Check out the changes in the payment rates, eligibility requirements, and penalties.
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Vehicle Safety Inspection Checklist You Shouldn't Miss
Prevent accidents on the road and maintain a safe driving experience with regular vehicle safety inspection. Use this checklist to guide you through the process.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Prevent accidents on the road and maintain a safe driving experience with regular vehicle safety inspection. Use this checklist to guide you through the process.
5 Things to Consider When Rolling Your Car Loan Into Your Mortgage
Rolling existing your car loan into a new mortgage is an alternative option if you want to get a new vehicle but still has a loan obligation to fulfil. However, it is usually considered as a last resort because it comes with several side issues that are difficult to manage, including compounding interest.
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100
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Rolling existing your car loan into a new mortgage is an alternative option if you want to get a new vehicle but still has a loan obligation to fulfil. However, it is usually considered as a last resort because it comes with several side issues that are difficult to manage, including compounding interest.
10 Best Budget Planner Apps
Starting a new budgeting strategy? Out of the many budgeting and money management apps in the world, we've narrowed down the list to ten apps that are most beneficial for Aussies. Check them out!
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/ten-best-budget-planner-apps/
Starting a new budgeting strategy? Out of the many budgeting and money management apps in the world, we've narrowed down the list to ten apps that are most beneficial for Aussies. Check them out!
Tax Deductions for Work-From-Home Employees
Work-from-home employees have to deal with running expenses—from increased utility bills to the repairs of furniture, technology equipment, and other household fixtures—to efficiently working on their tasks. It's a good thing they can claim these expenses as a deduction on their federal income taxes. Read more this blog.
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100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/work-from-home-tax-deductions/
Work-from-home employees have to deal with running expenses—from increased utility bills to the repairs of furniture, technology equipment, and other household fixtures—to efficiently working on their tasks. It's a good thing they can claim these expenses as a deduction on their federal income taxes. Read more this blog.
The Highest Paying Trades in Australia Today
In Australia, tradies do not only receive great recognition for their hard work; They are also highly paid. Here's a list of the most lucrative jobs in Australia and tips on how to get in the tradie business.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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In Australia, tradies do not only receive great recognition for their hard work; They are also highly paid. Here's a list of the most lucrative jobs in Australia and tips on how to get in the tradie business.
DIY Car Care Tips
Car problems? Get the wrenches and screwdrivers because you don’t have to be a professional mechanic to tackle easy car maintenance jobs.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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255
https://www.positivelendingsolutions.com.au/resources/information-centre/diy-car-care-tips/
Car problems? Get the wrenches and screwdrivers because you don’t have to be a professional mechanic to tackle easy car maintenance jobs.
Checklist for Starting a Business in Australia
Starting a business for the first time? Aside from the funds, there are other important things that you need to take care of to successfully launch your entrepreneurial project. Here's a checklist of the most essential stuff to prepare for.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/checklist-for-starting-a-business-in-australia/
Starting a business for the first time? Aside from the funds, there are other important things that you need to take care of to successfully launch your entrepreneurial project. Here's a checklist of the most essential stuff to prepare for.
Smart Homes in Australia: What You Need to Know
Smart homes are becoming popular in the country because of the comfort, convenience, entertainment, and safety they provide for the entire household. Despite the benefits, however, there are also risks that come with smart home automation.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/smart-homes-in-australia-what-you-need-to-know/
Smart homes are becoming popular in the country because of the comfort, convenience, entertainment, and safety they provide for the entire household. Despite the benefits, however, there are also risks that come with smart home automation.
10 Tips for Improving Financial Literacy
Not everyone is smart with money. If you are one of those who constantly struggle with your finances despite having a stable source of income, you need to improve your money management skills. Check out these tips.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/ten-tips-for-improving-financial-literacy/
Not everyone is smart with money. If you are one of those who constantly struggle with your finances despite having a stable source of income, you need to improve your money management skills. Check out these tips.
How Car Loans Will Evolve In the Days Ahead
The auto financing industry adapts to the changing economic conditions with innovations. Amid the decreasing demand for cars, lenders are offering plenty of attractive car loan schemes and discounts. Meanwhile, traditional car lenders embrace digital technology to stay relevant and competitive.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/how-car-loans-will-evolve-in-the-days-ahead/
The auto financing industry adapts to the changing economic conditions with innovations. Amid the decreasing demand for cars, lenders are offering plenty of attractive car loan schemes and discounts. Meanwhile, traditional car lenders embrace digital technology to stay relevant and competitive.
Maximising Your Tax Return Claims With a Chattel Mortgage
A chattel mortgage is a type of car financing for borrowers who intend to purchase a vehicle for business purposes. Aside from lower interest rates than standard consumer loans, it also offers several tax deduction benefits.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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A chattel mortgage is a type of car financing for borrowers who intend to purchase a vehicle for business purposes. Aside from lower interest rates than standard consumer loans, it also offers several tax deduction benefits.