Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

Checklist For Buying a Second Hand Car

Checklist For Buying a Second Hand Car

Understanding what to check for when buying a second hand car could save you issues further down the line. Find out more by using our ultimate checklist to buy used cars.

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How Much of My Income Should Be Spent on a Car Loan

How Much of My Income Should Be Spent on a Car Loan?

Everyone will have different ideas about how much of their income they want to spend on their car loan. Get realistic with your budget and look at the options available with expert help.

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When Buying a Demo Car

Things to Know When buying a Demo Car

Most dealerships will offer the chance to buy a demo car after it's been used for 2-3 months. If you want to benefit from a nearly new vehicle at a discounted price, contact us today for help.

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Bank and Dealership Car Loans

What’s the Difference Between Bank and Dealership Car Loans?

Figuring out the best car loan option for you can be overwhelming. Positive Lending Solutions wants to make the task as easy and efficient as possible - guiding you through the different ways to go.

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Negotiating with Car Dealers

Tips and Tricks For Negotiating with Car Dealers

Figuring out what you want is the first step in being able to confidently negotiate for your new car. Car dealers use many car negotiation tactics and they can be overwhelming so get smart quick!

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Best Cargo Vans to Buy This Year

8 of the Best Cargo Vans to Buy This Year

As a tradie, Positive Lending Solutions understands that your cargo van is important to you. That's why we want to help you find the best cargo van for your needs.

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Car Loans for Sole Traders

Car Loans for Sole Traders

Being a sole trader with a small business probably means you're pretty busy. Positive Lending Solutions wants to make the car loans process as positive and stress-free as possible for you.

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Organising Finances for Your Car Loan

Organising Finances for Your Car Loan

When you get a car loan, it's important to be organised with your finances. Positive Lending Solutions can help you get ahead by getting organised and having everything in order.

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Car Loan Guidelines

Car Loan Guidelines – What You Need For Approval

Getting car loan approval really sets you on your way to getting on the road sooner. Positive Lending Solutions wants to help you follow the guidelines required to getting a car loan approval.

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Car Loans for Permanent Part-timers

Car Loans for Permanent Part-timers

Permanent part-timers are a valuable part of the Australian economy. If you're looking for a car loan as a permanent part-timer, let Positive Lending Solutions help you find the best option.

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Guide to Leasing a Car for Business in Australia

Our Guide to Leasing a Car for Business in Australia

In recent years, leasing a car for business has become increasingly popular. Positive Lending Solutions will guide you through the car leasing process and help you find the right option for you.

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Tax Benefits of Leasing vs Buying a Car

The Tax Benefits of Leasing vs Buying a Car

Deciding whether to lease or buy a car can be a difficult decision. Positive Lending Solutions have decades of experience and can help you to understand the tax benefits of each option.

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Get a Loan Against My Car that is Paid Off

How Do I Get a Loan Against My Car that is Paid Off?

Having a fully paid off car is an asset that you can use against other loans. Using your car as collateral could be a great solution as long as you understand the risks involved.

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Buy a Car with Outstanding Finance

How to Buy a Car with Outstanding Finance

Although most people buying a home expect to take on someone else's finance, buying a car with finance owing can make people really nervous. Positive Lending Solutions can help you through the process

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Best Car Loans for Tradies

The Best Car Loans for Tradies

Being a tradie almost depends on having a good vehicle to store your tools and get you to your jobs on time. Finding the right car loan for you will help you get on the road and maintain your business

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Car Loan Serviceability

What is Car Loan Serviceability?

Positive Lending Solutions understands that the car loan process comes with many unfamiliar terms. Understanding what car loan serviceability is will help you through the initial steps.

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Ultimate Guide to a Chattel Mortgage

The Ultimate Guide to a Chattel Mortgage

A chattel mortgage or a business car loan can offer numerous benefits to those looking to purchase a car for business purposes. From tax deductions to flexible loan terms, find out if this is the right car finance option

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Guide to Chattel Mortgage and GST

Your Guide to Chattel Mortgage and GST

Using your car for business 50% or more of the time? Consider a chattel mortgage and you could enjoy numerous GST benefits and tax deductions as well as flexible loan terms.

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Ultimate Guide to Used Car Loans

The Ultimate Guide to Used Car Loans

Getting a used car loan is a relatively simple process which we can help you with. Understanding the pitfalls to avoid can help save you time, money and stress with a used car loan.

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Unsecured Business Car Loans

What You Need to Know About Unsecured Business Car Loans

Need a car for your daily business? Getting an unsecured business car loan can suit many workers who want to own a car from purchase and enjoy tax benefits as well as other advantages.

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