Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

The Pros and Cons of Refinancing a Car Loan

The Pros and Cons of Refinancing a Car Loan

How does your car loan fare against other options on the market? If you think a better deal exists, it’s time to decide whether you should refinance your car loan. But first, consider these issues.

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How Long Should My Car Loan Be?

How Long Should My Car Loan Be?

Choosing the right loan term is a balance between getting the car you want and being realistic about your financial future. Use this guide to select the right car loan term to buy your next car.

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5 Signs Its Time to Buy a New Car

5 Signs Its Time to Buy a New Car

This 5 point checklist will help you to identify when a new car is a must. Get tips on upgrading your car and make a well-informed choice when you decide to retire your old car.

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How to Upgrade Your Car When You Still Have a Car Loan

How to Upgrade Your Car When You Still Have a Car Loan

Life changes fast .. sometimes faster than you can pay out your car loan. Here's what you'll need to do in order to upgrade your car when your current vehicle is still under finance.

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Advice on Getting Car Loans in Australia

Advice on Getting Car Loans in Australia

With new loan products and lenders entering the loan market, it's more important than ever to get the right car loan advice when you select your next car loan. Here's some essential car loan advice:

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Here are the Best EOFY Car Deals for 2018

Here are the Best EOFY Car Deals for 2018

Waiting for the right time to purchase a new car? It's now! Secure a great deal in the EOFY car sales - here's what you need to know about negotiating at the dealership and getting the best finance.

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2018 Australian Broking Award Finalist Announced

2018 Australian Broking Award Finalist Announced

Positive Group is proud to be nominated for two awards, Asset Finance Broker of the Year and Innovator of the Year, in the 2018 Australian Broking Awards.

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Positive Group Finalists - Young Finance Leaders Award 2018

Positive Group Finalists - Young Finance Leaders Award 2018

Congratulations to Positive Group three Young Finance Leader 2018 finalists! Best of luck for the award announcements on 22nd June 2018.

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How Much Should A Broker Fee Be?

How Much Should A Broker Fee Be?

A car loan broker charges for their service when your loan settles, with a fee included in the total amount financed on your loan. Here's a guide to comparing car loan broker fees.

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Should You Get An Interest Only Loan?

Should You Get An Interest Only Loan?

Find out here whether you should take out an interest-only or a principal and interest loan to meet your mortgage needs in a cost-effective, tax-effective structure that suits your saving style.

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Why are certain documents required for a car loan application?

Why are certain documents required for a car loan application?

Here's you guide to the full loan application requirements so that you can get a faster loan approval. Find out why each document is essential to your loan application assessment.

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Advertised vs Comparison Rates

Advertised vs Comparison Rates

What is a comparison rate? Find out here how you can accurately compare your car loan options to get the best possible loan, using comparison rates, monthly payments, and important loan features.

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What Should I Ask My Car Loan Broker?

Find out what to ask to ensure that your car loan broker gives you the best loan possible. Here's what our broker Joe had to say.

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What Questions Will My Car Loan Broker Ask Me?

What Questions Will My Car Loan Broker Ask Me?

Your loan broker will ask questions about your current situation so they can obtain the best possible deal for you. Here's what to expect, and what your broker shouldn't ask:

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$20,000 Instant Asset Write-off Extension Explained

$20,000 Instant Asset Write-off Extension Explained

The $20,000 asset write-off ends on 30 June 2019. Should you make a purchase to claim instant depreciation before the deadline, or buy later and claim as usual? Here's what you need to know to decide.

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Why are car loan interest rates so low in Australia?

Why are car loan interest rates so low in Australia?

There's rumours that the Australian RBA rate will rise soon. When is this likely to happen, and why would the Reserve Bank choose to increase rates when inflation remains low? Find out here.

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Is Car Loan Interest Tax Deductible?

Is Car Loan Interest Tax Deductible?

Here's a guide to claiming car loan interest, depreciation and running costs. Get the right car loan to make a big difference to your business bottom line.

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ASIC Bans Flex Commissions for Car Finance Brokers

ASIC Bans Flex Commissions for Car Finance Brokers

What does the ban on flex commissions mean for car finance users? Find out here what to expect leading up to November 2018 as car loans become fairer under a new set of regulations.

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Claiming Car Expenses As a Sole Trader

Claiming car expenses against your sole trader tax can be a complex process. Here's a guide to read before you purchase so you make the right decision about your next business vehicle loan.

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What are the Risks of Buying a Car Privately?

What are the Risks of Buying a Car Privately?

Buying a car privately comes with risks, but it can also be a fantastic way to purchase a car that's still in great condition. Here's what you need to know to secure a good deal.

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