Doing a little car research can pay off big time but how do you get started and what should you actually research? We explain.
Are you applying for a business loan? Apart from a great business plan and a satisfactory credit profile, you also need to prepare for the lender’s interview. These are the most common questions that you lender will likely ask.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Are you applying for a business loan? Apart from a great business plan and a satisfactory credit profile, you also need to prepare for the lender’s interview. These are the most common questions that you lender will likely ask.
You don't need to break the bank to buy a car. If you need a vehicle for daily commuting, there are plenty of cost-efficient cars to choose from. Check out these five top-selling budget models.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
You don't need to break the bank to buy a car. If you need a vehicle for daily commuting, there are plenty of cost-efficient cars to choose from. Check out these five top-selling budget models.
When it comes to car buying, do you do a lot of research and consider several types of vehicles before finally making the purchase? Or are you the type who agrees to everything the salesperson offers? Let's find out!
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
When it comes to car buying, do you do a lot of research and consider several types of vehicles before finally making the purchase? Or are you the type who agrees to everything the salesperson offers? Let's find out!
It is possible for employees to terminate a novated lease early. However, there are there fees and payments associated with the termination. The impact of these penalties can be minimised in several ways.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
It is possible for employees to terminate a novated lease early. However, there are there fees and payments associated with the termination. The impact of these penalties can be minimised in several ways.
The JobKeeper and JobSeeker stimulus programs have been extended. Check out the changes in the payment rates, eligibility requirements, and penalties.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
The JobKeeper and JobSeeker stimulus programs have been extended. Check out the changes in the payment rates, eligibility requirements, and penalties.
Prevent accidents on the road and maintain a safe driving experience with regular vehicle safety inspection. Use this checklist to guide you through the process.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Prevent accidents on the road and maintain a safe driving experience with regular vehicle safety inspection. Use this checklist to guide you through the process.
Rolling existing your car loan into a new mortgage is an alternative option if you want to get a new vehicle but still has a loan obligation to fulfil. However, it is usually considered as a last resort because it comes with several side issues that are difficult to manage, including compounding interest.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Rolling existing your car loan into a new mortgage is an alternative option if you want to get a new vehicle but still has a loan obligation to fulfil. However, it is usually considered as a last resort because it comes with several side issues that are difficult to manage, including compounding interest.
Starting a new budgeting strategy? Out of the many budgeting and money management apps in the world, we've narrowed down the list to ten of the best budget apps in Australia. Check them out!
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Starting a new budgeting strategy? Out of the many budgeting and money management apps in the world, we've narrowed down the list to ten of the best budget apps in Australia. Check them out!
Work-from-home employees have to deal with running expenses—from increased utility bills to the repairs of furniture, technology equipment, and other household fixtures—to efficiently working on their tasks. It's a good thing they can claim these expenses as a deduction on their federal income taxes. Read more this blog.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Work-from-home employees have to deal with running expenses—from increased utility bills to the repairs of furniture, technology equipment, and other household fixtures—to efficiently working on their tasks. It's a good thing they can claim these expenses as a deduction on their federal income taxes. Read more this blog.
In Australia, tradies do not only receive great recognition for their hard work; They are also highly paid. Here's a list of the most lucrative jobs in Australia and tips on how to get in the tradie business.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
In Australia, tradies do not only receive great recognition for their hard work; They are also highly paid. Here's a list of the most lucrative jobs in Australia and tips on how to get in the tradie business.
Car problems? Get the wrenches and screwdrivers because you don’t have to be a professional mechanic to tackle easy car maintenance jobs.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Car problems? Get the wrenches and screwdrivers because you don’t have to be a professional mechanic to tackle easy car maintenance jobs.
Starting a business for the first time? Aside from the funds, there are other important things that you need to take care of to successfully launch your entrepreneurial project. Here's a checklist of the most essential stuff to prepare for.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Starting a business for the first time? Aside from the funds, there are other important things that you need to take care of to successfully launch your entrepreneurial project. Here's a checklist of the most essential stuff to prepare for.
Smart homes are becoming popular in the country because of the comfort, convenience, entertainment, and safety they provide for the entire household. Despite the benefits, however, there are also risks that come with smart home automation.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Smart homes are becoming popular in the country because of the comfort, convenience, entertainment, and safety they provide for the entire household. Despite the benefits, however, there are also risks that come with smart home automation.
Not everyone is smart with money. If you are one of those who constantly struggle with your finances despite having a stable source of income, you need to improve your money management skills. Check out these tips.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Not everyone is smart with money. If you are one of those who constantly struggle with your finances despite having a stable source of income, you need to improve your money management skills. Check out these tips.
The auto financing industry adapts to the changing economic conditions with innovations. Amid the decreasing demand for cars, lenders are offering plenty of attractive car loan schemes and discounts. Meanwhile, traditional car lenders embrace digital technology to stay relevant and competitive.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
The auto financing industry adapts to the changing economic conditions with innovations. Amid the decreasing demand for cars, lenders are offering plenty of attractive car loan schemes and discounts. Meanwhile, traditional car lenders embrace digital technology to stay relevant and competitive.
A chattel mortgage is a type of car financing for borrowers who intend to purchase a vehicle for business purposes. Aside from lower interest rates than standard consumer loans, it also offers several tax deduction benefits.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
A chattel mortgage is a type of car financing for borrowers who intend to purchase a vehicle for business purposes. Aside from lower interest rates than standard consumer loans, it also offers several tax deduction benefits.
Staying at home because of the lockdown, school holiday, or harsh weather conditions is not so sad and boring as long as you have plenty of fun bonding moments with the family. Here's how to keep your kids entertained and connected with you at home.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Staying at home because of the lockdown, school holiday, or harsh weather conditions is not so sad and boring as long as you have plenty of fun bonding moments with the family. Here's how to keep your kids entertained and connected with you at home.
The coronavirus pandemic has affected different aspects of the economy, including consumer spending and borrowing. Here are some changes in people's borrowing habits after the lockdowns and stay-at-home orders.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
The coronavirus pandemic has affected different aspects of the economy, including consumer spending and borrowing. Here are some changes in people's borrowing habits after the lockdowns and stay-at-home orders.
It's tax time in Australia and every hardworking citizen is busy sorting out their tax returns and claims, including tradies. If you're not really aware of what you can claim in tax deductions, find out on this blog.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
It's tax time in Australia and every hardworking citizen is busy sorting out their tax returns and claims, including tradies. If you're not really aware of what you can claim in tax deductions, find out on this blog.
Cybercrime in Australia is rising and becoming sophisticated. While everyone is vulnerable, you can better avoid falling victim to online criminal activities when armed with the right knowledge and tools.
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Cybercrime in Australia is rising and becoming sophisticated. While everyone is vulnerable, you can better avoid falling victim to online criminal activities when armed with the right knowledge and tools.
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