Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

Restrictions On Cars That Can Be Financed

What Are The Restrictions On Cars That Can Be Financed?

Restrictions on cars that can be financed exist to protect lenders from being left with cars that they can't sell. Don't panic if you want a vehicle that may be restricted, there could be a solution!

Read More
Best Way to Pay for a Car in Australia

What’s the Best Way to Pay for a Car in Australia?

Buying a new car is a big decision. Make sure you find the best way to pay for your new car by researching different options and asking for expert advice as and when you need it.

Read More
Car Loans For New Cars

Car Loans For New Cars – Here's What You Need to Know

A new car generally needs a new car loan and it's useful to know everything about the documents and information required. Get on top of things and let Positive Lending Solutions guide you through

Read More
Business Car Loan Requirements and Documents

Business Car Loan Requirements and Documents

If you’re considering a business car loan, it’s really important to ensure you fulfil all of the requirements of the loan and have the correct documentation in place.

Read More
Car Loan for an Imported Car

How do You Get a Car Loan for an Imported Car?

To many people, the idea of buying an imported car is really appealing. Great quality cars at cheaper prices are popular with people across Australia who want to buy specific cars from other countries

Read More
Car Loans For Single Parents

Car Loans For Single Parents

If you’re a single parent, it’s possible that you may find it harder to get a car loan due to the fact that you’ll be applying for one with a sole income.

Read More
Getting a Short Term Car Loan

Getting a Short Term Car Loan

If you’re thinking of getting a car loan, one of the most important things you need to consider is the term, or the length, of the loan that you’ll take.

Read More
How to Maximise Car Allowance

What is a Car Allowance and How Can You Maximise it?

A job that offers you a car allowance is highly desirable. For jobs that require you to use your vehicle a lot, car allowances are an excellent way for employers to help their staff to buy a vehicle.

Read More
Avoiding Car Buyer's Remorse

Avoiding Car Buyer's Remorse

Don’t panic too much if you experience car buyer’s remorse – this is perfectly normal and to be expected with any large purchase which you have invested significant amounts of money in.

Read More
Car Loan Advice For Business Owners

Car Loan Advice For Business Owners

As a business owner there are a lot of decisions, which generally land on your shoulders. Choosing which type of car loan is actually pretty important and could save you money long term.

Read More
Car Loan Cooling Off Period

What is a Car Loan Cooling Off Period?

When buying a car, there’s always a chance you might change your mind. It’s essential that you know your car loan cooling off period before your purchase either a new or used vehicle.

Read More
How Much Time You Have to Secure Financing

Just bought a Car? Find Out How Much Time You Have to Secure Financing

When do I need to secure car finance?’ Follow our useful tips for what you should do to help your car financing start off as smoothly as possible

Read More
Use Home Equity to Buy a Car

Should I Use Home Equity to Buy a Car?

Do you have a long term home loan? If you have equity in your home, you may be able to use this for a car loan, but is this the best decision?

Read More
Safest Cars in 2018

The Safest Cars in 2018 You Can Buy

If you want the safest possible car for you and your family, look solely at cars with a 5 star rating from ANCAP. Ratings are based on a series of internationally recognised safety assessments.

Read More
How Many People In Australia Take Out Car Loans

How Many People In Australia Take Out Car Loans?

Millions of Australians purchase cars every year – and a huge number of them achieve this by taking out a car loan.

Read More
What is a Factory Bonus

What is a Factory Bonus?

If a dealership has an excess of existing stock, or they are keen to move cars quickly in order to house new models being released, it may be a good time to search out a ‘factory bonus’.

Read More
Novated Lease or Personal Car Loan

Novated Lease or Personal Car Loan?

Whether you decide to get a car loan yourself or do this through your workplace, you’ll enjoy the benefits of getting out on the road wherever you want to go.

Read More
Credit Score vs. Credit Report

Credit Score vs. Credit Report

A credit score is like a grade or a rating that provides a summary of your credit report. A high credit score will generally denote a positive credit report and a good credit history.

Read More
Common Car Loan Mistakes

Common Car Loan Mistakes That Could Cost You Money

Unfortunately, it’s fairly easy to make mistakes with car loans that end up being costly in the long term. There are some simple ways you can avoid making mistakes with your car loan process.

Read More
Understanding Car Loan Rates

A Guide to Understanding Car Loan Rates

Car Loan Rates are the rates of interest that you will be required to pay on the loan. These depend on how much you’re borrowing & the approximate rule is that the more you borrow, the lower the rate.

Read More

Quick Quote

By clicking Get My Quote, I acknowledge and accept the Terms & Conditions.

Did you enjoy this article?

We can deliver articles like this one straight to your inbox. Simply enter your email address in the box below and we'll take care of bringing you the best content.

Email Sent!

Please enter a valid email.

We make finance a Positive experience