Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

When is it a good idea to use a balloon payment?

When is it a good idea to use a balloon payment?

A balloon payment can help you to get the car that you want to fit within your budget, but when is it the right choice? Here's a breakdown of when to choose to take a balloon.

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Chattel Mortgages for a Sole Trader

Chattel Mortgages for a Sole Trader

A sole trader has a lot of responsibility. Let us make it easier with chattel mortgages that get you the right vehicle to improve your services and drive your business forwards this year.

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7 Things to Look Out for in a Car Loan Contract

7 Things to Look Out for in a Car Loan Contract

Before you sign a car loan contract, be sure to check for these 7 things. Take control of your finance and understand what your car loan contract means for you.

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Should I Get a Dealer or Bank Car Loan?

Should I Get a Dealer or Bank Car Loan?

Dealer vs Bank Car Loans? Find out here how to choose the best deal by comparing your options, and find out the advantages of using these two different ways to buy a car. Plan your next car loan here.

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Can I Change a Car Loan into a Novated Lease?

Can I Change a Car Loan into a Novated Lease?

Have you been offered novated leasing as an option? Find out when you should make the switch, and what you'll need to do. Novated leasing can offer great benefits, so what could you gain?

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Novated Lease Or Salary Sacrifice?

Novated Lease Or Salary Sacrifice?

Can you buy a car using your pre-tax income? Compare novated leasing and salary sacrifice options to work out if you can save by purchasing your car before income tax.

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Will Cosigning A Loan Help Me Get A Better Deal?

Will Cosigning A Loan Help Me Get A Better Deal?

Cosigning a car loan is a substantial responsibility where you put your own money on the line for someone you trust to help them get a car loan. Here's what to consider before cosigning a loan.

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What to Research Before Buying a New Car

What to Research Before Buying a New Car

If you're buying a new car in 2018, you want to make the most of your new purchase. Here's a guide to the essential car research to help you decide which car to buy.

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What's The Difference Between Secured and Unsecured Car Loans?

What's The Difference Between Secured and Unsecured Car Loans?

Need a small loan to buy a car? Here's how to decide between secured car loans vs unsecured car loans when you're looking to buy, and how to choose the best option for you right now.

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When Should I Refinance My Car Loan?

When Should I Refinance My Car Loan?

If your circumstances have changed since you took out your car loan, you could get a much better deal now. Here's the complete guide to working out when you should refinance your car loan.

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What Should You Expect At End Of Year Car Sales?

What Should You Expect At End Of Year Car Sales?

Looking to buy a new car but don't want to pay a new car price? Here's how to negotiate a great deal on a brand new car in the end of year car sales. Plate clearances mean you get a new car for less.

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Loan to Value Ratio 101

Loan to Value Ratio 101

A car loan LVR will determine whether you are approved for car finance, or whether you can easily refinance your car loan. Find out how to change your LVR and take control of your car finance now.

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A Guide To Buying A Car For Christmas

A Guide To Buying A Car For Christmas

Are you feeling generous this Christmas? A car will show that special someone exactly where your heart is at, but how will you get the right one? Get the guide to buying a car at Christmas here.

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The Best Uber Cars in 2018

The Best Uber Cars in 2018

What are the best cars for Uber? Meeting the Uber requirements is just one thing you want to consider. Here's our top 5 to keep you and your passengers comfortable and give you maximum ROI.

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2018 New Year Financial Resolutions

2018 New Year Financial Resolutions

Making new years resolutions without a strong plan to back them up won't get you very far. Reach your financial goals in 2018 with these actionable finance tips that can change how the year will end.

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Is Loan Protection Insurance Worth It?

Is Loan Protection Insurance Worth It?

If you're considering taking out a car loan, you'll want to make sure that you'll be able to pay it in full by the end of the loan term, even if adverse events occur that reduce your income.

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Can Uber Drivers Get Car Loans?

Can Uber Drivers Get Car Loans?

Make extra money in your own time as an UberX driver, or step up to Uber Black. Find out here how you can pay your car loan faster using your Uber income, and the steps to get an Uber car loan.

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Get a Car Loan or Pay Cash?

Get a Car Loan or Pay Cash?

Should you use cash or get a car loan to buy your next car? We discuss when you should buy a car with cash, and situations when getting a car loan is the better option.

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How to Pick the Best Car Loan For Me

How to Pick the Best Car Loan For Me

Choose a car loan that maximises your financial potential. Get the complete guide to fees, interest rates, and choosing the right car to buy in this comprehensive Guide to Getting A Car Loan.

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Car Loan Approval Checklist

Car Loan Approval Checklist

Buying a car often means you need to get a car loan. Take the hassle out of your car loan approval using this car loan checklist to ensure that your car loan is quick and easy to arrange.

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