Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

Prestige SUV 2020 Comparison

Prestige SUV 2020 Comparison

SUVs are slowly becoming the money-makers of many luxury car brands. Designed for status and practicality, these cars may not have the friendliest price range but they're fast becoming the vehicle of choice for many. Here are the hottest prestige SUVs that you can find in Australian showrooms this year.

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How To Choose A Car Loan Broker

How To Choose A Car Loan Broker

Here we take an inside look at what makes a truly great car loan broker so you know what to look for when you make your next application for finance.

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Should I Get A Fixed Or Variable Rate Car Loan?

Should I Get A Fixed Or Variable Rate Car Loan?

Find out when to choose a fixed rate loan or variable rate loan to buy your car. With this information, you can make the right decision for your own financial situation.

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Hire Purchase or Chattel Mortgage?

Hire Purchase or Chattel Mortgage?

Compare a chattel mortgage with a hire purchase agreement here to discover which option will work best within your business structure. Consider how the vehicle is used to maximise your tax benefits.

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How To Finance A Business Vehicle

How To Finance A Business Vehicle

A business vehicle loan is more complex than getting finance as a private individual. For your first business car loan, here's what to consider and weight up to make the right choice of finance.

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Where Should I Buy My Car?

Where Should I Buy My Car?

Don't like dealing with car salespeople? There are other options for buying your next new or used car. Compare car buying processes here before you purchase.

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Ask a Broker: What is Positive Credit Reporting?

Ask a Broker: What is Positive Credit Reporting?

Positive credit reporting will become mandatory this year, and is long overdue as Australia catches up with overseas financial systems. Find out what it means for you and your next loan here.

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What Car Loan Should I Get?

What Car Loan Should I Get?

With so many different types of car loans on offer, you need to understand what each one is designed to do to choose the best car loan for your particular situation. Here's a guide to car loans.

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What is a low interest rate for a car loan?

What is a low interest rate for a car loan?

To qualify for the lowest available car loan interest rate, you'll need to have an excellent credit rating. Here's what you can do to secure a great car loan rate.

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How to Save Interest on Your Car Loan

How to Save Interest on Your Car Loan

Take control of your car loan and your financial interests with these tips to pay out your car loan quickly and save on the amount of interest you'll owe.

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Car Sale Statistics From 2017

Car Sale Statistics From 2017

The cars Australian's buy say a lot about our priorities and changes in lifestyle. Here's a look at car sales in 2017 and a prediction for the next few years based on trends and emerging technology.

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Should I Roll My Car Loan Into My Mortgage?

Should I Roll My Car Loan Into My Mortgage?

When you are taking out a second or third loan, it seems like it'll be easier to roll it all into your mortgage, but will it be a good idea long term? Find out here when you should & what to consider.

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What is the Residual Value on My Novated Lease?

What is the Residual Value on My Novated Lease?

A residual value is a mandatory lump sum that you pay at the end of your novated lease, as part of your novated lease contract. Here's what you need to know to understand how a residual value works.

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How Does A Chattel Mortgage With A Balloon Payment Work?

How Does A Chattel Mortgage With A Balloon Payment Work?

A chattel mortgage with a balloon payment is a secured car loan for businesses that allows you to defer part of the payment until later. Here's how it works, and when you should use one.

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Where Should I Compare Fuel Prices?

Where Should I Compare Fuel Prices?

With Australians driving more every year, and prices increasing at retail when oil prices are stable, here's how you can take action to get the lowest fuel prices using these comparison websites.

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6 Traps To Look Out For When Getting A Car Loan

6 Traps To Look Out For When Getting A Car Loan

Buying a car is one of the biggest purchases you'll make, so you want to get it right the first time. Here's what you must avoid to make sure that getting a car loan is a positive experience.

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Are Online Bank Statement Portals Secure?

Are Online Bank Statement Portals Secure?

Here's what you need to know to protect your information online and identify whether a website is safe to use. We explain the tech language and what to look for to keep your information secure.

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What You Need To Do After You Buy Your Car

What You Need To Do After You Buy Your Car

You've got your new car sitting in the driveway, so what comes next? Buying a car is exciting, especially if it's your first car, so here's your to-do list to get you on the road safely and legally.

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How Do Loan Comparison Websites Make Money?

How Do Loan Comparison Websites Make Money?

Loan Comparison sites offer a 'free' service, so how do they cover their costs? Find out how your favourite comparison sites earn income & how to choose one that your can rely on.

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9 Things To Consider Before Getting A Car Loan

9 Things To Consider Before Getting A Car Loan

With 69% of Australians relying on cars for their daily commute, car loans are an important part of the Australian lifestyle. Here's what you need to consider before choosing your car loan.

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Best Delivery Vehicles for Business

Best Delivery Vehicles for Business

Need a van? Here's the top 7 delivery vans for small businesses. Compare your options to find which van will be the best fit for your everyday business needs.

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