Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

How a Small Business Loan Can Benefit You

How a Small Business Loan Can Benefit You

A small business loan can help you stay afloat during a cash flow crisis. It also builds and improves your credit score with responsible repayments. Typically available from fintechs and online lenders, it has less restrictive requirements than banks. Read on to know more about the benefits of a small business loan and how to qualify for one.

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The top questions to ask a broker for a novated lease

The top questions to ask a broker for a novated lease

When you're thinking about getting a novated lease, it's really important that you feel comfortable asking questions and raising any concerns you might have. Speak to Positive Lending Solutions today!

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Do brokers charge fees?

Do brokers charge fees?

If you're new to car finance you mightn't understand the role of a broker, or whether you're being charged for their services. Understanding how they work ensures you get the best deal possible.

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Are you eligible for car finance?

Are you eligible for car finance?

Wondering if you're eligible for a car loan? The first step lies in assessing your eligibility for car finance. Speak to one of your expert lending managers to get started.

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Finding your luxury car loan

Finding your luxury car loan

Buying a luxury car is an exciting decision and you'll want to make sure you find the best luxury car loan available. We can help you find luxury car finance in Australia for your needs.

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Why should you use a specialist for your novated lease?

Why should you use a specialist for your novated lease?

Getting a novated lease can mean big savings and an efficient way to finance a car. Use a specialist to ensure your novated lease costs are low as possible without compromising on quality.

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Most affordable electric cars in Australia

Most affordable electric cars in Australia

If you're keen to get an electric car but worried about the initial costs, we've got a selection of 4 affordable electric vehicles in Australia. Speak to us to find out how we can help with finance!

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Checklist for buying a second hand car

Checklist for buying a second hand car

Understanding what to check for when buying a second hand car could save you issues further down the line. Find out more by using our ultimate checklist to buy used cars.

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How much of my income should be spent on a car loan?

How much of my income should be spent on a car loan?

Everyone will have different ideas about how much of their income they want to spend on their car loan. Get realistic with your budget and look at the options available with expert help.

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Things to know when buying a demo car

Things to know when buying a demo car

Most dealerships will offer the chance to buy a demo car after it's been used for 2-3 months. If you want to benefit from a nearly new vehicle at a discounted price, contact us today for help.

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What’s the difference between bank and dealership car loans?

What’s the difference between bank and dealership car loans?

Figuring out the best car loan option for you can be overwhelming. Positive Lending Solutions wants to make the task as easy and efficient as possible - guiding you through the different ways to go.

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Tips and Tricks For Negotiating with Car Dealers

Tips and Tricks For Negotiating with Car Dealers

Figuring out what you want is the first step in being able to confidently negotiate for your new car. Car dealers use many car negotiation tactics and they can be overwhelming so get smart quick!

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8 of the Best Cargo Vans to Buy This Year

8 of the Best Cargo Vans to Buy This Year

As a tradie, Positive Lending Solutions understands that your cargo van is important to you. That's why we want to help you find the best cargo van for your needs.

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Car Loans for Sole Traders

Car Loans for Sole Traders

Being a sole trader with a small business probably means you're pretty busy. Positive Lending Solutions wants to make the car loans process as positive and stress-free as possible for you.

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Organising Finances for Your Car Loan

Organising Finances for Your Car Loan

When you get a car loan, it's important to be organised with your finances. Positive Lending Solutions can help you get ahead by getting organised and having everything in order.

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Car Loan Guidelines – What You Need For Approval

Car Loan Guidelines – What You Need For Approval

Getting car loan approval really sets you on your way to getting on the road sooner. Positive Lending Solutions wants to help you follow the guidelines required to getting a car loan approval.

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Car Loans for Permanent Part-timers

Car Loans for Permanent Part-timers

Permanent part-timers are a valuable part of the Australian economy. If you're looking for a car loan as a permanent part-timer, let Positive Lending Solutions help you find the best option.

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What to do After You get Car Loan Pre-approval

What to do After You get Car Loan Pre-approval

It can be overwhelming understanding the car loan application process. At Positive Lending Solutions, we'll help you go from getting pre-approval for your car loan, to getting on the road!

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Our Guide to Leasing a Car for Business in Australia

Our Guide to Leasing a Car for Business in Australia

In recent years, leasing a car for business has become increasingly popular. Positive Lending Solutions will guide you through the car leasing process and help you find the right option for you.

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The Tax Benefits of Leasing vs Buying a Car

The Tax Benefits of Leasing vs Buying a Car

Deciding whether to lease or buy a car can be a difficult decision. Positive Lending Solutions have decades of experience and can help you to understand the tax benefits of each option.

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Getting a Loan Against My Car That is Paid Off

Getting a Loan Against My Car That is Paid Off

Having a fully paid off car is an asset that you can use against other loans. Using your car as collateral could be a great solution as long as you understand the risks involved.

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