Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

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5 Types of Driver You'll Encounter on the Road

Drivers fall into different categories. The good ones make the road safer while the bad ones are often the cause of collisions and other highway accidents. Why type do you belong to?

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car loan terms

The New Average Car Loan Terms

With the rising prices of vehicles and the growing number of people taking out car loans to buy SUVs and utes, lenders are adjusting the loan terms to make financing more affordable. The popular three- and five-year terms for car loans and a thing of the past.

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travel and border restrictions in australia

Travel and Border Restrictions Every Aussie Should Know

International travel remains off-limits and domestic options are limited in Australia. Here’s what you need to know before taking on that off-road adventure you’ve been meaning to do.

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family walking towards car

How Much Would a Weekend Car Cost?

A weekend car may not hit the road as often as a daily car but it doesn't mean that it's not costly to own and maintain. These are the factors that affect its total cost of ownership.

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How to Cut Business Costs Without Laying Off Staff

Was your business badly hit by The Rona? You don't have to let go of your talented staff just because you need to save your business. Here are strategies for cost-cutting sans the layoff.

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5 Ways to Save Money on Your Next Car Purchase

Want to get the best deal on your next car purchase? There are five things your need to have: knowledge, negotiation skill, practicality, time, and a car loan pre-approval.

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Top Industries That Are Cashing In On JobKeeper

Despite the temporary shutdown and restrictions set on hotels and restaurants, it is not the accommodation and food services industry that relied heavily on JobKeeper.

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Digital Transformation Trends in the Car Industry

Even before the pandemic, the auto industry has been integrating digital technology into its business operations and marketing activities to reach out to more customers and boost sales. Check out how digital innovation transforms carmakers and dealerships.

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How to Get the Best Deal on Used Cars

Looking to buy a well-conditioned pre-owned vehicle at a good price? Make time for research and have a good strategy when negotiating with a private seller or dealer. Read our tips.

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How to Calculate a Car Loan

Before taking out a car loan, get a good estimate of its total cost. This will help you determine how much loan you can afford to repay and manage the monthly repayments efficiently.

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How to Negotiate With Car Dealers

Negotiation is an important price of the car buying process because it helps buyers get the best value for their purchase. To successfully negotiate a car's price, preparation and skills are important.

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Early Access to Superannuation: What You Need to Know

Employees can access their superannuation before their preservation age under very limited circumstances. Before doing so, consider the implications involved and be wary of promoters who illegally transfer super to self-managed super funds.

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happy woman testing a car with dealer

The Importance of Test Driving

Conducting a vehicle test drive is an important part of the car buying process. The buyer gets an actual experience of the car's performance on the road, which makes or breaks the deal.

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Buying a New Car Checklist

Are you a first-time car buyer who's as both excited and overwhelmed about the many considerations that you have to make to ensure that you're getting the most value from your purchase? Make buying a new car easy-breezy with this checklist.

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woman with car trouble

5 Signs It's Time to Buy a New Car

Getting tired of the frequent car breakdowns and costly repairs? It may be time for your old vehicle to retire. These telltale signs will let you know if your car is no longer worth fighting for.

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business meeting with coffee

Business Loan: Questions Your Lenders Will Ask

Are you applying for a business loan? Apart from a great business plan and a satisfactory credit profile, you also need to prepare for the lender’s interview. These are the most common questions that you lender will likely ask.

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5 Cheap Cars for Daily Commute

You don't need to break the bank to buy a car. If you need a vehicle for daily commuting, there are plenty of cost-efficient cars to choose from. Check out these five top-selling budget models.

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shopping cart with red ute on it

Which Type of Car Shopper Are You?

When it comes to car buying, do you do a lot of research and consider several types of vehicles before finally making the purchase? Or are you the type who agrees to everything the salesperson offers? Let's find out!

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Novated Lease Early Termination Consequences

Novated Lease: Early Termination Consequences

It is possible for employees to terminate a novated lease early. However, there are there fees and payments associated with the termination. The impact of these penalties can be minimised in several ways.

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JobKeeper and JobSeeker Changes You Need to Know

The JobKeeper and JobSeeker stimulus programs have been extended. Check out the changes in the payment rates, eligibility requirements, and penalties.

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