Utes have been the best-selling vehicles in Australia since 2016. Although that’s only 5 years, they have a long history. We investigate Australia’s love of utes.
How to Cut Business Costs Without Laying Off Staff
Was your business badly hit by The Rona? You don't have to let go of your talented staff just because you need to save your business. Here are strategies for cost-cutting sans the layoff.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Was your business badly hit by The Rona? You don't have to let go of your talented staff just because you need to save your business. Here are strategies for cost-cutting sans the layoff.
5 Ways to Save Money on Your Next Car Purchase
Want to get the best deal on your next car purchase? There are five things your need to have: knowledge, negotiation skill, practicality, time, and a car loan pre-approval.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Want to get the best deal on your next car purchase? There are five things your need to have: knowledge, negotiation skill, practicality, time, and a car loan pre-approval.
Top Industries That Are Cashing In On JobKeeper
Despite the temporary shutdown and restrictions set on hotels and restaurants, it is not the accommodation and food services industry that relied heavily on JobKeeper.
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100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Despite the temporary shutdown and restrictions set on hotels and restaurants, it is not the accommodation and food services industry that relied heavily on JobKeeper.
Digital Transformation Trends in the Car Industry
Even before the pandemic, the auto industry has been integrating digital technology into its business operations and marketing activities to reach out to more customers and boost sales. Check out how digital innovation transforms carmakers and dealerships.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Even before the pandemic, the auto industry has been integrating digital technology into its business operations and marketing activities to reach out to more customers and boost sales. Check out how digital innovation transforms carmakers and dealerships.
How to Get the Best Deal on Used Cars
Looking to buy a well-conditioned pre-owned vehicle at a good price? Make time for research and have a good strategy when negotiating with a private seller or dealer. Read our tips.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Looking to buy a well-conditioned pre-owned vehicle at a good price? Make time for research and have a good strategy when negotiating with a private seller or dealer. Read our tips.
How to Calculate a Car Loan
Before taking out a car loan, get a good estimate of its total cost. This will help you determine how much loan you can afford to repay and manage the monthly repayments efficiently.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Before taking out a car loan, get a good estimate of its total cost. This will help you determine how much loan you can afford to repay and manage the monthly repayments efficiently.
How to Negotiate With Car Dealers
Negotiation is an important price of the car buying process because it helps buyers get the best value for their purchase. To successfully negotiate a car's price, preparation and skills are important.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Negotiation is an important price of the car buying process because it helps buyers get the best value for their purchase. To successfully negotiate a car's price, preparation and skills are important.
Early Access to Superannuation: What You Need to Know
Employees can access their superannuation before their preservation age under very limited circumstances. Before doing so, consider the implications involved and be wary of promoters who illegally transfer super to self-managed super funds.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/early-access-to-superannuation/
Employees can access their superannuation before their preservation age under very limited circumstances. Before doing so, consider the implications involved and be wary of promoters who illegally transfer super to self-managed super funds.
The Importance of Test Driving
Conducting a vehicle test drive is an important part of the car buying process. The buyer gets an actual experience of the car's performance on the road, which makes or breaks the deal.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Conducting a vehicle test drive is an important part of the car buying process. The buyer gets an actual experience of the car's performance on the road, which makes or breaks the deal.
Buying a New Car Checklist
Are you a first-time car buyer who's as both excited and overwhelmed about the many considerations that you have to make to ensure that you're getting the most value from your purchase? Make buying a new car easy-breezy with this checklist.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/buying-a-new-car-checklist/
Are you a first-time car buyer who's as both excited and overwhelmed about the many considerations that you have to make to ensure that you're getting the most value from your purchase? Make buying a new car easy-breezy with this checklist.
5 Signs It's Time to Buy a New Car
Getting tired of the frequent car breakdowns and costly repairs? It may be time for your old vehicle to retire. These telltale signs will let you know if your car is no longer worth fighting for.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Getting tired of the frequent car breakdowns and costly repairs? It may be time for your old vehicle to retire. These telltale signs will let you know if your car is no longer worth fighting for.
Business Loan: Questions Your Lenders Will Ask
Are you applying for a business loan? Apart from a great business plan and a satisfactory credit profile, you also need to prepare for the lender’s interview. These are the most common questions that you lender will likely ask.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Are you applying for a business loan? Apart from a great business plan and a satisfactory credit profile, you also need to prepare for the lender’s interview. These are the most common questions that you lender will likely ask.
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5 Cheap Cars for Daily Commute
You don't need to break the bank to buy a car. If you need a vehicle for daily commuting, there are plenty of cost-efficient cars to choose from. Check out these five top-selling budget models.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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You don't need to break the bank to buy a car. If you need a vehicle for daily commuting, there are plenty of cost-efficient cars to choose from. Check out these five top-selling budget models.
Which Type of Car Shopper Are You?
When it comes to car buying, do you do a lot of research and consider several types of vehicles before finally making the purchase? Or are you the type who agrees to everything the salesperson offers? Let's find out!
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/633/PLS_1277x403_Different-Types-of-Car-Shoppers.jpg
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https://www.positivelendingsolutions.com.au/resources/information-centre/different-types-of-car-shoppers/
When it comes to car buying, do you do a lot of research and consider several types of vehicles before finally making the purchase? Or are you the type who agrees to everything the salesperson offers? Let's find out!
Novated Lease: Early Termination Consequences
It is possible for employees to terminate a novated lease early. However, there are there fees and payments associated with the termination. The impact of these penalties can be minimised in several ways.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/novated-lease-early-termination-consequences/
It is possible for employees to terminate a novated lease early. However, there are there fees and payments associated with the termination. The impact of these penalties can be minimised in several ways.
JobKeeper and JobSeeker Changes You Need to Know
The JobKeeper and JobSeeker stimulus programs have been extended. Check out the changes in the payment rates, eligibility requirements, and penalties.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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The JobKeeper and JobSeeker stimulus programs have been extended. Check out the changes in the payment rates, eligibility requirements, and penalties.
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Vehicle Safety Inspection Checklist You Shouldn't Miss
Prevent accidents on the road and maintain a safe driving experience with regular vehicle safety inspection. Use this checklist to guide you through the process.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Prevent accidents on the road and maintain a safe driving experience with regular vehicle safety inspection. Use this checklist to guide you through the process.
5 Things to Consider When Rolling Your Car Loan Into Your Mortgage
Rolling existing your car loan into a new mortgage is an alternative option if you want to get a new vehicle but still has a loan obligation to fulfil. However, it is usually considered as a last resort because it comes with several side issues that are difficult to manage, including compounding interest.
Read More
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Rolling existing your car loan into a new mortgage is an alternative option if you want to get a new vehicle but still has a loan obligation to fulfil. However, it is usually considered as a last resort because it comes with several side issues that are difficult to manage, including compounding interest.
10 Best Budget Planner Apps
Starting a new budgeting strategy? Out of the many budgeting and money management apps in the world, we've narrowed down the list to ten of the best budget apps in Australia. Check them out!
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100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/ten-best-budget-planner-apps/
Starting a new budgeting strategy? Out of the many budgeting and money management apps in the world, we've narrowed down the list to ten of the best budget apps in Australia. Check them out!
Tax Deductions for Work-From-Home Employees
Work-from-home employees have to deal with running expenses—from increased utility bills to the repairs of furniture, technology equipment, and other household fixtures—to efficiently working on their tasks. It's a good thing they can claim these expenses as a deduction on their federal income taxes. Read more this blog.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/work-from-home-tax-deductions/
Work-from-home employees have to deal with running expenses—from increased utility bills to the repairs of furniture, technology equipment, and other household fixtures—to efficiently working on their tasks. It's a good thing they can claim these expenses as a deduction on their federal income taxes. Read more this blog.