Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

4 Questions To Help Decide If A Car Loan Is Worth It

4 Questions To Help Decide If A Car Loan Is Worth It

Deciding whether financing a car is worth it can be a difficult decision to make on your own. Understanding what car loans involve and whether they'll suit your situation is the first step.

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Calculate your car loan borrowing power

Calculate your car loan borrowing power

Understanding your capacity for borrowing money for a car loan will help you during the car loan process. Make various calculations using a simple to use loan calculator to be on the road sooner!

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How Much Car Finance Can You Apply For?

How Much Car Finance Can You Apply For?

Understanding how much car finance you can apply for can be tricky but it's worthwhile and there's a helpful repayment calculator available to give you a good estimate. Let the experts help you on.

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Can You Get a Car Loan With No Licence?

Can You Get a Car Loan With No Licence?

For various reasons, people may look to get car finance without a driving licence. Although this is possible, it can cause complications further down the line especially when it comes to registering.

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Find Out What a Car Loan Establishment Fee or Origination Fee is

Find Out What a Car Loan Establishment Fee or Origination Fee is

It's important that you budget appropriately when getting a car loan so you need to be aware of all costs - understanding terminology such as establishment and origination fees.

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Cheapest Car Loans in Australia: How do They Work?

Cheapest Car Loans in Australia: How do They Work?

Cheap car loans are becoming very popular in Australia but it's good to know when cheap becomes too cheap. Understand how cheap car loans work and whether they're right for you.

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5 Things You Need to Know About Long-Term Car Loans

5 Things You Need to Know About Long-Term Car Loans

Long-term car loans are increasing in popularity. It's useful to understand what they are, and to know the pros and cons so that you can decide whether they are the right option for you.

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How to Get the Best Car Loan For Your New Business

How to Get the Best Car Loan For Your New Business

If you’re a new business you may be finding it hard to get a good rate for your car loan. For any business in its initial stages, there often just isn't the financial history to support an application

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What You Need to Know About Selling a Car with Finance Owing

What You Need to Know About Selling a Car with Finance Owing

If you still owe money on your car finance but want to sell your vehicle, don't worry. Selling a car subject to finance is very common - you just have to go about it the right way!

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The Benefits of a Salary Sacrifice Car Loan

The Benefits of a Salary Sacrifice Car Loan

Salary sacrifice car loans, or novated leases, are a great way to make tax savings* as well as enjoying a car that is essentially yours. Start the process today!

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How to Use Your Car Allowance to Get a Car Loan

How to Use Your Car Allowance to Get a Car Loan

Understanding the best way to use your car allowance for a car loan helps you find the best option for you. Depending on your situation you could try a chattel mortgage, novated lease or personal loan

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What Are The Restrictions On Cars That Can Be Financed?

What Are The Restrictions On Cars That Can Be Financed?

Restrictions on cars that can be financed exist to protect lenders from being left with cars that they can't sell. Don't panic if you want a vehicle that may be restricted, there could be a solution!

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What’s the Best Way to Pay for a Car in Australia?

What’s the Best Way to Pay for a Car in Australia?

Buying a new car is a big decision. Make sure you find the best way to pay for your new car by researching different options and asking for expert advice as and when you need it.

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Car Loans For New Cars – Here's What You Need to Know

Car Loans For New Cars – Here's What You Need to Know

A new car generally needs a new car loan and it's useful to know everything about the documents and information required. Get on top of things and let Positive Lending Solutions guide you through

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Business Car Loan Requirements and Documents

Business Car Loan Requirements and Documents

If you’re considering a business car loan, it’s really important to ensure you fulfil all of the requirements of the loan and have the correct documentation in place.

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How do You Get a Car Loan for an Imported Car?

How do You Get a Car Loan for an Imported Car?

To many people, the idea of buying an imported car is really appealing. Great quality cars at cheaper prices are popular with people across Australia who want to buy specific cars from other countries

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Car Loans For Single Parents

Car Loans For Single Parents

If you’re a single parent, it’s possible that you may find it harder to get a car loan due to the fact that you’ll be applying for one with a sole income.

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Getting a Short Term Car Loan

Getting a Short Term Car Loan

If you’re thinking of getting a car loan, one of the most important things you need to consider is the term, or the length, of the loan that you’ll take.

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What is a Car Allowance and How Can You Maximise it?

What is a Car Allowance and How Can You Maximise it?

A job that offers you a car allowance is highly desirable. For jobs that require you to use your vehicle a lot, car allowances are an excellent way for employers to help their staff to buy a vehicle.

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Avoiding Car Buyer's Remorse

Avoiding Car Buyer's Remorse

Don’t panic too much if you experience car buyer’s remorse – this is perfectly normal and to be expected with any large purchase which you have invested significant amounts of money in.

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