Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

Can SsangYong Musso Hold Its Own Against the Crowd-Favourites?

There's a new ute in town and it claims to be as strong and dependable yet more affordable than its rivals. Let's see how this South Korean workhorse fare against the crowd favourites.

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6 Traps To Look Out For When Getting A Car Loan

Buying a car is one of the biggest purchases you'll make, so you want to get it right the first time. Here's what you must avoid to make sure that getting a car loan is a positive experience.

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Are Online Bank Statement Portals Secure?

Here's what you need to know to protect your information online and identify whether a website is safe to use. We explain the tech language and what to look for to keep your information secure.

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What You Need To Do After You Buy Your Car

You've got your new car sitting in the driveway, so what comes next? Buying a car is exciting, especially if it's your first car, so here's your to-do list to get you on the road safely and legally.

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How Do Loan Comparison Websites Make Money?

Loan Comparison sites offer a 'free' service, so how do they cover their costs? Find out how your favourite comparison sites earn income & how to choose one that you can rely on.

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9 Things To Consider Before Getting A Car Loan

With 69% of Australians relying on cars for their daily commute, car loans are an important part of the Australian lifestyle. Here's what you need to consider before choosing your car loan.

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Best Delivery Vehicles for Business

Need a van? Here's the top 7 delivery vans for small businesses. Compare your options to find which van will be the best fit for your everyday business needs.

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What's a Loan Pre-Approval?

Getting a great car loan is the first step to a successful car purchase. Here we explain car loan pre-approvals, and why getting a pre-approval will help you to get a better deal on your car purchase.

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How to choose car insurance

Getting car insurance is essential for the settlement of your car loan. Ensure your insurance has the cover you really need using this car insurance guide & don't pay more for features you don't need.

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A Practical Guide to Managing Car Loan Repayments

Putting a plan in place for managing your car loan repayments will ensure that you build a strong credit rating, and get a rewarding car loan experience.

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How Do I Apply For A Car Loan?

Be prepared with exact knowledge of what to expect when you apply for a car loan with Positive Lending Solutions, and make your application move faster so you get the car sooner.

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Do RBA Rates Affect Car Loans?

RBA rates have been on hold for 24 months, so they have to go up sometime. Here's how RBA rates will affect your car loan, and how you can ensure that you always get the best possible car loan rate.

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Glossary of Car Loan Terms

Here's a complete list of the terms you need to know to understand your car loan contract.

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What Happens at the End of A Novated Lease?

A novated lease lets you buy a car with pre-tax income and save on GST. But what happens at the end of the lease? Find out your three options here.

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How Long Do I Need to be Self-Employed Before Financing a Car?

You might be able to get a car loan on the first day you're self-employed. It just depends on your experience and the exact setup of your finances. A car loan specialist can help find all the options.

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Would You Buy Your Car Online?

Would you buy a car online? Find out what Australians think about a digital car purchase process, and how we compare to other countries around the world in embracing online car buying.

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When to Use a Balloon Payment for Your Car Loan

A balloon payment can help you to get the car that you want to fit within your budget, but when is it the right choice? Here's a breakdown of when to choose to take a balloon.

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Chattel Mortgages for a Sole Trader

A sole trader has a lot of responsibility. Let us make it easier with chattel mortgages that get you the right vehicle to improve your services and drive your business forwards this year.

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7 Things to Look Out for in a Car Loan Contract

Before you sign a car loan contract, be sure to check for these 7 things. Take control of your finance and understand what your car loan contract means for you.

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Should I Get a Dealer or Bank Car Loan?

Dealer vs Bank Car Loans? Find out here how to choose the best deal by comparing your options, and find out the advantages of using these two different ways to buy a car. Plan your next car loan here.

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Can I Change a Car Loan into a Novated Lease?

Have you been offered novated leasing as an option? Find out when you should make the switch, and what you'll need to do. Novated leasing can offer great benefits, so what could you gain?

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