The car financing industry adapts to the changing economic conditions with innovations. Amid the decreasing demand for cars, lenders are offering plenty of attractive car loan schemes and discounts. Meanwhile, traditional car lenders embrace digital technology to stay relevant and competitive.
When is the Best Time to Buy a Car?
If you’re planning to buy a new vehicle at a great deal, timing is very important. There are certain times of the year when plenty of car dealerships offer slashed prices for many of its vehicles. Before heading out to the dealership, do a lot of research about the car you want to purchase. Do not forget to build your credit score if you’re taking out a car loan.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/505/1277x403_When-is-the-Best-Time-to-Buy-a-Car.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/when-is-the-best-time-to-buy-a-car/
If you’re planning to buy a new vehicle at a great deal, timing is very important. There are certain times of the year when plenty of car dealerships offer slashed prices for many of its vehicles. Before heading out to the dealership, do a lot of research about the car you want to purchase. Do not forget to build your credit score if you’re taking out a car loan.
How to Avoid Bankruptcy With Smart Financial Management
Declaring bankruptcy helps wipe out unsecured debts, but it greatly damages your personal or business credit score. The record also stays on your credit profile for many years, limiting your chances of loan approval. Avoid bankruptcy and its long-term effect by practising smart financial management habits.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/503/Strategies-to-prevent-bankruptcy.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/how-to-avoid-bankruptcy-with-smart-financial-management/
Declaring bankruptcy helps wipe out unsecured debts, but it greatly damages your personal or business credit score. The record also stays on your credit profile for many years, limiting your chances of loan approval. Avoid bankruptcy and its long-term effect by practising smart financial management habits.
How a Small Business Loan Can Benefit You
A small business loan can help you stay afloat during a cash flow crisis. It also builds and improves your credit score with responsible repayments. Typically available from fintechs and online lenders, it has less restrictive requirements than banks. Read on to know more about the benefits of a small business loan and how to qualify for one.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/489/How-a-small-business-loan-can-benefit-you.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/how-a-small-business-loan-can-benefit-you/
A small business loan can help you stay afloat during a cash flow crisis. It also builds and improves your credit score with responsible repayments. Typically available from fintechs and online lenders, it has less restrictive requirements than banks. Read on to know more about the benefits of a small business loan and how to qualify for one.
How to Get a Loan for a Startup Business
If you're planning to launch a startup business or running one that you're trying to grow big in a year or less, a startup business loan can provide the finances you need. Read this article to learn more about its benefits and how to increase your chances of approval.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/483/How-to-Get-a-Loan-for-a-Startup-Business---v1.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/how-to-get-a-loan-for-a-startup-business/
If you're planning to launch a startup business or running one that you're trying to grow big in a year or less, a startup business loan can provide the finances you need. Read this article to learn more about its benefits and how to increase your chances of approval.
8 Tricks to Manage Your Car Loan Effectively
A car loan is a big financial responsibility that can wreak havoc on your finances if not managed effectively. Before taking out one, estimate how much you can afford. Also, include the expenses that come with owning the vehicle in your budget to ensure that you always have money for the monthly repayments and you can make them on time.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/482/8-Tricks-to-Manage-Your-Car-Loan-Effectively---v1.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/8-tricks-to-manage-your-car-loan-effectively/
A car loan is a big financial responsibility that can wreak havoc on your finances if not managed effectively. Before taking out one, estimate how much you can afford. Also, include the expenses that come with owning the vehicle in your budget to ensure that you always have money for the monthly repayments and you can make them on time.
Getting a Commercial Loan at Low Interest
When shopping around for a commercial loan, it's important to compare loan terms and all fees before finally taking out one. Some may have a low interest rate but plenty of hidden fees that add up to the total cost of your loan. There are tricks that can help lower down the total cost of your loan. Read on to find out.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/481/How-to-Get-a-Commercial-Loan-at-a-Low-Interest-Rate---v1.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/how-to-get-a-commercial-loan-at-a-low-interest-rate/
When shopping around for a commercial loan, it's important to compare loan terms and all fees before finally taking out one. Some may have a low interest rate but plenty of hidden fees that add up to the total cost of your loan. There are tricks that can help lower down the total cost of your loan. Read on to find out.
8 Steps to Easy Budgeting
Budgeting is essential to efficiently manage your finances and achieve your financial goals. There are a lot of models that you can follow, as well as apps that automate the process for you. To make budgeting work for you, make your goals realistic and attainable and adjust your budget and your lifestyle as necessary.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/480/8-Steps-to-Easy-Budgeting---v1.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/8-steps-to-easy-budgeting/
Budgeting is essential to efficiently manage your finances and achieve your financial goals. There are a lot of models that you can follow, as well as apps that automate the process for you. To make budgeting work for you, make your goals realistic and attainable and adjust your budget and your lifestyle as necessary.
Which is the Best Bank for a Car Loan? (Part 2)
There are 53 banks in Australia, most of which provide vehicle financing for personal, corporate and business use. While many of these banks offer car loan programs with low interest rates and friendly loan terms if you have good credit and stable source of income, the best deal still depends on your lifestyle needs and capacity for repayment.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/479/Which-is-the-Best-Bank-for-a-Car-Loan-2---v1.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/which-is-the-best-bank-for-a-car-loan-part-2/
There are 53 banks in Australia, most of which provide vehicle financing for personal, corporate and business use. While many of these banks offer car loan programs with low interest rates and friendly loan terms if you have good credit and stable source of income, the best deal still depends on your lifestyle needs and capacity for repayment.
Which is the Best Bank for a Car Loan? (Part 1)
Australia's biggest banks offer some of the best vehicle financing deals for borrowers with good credit. These financing institutions provide various car loan plans for personal and business use. The best bank for a car loan, however, depends on your needs, financial situation and budget.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/478/Which-is-the-Best-Bank-for-a-Car-Loan---v1.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/which-is-the-best-bank-for-a-car-loan/
Australia's biggest banks offer some of the best vehicle financing deals for borrowers with good credit. These financing institutions provide various car loan plans for personal and business use. The best bank for a car loan, however, depends on your needs, financial situation and budget.
Business Funding: Should You Get a Loan or Borrow from Family and Friends?
When it comes to business funding, it is generally wiser to take out a loan from a lender than borrow from family and friends. While the latter option may help you avoid interest and repayment deadline, you risk strained relationships and acquire debt of gratitude. This could lead to involving your loved ones in your business decisions and sharing your future profits with them.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/475/Business-Funding-Should-You-Get-a-Loan-or-Borrow---v1.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/business-funding-should-you-get-a-loan-or-borrow-from-family-and-friends/
When it comes to business funding, it is generally wiser to take out a loan from a lender than borrow from family and friends. While the latter option may help you avoid interest and repayment deadline, you risk strained relationships and acquire debt of gratitude. This could lead to involving your loved ones in your business decisions and sharing your future profits with them.
What are the Benefits of Business Loans?
Business loans help companies fund new projects and opportunities for growth. They offer many benefits that personal financing and investors cannot provide. Before taking out one, take careful consideration of your business needs, strategies and goals. Make sure that you can repay the loan on time to build your business credit profile.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/469/What-are-the-Benefits-of-Business-Loans---v1 (1).png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/what-are-the-benefits-of-business-loans/
Business loans help companies fund new projects and opportunities for growth. They offer many benefits that personal financing and investors cannot provide. Before taking out one, take careful consideration of your business needs, strategies and goals. Make sure that you can repay the loan on time to build your business credit profile.
How to Calculate the Finance Charges on a Car Loan
Are you taking out a car loan? Aside from the principal amount and the interest, there are many other expenses that you have to factor in. Identifying these fees will help you estimate the total cost of your loan and how much you can afford to spend. There is no single formula for calculating the finance charges of a car loan, but the computation usually includes the principal, interest rate, loan term and frequency of repayment.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/468/How-to-Calculate-the-Finance-Charges-on-a-Car-Loan---v1 (1).png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/how-to-calculate-the-finance-charges-on-a-car-loan/
Are you taking out a car loan? Aside from the principal amount and the interest, there are many other expenses that you have to factor in. Identifying these fees will help you estimate the total cost of your loan and how much you can afford to spend. There is no single formula for calculating the finance charges of a car loan, but the computation usually includes the principal, interest rate, loan term and frequency of repayment.
Why Tracking Your Expenses Is Important
Regularly tracking your expenses is an important part of successful financial management. It helps you become more aware and conscious of your spending, which is helpful when you're trying to save money or planning to take out a loan.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/467/Why-Tracking-Your-Expenses-Is-Important---v1.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/why-tracking-your-expenses-is-important/
Regularly tracking your expenses is an important part of successful financial management. It helps you become more aware and conscious of your spending, which is helpful when you're trying to save money or planning to take out a loan.
The Cheapest Ways to Get an Auto Loan
Finding the best car loan deal is not easy. However, several ways can help you negotiate for the lowest interest rate and best terms. These include having a good credit score, seeking pre-approvals from various lenders, getting 0% financing, and using an auto loan calculator to determine how much you can afford.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/461/What-Are-the-Cheapest-Ways-to-Get-an-Auto-Loan---v1.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/the-cheapest-ways-to-get-an-auto-loan/
Finding the best car loan deal is not easy. However, several ways can help you negotiate for the lowest interest rate and best terms. These include having a good credit score, seeking pre-approvals from various lenders, getting 0% financing, and using an auto loan calculator to determine how much you can afford.
What Is the Best Car Loan Term?
The best car loan term depends on your needs and financial situation. While a long repayment period lowers your monthly payments and makes financing seems affordable, it puts you at a greater risk of negative equity. A short-term car loan, on the other hand, can help you settle your debt fast but requires larger monthly payments that may be difficult to sustain.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/460/What Is the Best Car Loan Term - v1.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/what-is-the-best-car-loan-term/
The best car loan term depends on your needs and financial situation. While a long repayment period lowers your monthly payments and makes financing seems affordable, it puts you at a greater risk of negative equity. A short-term car loan, on the other hand, can help you settle your debt fast but requires larger monthly payments that may be difficult to sustain.
What Credit Score Is Required to Buy a New Car?
A good credit score is one of the most important requirements when you buy a car through auto financing. Aside from increasing your chances of approval, it helps you get lower interest rates and favourable loan terms. Before taking out a car loan, work on improving your credit score first. If you've already taken out a car loan with high-interest, refinance it when your credit score improves.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/459/What-Credit-Score-Is-Required-to-Buy-a-New-Car---v1-png8.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/what-credit-score-is-required-to-buy-a-new-car/
A good credit score is one of the most important requirements when you buy a car through auto financing. Aside from increasing your chances of approval, it helps you get lower interest rates and favourable loan terms. Before taking out a car loan, work on improving your credit score first. If you've already taken out a car loan with high-interest, refinance it when your credit score improves.
How Much Money Do You Need to Retire?
Saving for retirement should begin in your early 20s when you still have plenty of time to grow your wealth. If you got a late start, however, it's never too late to start. Either you can save aggressively to compensate for the lost time, or you can continue to earn money in your senior years.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/458/How-Much-Money-Do-You-Need-to-Retire---v1_1.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/how-much-money-do-you-need-to-retire/
Saving for retirement should begin in your early 20s when you still have plenty of time to grow your wealth. If you got a late start, however, it's never too late to start. Either you can save aggressively to compensate for the lost time, or you can continue to earn money in your senior years.
What Is Cash Flow Lending and How Does it Help Businesses?
Businesses that are temporarily underfunded and in need of money to meet working capital needs can get financing and use their future cash flows as collateral. While it is easier to get approved for than standard business loans, borrowers can increase their chance of approval if they have good credit scores, bank statements and sales revenues that all reflect a strong financial capacity to repay the loan.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/457/What-is-Cash-Flow-Lending---v1.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/what-is-cash-flow-lending-and-how-does-it-help-businesses/
Businesses that are temporarily underfunded and in need of money to meet working capital needs can get financing and use their future cash flows as collateral. While it is easier to get approved for than standard business loans, borrowers can increase their chance of approval if they have good credit scores, bank statements and sales revenues that all reflect a strong financial capacity to repay the loan.
How to Create a Business Plan: A Template for Startups
If you’re a startup founder or a small business owner who’s looking to seek financing from lenders or attract investors, it is essential to create your very own business plan. Not only will it help you map out your business direction, but it will also help you get the necessary funding.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/456/How-to-Create-a-Business-Plan-A-Template-for-Startups---v1_1.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/how-to-create-a-business-plan-a-template-for-startups/
If you’re a startup founder or a small business owner who’s looking to seek financing from lenders or attract investors, it is essential to create your very own business plan. Not only will it help you map out your business direction, but it will also help you get the necessary funding.
How to Get a Car Loan if You Already Have a Personal Loan
Yes, you can secure a car loan even when you have a personal loan to pay off. Lenders are likely to approve your application if you have a good credit score and a good income that gives you the financial capacity to repay the loan. Your chances of unconditional approval will also improve if you pledge your vehicle as collateral, provide a substantial down payment, and get pre-approved for vehicle financing.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/455/How-to-Get-a-Car-Loan-If-You-Already-Have-a-Personal-Loan---v1_1.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/how-to-get-a-car-loan-if-you-already-have-a-personal-loan/
Yes, you can secure a car loan even when you have a personal loan to pay off. Lenders are likely to approve your application if you have a good credit score and a good income that gives you the financial capacity to repay the loan. Your chances of unconditional approval will also improve if you pledge your vehicle as collateral, provide a substantial down payment, and get pre-approved for vehicle financing.