Doing a little car research can pay off big time but how do you get started and what should you actually research? We explain.
Drivers fall into different categories. The good ones make the road safer while the bad ones are often the cause of collisions and other highway accidents. Why type do you belong to?
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Drivers fall into different categories. The good ones make the road safer while the bad ones are often the cause of collisions and other highway accidents. Why type do you belong to?
With the rising prices of vehicles and the growing number of people taking out car loans to buy SUVs and utes, lenders are adjusting the loan terms to make financing more affordable. The popular three- and five-year terms for car loans and a thing of the past.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
With the rising prices of vehicles and the growing number of people taking out car loans to buy SUVs and utes, lenders are adjusting the loan terms to make financing more affordable. The popular three- and five-year terms for car loans and a thing of the past.
International travel remains off-limits and domestic options are limited in Australia. Here’s what you need to know before taking on that off-road adventure you’ve been meaning to do.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
International travel remains off-limits and domestic options are limited in Australia. Here’s what you need to know before taking on that off-road adventure you’ve been meaning to do.
A weekend car may not hit the road as often as a daily car but it doesn't mean that it's not costly to own and maintain. These are the factors that affect its total cost of ownership.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
A weekend car may not hit the road as often as a daily car but it doesn't mean that it's not costly to own and maintain. These are the factors that affect its total cost of ownership.
Was your business badly hit by The Rona? You don't have to let go of your talented staff just because you need to save your business. Here are strategies for cost-cutting sans the layoff.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Was your business badly hit by The Rona? You don't have to let go of your talented staff just because you need to save your business. Here are strategies for cost-cutting sans the layoff.
Want to get the best deal on your next car purchase? There are five things your need to have: knowledge, negotiation skill, practicality, time, and a car loan pre-approval.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Want to get the best deal on your next car purchase? There are five things your need to have: knowledge, negotiation skill, practicality, time, and a car loan pre-approval.
Despite the temporary shutdown and restrictions set on hotels and restaurants, it is not the accommodation and food services industry that relied heavily on JobKeeper.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Despite the temporary shutdown and restrictions set on hotels and restaurants, it is not the accommodation and food services industry that relied heavily on JobKeeper.
Even before the pandemic, the auto industry has been integrating digital technology into its business operations and marketing activities to reach out to more customers and boost sales. Check out how digital innovation transforms carmakers and dealerships.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Even before the pandemic, the auto industry has been integrating digital technology into its business operations and marketing activities to reach out to more customers and boost sales. Check out how digital innovation transforms carmakers and dealerships.
Looking to buy a well-conditioned pre-owned vehicle at a good price? Make time for research and have a good strategy when negotiating with a private seller or dealer. Read our tips.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Looking to buy a well-conditioned pre-owned vehicle at a good price? Make time for research and have a good strategy when negotiating with a private seller or dealer. Read our tips.
Before taking out a car loan, get a good estimate of its total cost. This will help you determine how much loan you can afford to repay and manage the monthly repayments efficiently.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Before taking out a car loan, get a good estimate of its total cost. This will help you determine how much loan you can afford to repay and manage the monthly repayments efficiently.
Negotiation is an important price of the car buying process because it helps buyers get the best value for their purchase. To successfully negotiate a car's price, preparation and skills are important.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Negotiation is an important price of the car buying process because it helps buyers get the best value for their purchase. To successfully negotiate a car's price, preparation and skills are important.
Employees can access their superannuation before their preservation age under very limited circumstances. Before doing so, consider the implications involved and be wary of promoters who illegally transfer super to self-managed super funds.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Employees can access their superannuation before their preservation age under very limited circumstances. Before doing so, consider the implications involved and be wary of promoters who illegally transfer super to self-managed super funds.
Conducting a vehicle test drive is an important part of the car buying process. The buyer gets an actual experience of the car's performance on the road, which makes or breaks the deal.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Conducting a vehicle test drive is an important part of the car buying process. The buyer gets an actual experience of the car's performance on the road, which makes or breaks the deal.
Are you a first-time car buyer who's as both excited and overwhelmed about the many considerations that you have to make to ensure that you're getting the most value from your purchase? Make buying a new car easy-breezy with this checklist.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Are you a first-time car buyer who's as both excited and overwhelmed about the many considerations that you have to make to ensure that you're getting the most value from your purchase? Make buying a new car easy-breezy with this checklist.
Getting tired of the frequent car breakdowns and costly repairs? It may be time for your old vehicle to retire. These telltale signs will let you know if your car is no longer worth fighting for.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Getting tired of the frequent car breakdowns and costly repairs? It may be time for your old vehicle to retire. These telltale signs will let you know if your car is no longer worth fighting for.
Are you applying for a business loan? Apart from a great business plan and a satisfactory credit profile, you also need to prepare for the lender’s interview. These are the most common questions that you lender will likely ask.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Are you applying for a business loan? Apart from a great business plan and a satisfactory credit profile, you also need to prepare for the lender’s interview. These are the most common questions that you lender will likely ask.
You don't need to break the bank to buy a car. If you need a vehicle for daily commuting, there are plenty of cost-efficient cars to choose from. Check out these five top-selling budget models.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
You don't need to break the bank to buy a car. If you need a vehicle for daily commuting, there are plenty of cost-efficient cars to choose from. Check out these five top-selling budget models.
When it comes to car buying, do you do a lot of research and consider several types of vehicles before finally making the purchase? Or are you the type who agrees to everything the salesperson offers? Let's find out!
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
When it comes to car buying, do you do a lot of research and consider several types of vehicles before finally making the purchase? Or are you the type who agrees to everything the salesperson offers? Let's find out!
It is possible for employees to terminate a novated lease early. However, there are there fees and payments associated with the termination. The impact of these penalties can be minimised in several ways.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
It is possible for employees to terminate a novated lease early. However, there are there fees and payments associated with the termination. The impact of these penalties can be minimised in several ways.
The JobKeeper and JobSeeker stimulus programs have been extended. Check out the changes in the payment rates, eligibility requirements, and penalties.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
The JobKeeper and JobSeeker stimulus programs have been extended. Check out the changes in the payment rates, eligibility requirements, and penalties.
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