Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

What Should I Ask My Car Loan Broker

What Should I Ask My Car Loan Broker?

Find out what to ask to ensure that your car loan broker gives you the best loan possible. Here's what our broker Joe had to say.

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20K Instant Asset Write-off Extension Explained

$20,000 Instant Asset Write-off Extension Explained

The $20,000 asset write-off ends on 30 June 2019. Should you make a purchase to claim instant depreciation before the deadline, or buy later and claim as usual? Here's what you need to know to decide.

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Why are Car Loan Interest Rates So Low in Australia

Why are Car Loan Interest Rates So Low in Australia?

There's rumours that the Australian RBA rate will rise soon. When is this likely to happen, and why would the Reserve Bank choose to increase rates when inflation remains low? Find out here.

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Is Your Car Loan Tax Deductible

Is Your Car Loan Tax Deductible?

Here's a guide to claiming car loan interest, depreciation and running costs. Get the right car loan to make a big difference to your business bottom line.

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ASIC Bans Flex Commissions

ASIC Bans Flex Commissions to Improve Car Finance Practices

What does the ban on flex commissions mean for car finance users? Find out here what to expect leading up to November 2018 as car loans become fairer under a new set of regulations.

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Claiming Car Expenses As a Sole Trader

Claiming Car Expenses As a Sole Trader

Claiming car expenses against your sole trader tax can be a complex process. Here's a guide to read before you purchase so you make the right decision about your next business vehicle loan.

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What are the Risks of Buying a Car Privately

What are the Risks of Buying a Car Privately?

Buying a car privately comes with risks, but it can also be a fantastic way to purchase a car that's still in great condition. Here's what you need to know to secure a good deal.

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How Do I Check My Car Loan Balance

How Do I Check My Car Loan Balance?

Your car loan details are available from your lender. Here's how to access your latest car loan information, including up to date loan balance and payment details.

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How to Get A Novated Lease On A Used Car

How to Get A Novated Lease On A Used Car

You can get a novated lease on a used car, whether you are a PAYG employee for a private company or government department. Here's a look at whether a novated lease is the right choice to buy your car.

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Car Loan Facts in Australia

Car Loan Facts in Australia

Car Loans in Australia make up a small percentage of our total debt, but is this a good debt to have? Get the facts on car loans in Australia here before you decide how to buy a new car.

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What Laws Apply to Australian Car Loans

What Laws Apply to Australian Car Loans?

Individuals in Australia who access finance are protected from exploitation by a national system of federal legislation, overseen by the Australian Securities and Investment Commission (ASIC).

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Are Low Interest Car Loans the Cheapest

Are Low Interest Car Loans the Cheapest?

The interest rate is an essential feature of a car loan that you should consider when comparing car loans, but it's not the only important factor. In fact, focusing too much on rate can be a trap.

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How Interest Rates Apply to Car Loans

How Interest Rates Apply to Car Loans

Here's a detailed look at how interest charges are applied to your car loan, what you can do to minimise the interest that you'll pay, for a successful car buying experience.

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How are Brokers Regulated

How are Brokers Regulated?

Car loans are regulated under ASIC and federal law. Here's what to look for to ensure that your car loan broker complies and that the broker will put your interests first to find the right loan.

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What Rates and Fees Will Apply to my Car Loan

What Rates and Fees Will Apply to my Car Loan?

Your guide to the fine print on your car loan. Don't be surprised by hidden rates and fees - with this knowledge you can untangle your car loan contract and avoid getting into a bad deal.

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Should I Make Extra Payments on my Car Loan

Should I Make Extra Payments on my Car Loan?

Here's how to pay out your car loan early with less fuss, and get financially ahead faster. You can always get expert advice when you need it at Positive Lending Solutions.

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Best Family Car in 2018

Choosing the Best Family Car in 2018

Looking to for a new car for your family? Here's the best options in 2018, from city-based, high-tech to off-road comfortable SUV's with the very best safety features, internal space and audio.

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9 Best Cars Under 30K

9 Best Cars Under $30,000

Setting a budget doesn't mean you have to buy a cheap car. Here's our best 9 cars under $30,000 so you can choose a brand new car without breaking the bank.

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How To Choose A Car Loan Broker

How to Choose a Car Loan Broker

Here we take an inside look at what makes a truly great car loan broker so you know what to look for when you make your next application for finance.

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Should I Get A Fixed Or Variable Rate Car Loan

Should I Get A Fixed Or Variable Rate Car Loan?

Find out when to choose a fixed rate loan or variable rate loan to buy your car. With this information, you can make the right decision for your own financial situation.

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