Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

Getting a Commercial Loan at Low Interest

Getting a Commercial Loan at Low Interest

When shopping around for a commercial loan, it's important to compare loan terms and all fees before finally taking out one. Some may have a low interest rate but plenty of hidden fees that add up to the total cost of your loan. There are tricks that can help lower down the total cost of your loan. Read on to find out.

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How to Get the Best Car Loan For Your New Business

How to Get the Best Car Loan For Your New Business

If you’re a new business you may be finding it hard to get a good rate for your car loan. For any business in its initial stages, there often just isn't the financial history to support an application

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What You Need to Know About Selling a Car with Finance Owing

What You Need to Know About Selling a Car with Finance Owing

If you still owe money on your car finance but want to sell your vehicle, don't worry. Selling a car subject to finance is very common - you just have to go about it the right way!

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The Benefits of a Salary Sacrifice Car Loan

The Benefits of a Salary Sacrifice Car Loan

Salary sacrifice car loans, or novated leases, are a great way to make tax savings* as well as enjoying a car that is essentially yours. Start the process today!

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How to Use Your Car Allowance to Get a Car Loan

How to Use Your Car Allowance to Get a Car Loan

Understanding the best way to use your car allowance for a car loan helps you find the best option for you. Depending on your situation you could try a chattel mortgage, novated lease or personal loan

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What Are The Restrictions On Cars That Can Be Financed?

What Are The Restrictions On Cars That Can Be Financed?

Restrictions on cars that can be financed exist to protect lenders from being left with cars that they can't sell. Don't panic if you want a vehicle that may be restricted, there could be a solution!

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What’s the Best Way to Pay for a Car in Australia?

What’s the Best Way to Pay for a Car in Australia?

Buying a new car is a big decision. Make sure you find the best way to pay for your new car by researching different options and asking for expert advice as and when you need it.

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Car Loans For New Cars – Here's What You Need to Know

Car Loans For New Cars – Here's What You Need to Know

A new car generally needs a new car loan and it's useful to know everything about the documents and information required. Get on top of things and let Positive Lending Solutions guide you through

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Business Car Loan Requirements and Documents

Business Car Loan Requirements and Documents

If you’re considering a business car loan, it’s really important to ensure you fulfil all of the requirements of the loan and have the correct documentation in place.

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How do You Get a Car Loan for an Imported Car?

How do You Get a Car Loan for an Imported Car?

To many people, the idea of buying an imported car is really appealing. Great quality cars at cheaper prices are popular with people across Australia who want to buy specific cars from other countries

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Car Loans For Single Parents

Car Loans For Single Parents

If you’re a single parent, it’s possible that you may find it harder to get a car loan due to the fact that you’ll be applying for one with a sole income.

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Getting a Short Term Car Loan

Getting a Short Term Car Loan

If you’re thinking of getting a car loan, one of the most important things you need to consider is the term, or the length, of the loan that you’ll take.

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What is a Car Allowance and How Can You Maximise it?

What is a Car Allowance and How Can You Maximise it?

A job that offers you a car allowance is highly desirable. For jobs that require you to use your vehicle a lot, car allowances are an excellent way for employers to help their staff to buy a vehicle.

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Avoiding Car Buyer's Remorse

Avoiding Car Buyer's Remorse

Don’t panic too much if you experience car buyer’s remorse – this is perfectly normal and to be expected with any large purchase which you have invested significant amounts of money in.

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Car Loan Advice For Business Owners

Car Loan Advice For Business Owners

As a business owner there are a lot of decisions, which generally land on your shoulders. Choosing which type of car loan is actually pretty important and could save you money long term.

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Is There a Car Loan Cooling Off Period?

Is There a Car Loan Cooling Off Period?

When buying a car, there’s always a chance you might change your mind. It’s essential that you know your car loan cooling off period before your purchase either a new or used vehicle.

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Just bought a Car? Find Out How Much Time You Have to Secure Financing

Just bought a Car? Find Out How Much Time You Have to Secure Financing

When do I need to secure car finance?’ Follow our useful tips for what you should do to help your car financing start off as smoothly as possible

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Should I Use Home Equity to Buy a Car?

Should I Use Home Equity to Buy a Car?

Do you have a long term home loan? If you have equity in your home, you may be able to use this for a car loan, but is this the best decision?

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The Safest Cars in 2018 You Can Buy

The Safest Cars in 2018 You Can Buy

If you want the safest possible car for you and your family, look solely at cars with a 5 star rating from ANCAP. Ratings are based on a series of internationally recognised safety assessments.

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How Many People In Australia Take Out Car Loans?

How Many People In Australia Take Out Car Loans?

Millions of Australians purchase cars every year – and a huge number of them achieve this by taking out a car loan.

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What is a Factory Bonus?

What is a Factory Bonus?

If a dealership has an excess of existing stock, or they are keen to move cars quickly in order to house new models being released, it may be a good time to search out a ‘factory bonus’.

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