WRX, Ranger, 911 - some cars command huge followings of fans. We take a look at some popular cars on Australian roads with massive ‘cult-like’ followings.
Essential Summer Driving Safety Tips
Driving the Australian Outback in the summertime is exciting, but it can also be unsafe for you and your car. Before hitting the roads, make sure you and your vehicle are in good condition. Here are several driving safety tips that you can do to ensure a smooth and breezy journey.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/essential-summer-driving-safety-tips/
Driving the Australian Outback in the summertime is exciting, but it can also be unsafe for you and your car. Before hitting the roads, make sure you and your vehicle are in good condition. Here are several driving safety tips that you can do to ensure a smooth and breezy journey.
How to Know If You Can Afford a Car Loan
Knowing how much you can afford for a car loan can help you efficiently manage the repayments and complete your loan on its agreed term. Online car loan calculators can help you compute your monthly repayments. You can also calculate the car loan repayment on your own. Here's how to do it.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Knowing how much you can afford for a car loan can help you efficiently manage the repayments and complete your loan on its agreed term. Online car loan calculators can help you compute your monthly repayments. You can also calculate the car loan repayment on your own. Here's how to do it.
Prestige SUV 2020 Comparison
SUVs are slowly becoming the money-makers of many luxury car brands. Designed for status and practicality, these cars may not have the friendliest price range but they're fast becoming the vehicle of choice for many. Here are the hottest prestige SUVs that you can find in Australian showrooms this year.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/522/Prestige SUV 2020 Comparison.webp
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https://www.positivelendingsolutions.com.au/resources/information-centre/prestige-suv-2020-comparison/
SUVs are slowly becoming the money-makers of many luxury car brands. Designed for status and practicality, these cars may not have the friendliest price range but they're fast becoming the vehicle of choice for many. Here are the hottest prestige SUVs that you can find in Australian showrooms this year.
Car-related Business Ideas to Start Without Money
Are you struggling to make repayments on your car loan or simply looking for an extra income to pay for the fuel and maintenance costs? Instead of working your tail off to pay for your car’s repairs and maintenance, make your vehicle work for you! Check out these car-related business ideas that are in-demand these days.
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100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/car-related-business-ideas-to-start-without-money/
Are you struggling to make repayments on your car loan or simply looking for an extra income to pay for the fuel and maintenance costs? Instead of working your tail off to pay for your car’s repairs and maintenance, make your vehicle work for you! Check out these car-related business ideas that are in-demand these days.
Why Is It Important to Compare Loan Offers?
When taking out any type of financing, it is never a good idea to grab the first offer you're presented with. Remember that the finance industry is very competitive. If you don't shop around and compare loan offers, you might miss out on the best deal that you can get.
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100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/why-is-it-important-to-compare-loan-offers/
When taking out any type of financing, it is never a good idea to grab the first offer you're presented with. Remember that the finance industry is very competitive. If you don't shop around and compare loan offers, you might miss out on the best deal that you can get.
What is Technology Finance?
While technological advancement is important for business operations, not all companies can easily buy, fix or upgrade existing equipment. This makes it necessary for them to get technology finance, a type of personal loan specifically intended for the purchase or replacement of office technology.
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100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/what-is-technology-finance/
While technological advancement is important for business operations, not all companies can easily buy, fix or upgrade existing equipment. This makes it necessary for them to get technology finance, a type of personal loan specifically intended for the purchase or replacement of office technology.
5 Exciting Luxury Cars for 2020
New luxury car models are coming to Australian showrooms this year. Five of the most anticipated are the Aston Martin DBX, revamped Jaguar F-Type, Volkswagen T-Roc, Mercedes-Benz GLA, and the fourth generation Ford Escape. Find out what makes these posh vehicles special.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/5-exciting-luxury-cars-for-2020/
New luxury car models are coming to Australian showrooms this year. Five of the most anticipated are the Aston Martin DBX, revamped Jaguar F-Type, Volkswagen T-Roc, Mercedes-Benz GLA, and the fourth generation Ford Escape. Find out what makes these posh vehicles special.
12 Cool Car Gadgets to Improve Your Driving Experience
Driving or riding a modest car can get boring or unpleasant, especially when traveling for long distances. If your limited finances keep you from buying a prestige vehicle, the best alternative is to buy car gadgets than can keep you comfortable, entertained and safe while on the road. Check out these latest inventions that have made it to our list.
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100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Driving or riding a modest car can get boring or unpleasant, especially when traveling for long distances. If your limited finances keep you from buying a prestige vehicle, the best alternative is to buy car gadgets than can keep you comfortable, entertained and safe while on the road. Check out these latest inventions that have made it to our list.
The Best Utes in Australia Today
Utility vehicles are part of the Australian identity. These workhorses are built to conquer the vast outback wilderness and to serve the no-nonsense mining, agriculture and service industries. But which utes reign supreme in the Australian soil and which ones are ideal for your lifestyle? Read on to find out.
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100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/what-are-the-best-utes-in-australia-today/
Utility vehicles are part of the Australian identity. These workhorses are built to conquer the vast outback wilderness and to serve the no-nonsense mining, agriculture and service industries. But which utes reign supreme in the Australian soil and which ones are ideal for your lifestyle? Read on to find out.
Does Your Car Have a Faulty Takata Airbag?
If you're driving an old car or are planning to buy one, you better check if it has a defective Takata airbag. Millions of old cars are now being recalled because of airbag safety risks, which can cause serious injuries and deaths. Here's what you need to know about the global Takata airbag recall.
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100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/does-your-car-have-a-faulty-takata-airbag/
If you're driving an old car or are planning to buy one, you better check if it has a defective Takata airbag. Millions of old cars are now being recalled because of airbag safety risks, which can cause serious injuries and deaths. Here's what you need to know about the global Takata airbag recall.
Australia's Top-Selling Cars in 2019
The economic challenges in Australia last year, which included the tightening of lending and slow wage growth, have resulted in low annual car sales. The tough time has also influenced many to choose function and cost-efficiency over luxury. Check out the country's top-selling cars in 2019.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/the-top-selling-cars-in-australia-in-2019/
The economic challenges in Australia last year, which included the tightening of lending and slow wage growth, have resulted in low annual car sales. The tough time has also influenced many to choose function and cost-efficiency over luxury. Check out the country's top-selling cars in 2019.
How to Buy a Ute: Tips for First-Time Buyers
It can be nerve-racking to buy a ute for the first time if you simply don't know that much about utility vehicles, or cars in general. Nevertheless, there are several ways to make the car-buying process as smooth as possible and save a lot of time, energy and money.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/how-to-buy-a-ute-tips-for-first-time-buyers/
It can be nerve-racking to buy a ute for the first time if you simply don't know that much about utility vehicles, or cars in general. Nevertheless, there are several ways to make the car-buying process as smooth as possible and save a lot of time, energy and money.
8 Smart Tips for Holiday Shopping
The holiday shopping frenzy can make you splurge out on stuff that you don't need. While it's fun to grab "exciting promos and discounts" that abound this time of the year, it can take a toll on your finances. Learn how to shop for the holidays while efficiently managing your spending.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/8-smart-tips-for-holiday-shopping/
The holiday shopping frenzy can make you splurge out on stuff that you don't need. While it's fun to grab "exciting promos and discounts" that abound this time of the year, it can take a toll on your finances. Learn how to shop for the holidays while efficiently managing your spending.
How to Save Money During the Holidays
The Holiday Season is a time for spending with plenty of sales and discounts that offer a little something for everyone. While it's almost impossible not to spend for niceties, you can still keep your spending under control and save money during this time of the year. Check out some of the smart ways to save money during the holidays.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/506/1277x403_How-to-Save-Money-During-the-Holidays.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/how-to-save-money-during-the-holidays/
The Holiday Season is a time for spending with plenty of sales and discounts that offer a little something for everyone. While it's almost impossible not to spend for niceties, you can still keep your spending under control and save money during this time of the year. Check out some of the smart ways to save money during the holidays.
When is the Best Time to Buy a Car?
If you’re planning to buy a new vehicle at a great deal, timing is very important. There are certain times of the year when plenty of car dealerships offer slashed prices for many of its vehicles. Before heading out to the dealership, do a lot of research about the car you want to purchase. Do not forget to build your credit score if you’re taking out a car loan.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/505/1277x403_When-is-the-Best-Time-to-Buy-a-Car.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/when-is-the-best-time-to-buy-a-car/
If you’re planning to buy a new vehicle at a great deal, timing is very important. There are certain times of the year when plenty of car dealerships offer slashed prices for many of its vehicles. Before heading out to the dealership, do a lot of research about the car you want to purchase. Do not forget to build your credit score if you’re taking out a car loan.
How to Avoid Bankruptcy With Smart Financial Management
Declaring bankruptcy helps wipe out unsecured debts, but it greatly damages your personal or business credit score. The record also stays on your credit profile for many years, limiting your chances of loan approval. Avoid bankruptcy and its long-term effect by practising smart financial management habits.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/how-to-avoid-bankruptcy-with-smart-financial-management/
Declaring bankruptcy helps wipe out unsecured debts, but it greatly damages your personal or business credit score. The record also stays on your credit profile for many years, limiting your chances of loan approval. Avoid bankruptcy and its long-term effect by practising smart financial management habits.
How a Small Business Loan Can Benefit You
A small business loan can help you stay afloat during a cash flow crisis. It also builds and improves your credit score with responsible repayments. Typically available from fintechs and online lenders, it has less restrictive requirements than banks. Read on to know more about the benefits of a small business loan and how to qualify for one.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/how-a-small-business-loan-can-benefit-you/
A small business loan can help you stay afloat during a cash flow crisis. It also builds and improves your credit score with responsible repayments. Typically available from fintechs and online lenders, it has less restrictive requirements than banks. Read on to know more about the benefits of a small business loan and how to qualify for one.
How to Get a Loan for a Startup Business
If you're planning to launch a startup business or running one that you're trying to grow big in a year or less, a startup business loan can provide the finances you need. Read this article to learn more about its benefits and how to increase your chances of approval.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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If you're planning to launch a startup business or running one that you're trying to grow big in a year or less, a startup business loan can provide the finances you need. Read this article to learn more about its benefits and how to increase your chances of approval.
8 Tricks to Manage Your Car Loan Effectively
A car loan is a big financial responsibility that can wreak havoc on your finances if not managed effectively. Before taking out one, estimate how much you can afford. Also, include the expenses that come with owning the vehicle in your budget to ensure that you always have money for the monthly repayments and you can make them on time.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/8-tricks-to-manage-your-car-loan-effectively/
A car loan is a big financial responsibility that can wreak havoc on your finances if not managed effectively. Before taking out one, estimate how much you can afford. Also, include the expenses that come with owning the vehicle in your budget to ensure that you always have money for the monthly repayments and you can make them on time.
Getting a Commercial Loan at Low Interest
When shopping around for a commercial loan, it's important to compare loan terms and all fees before finally taking out one. Some may have a low interest rate but plenty of hidden fees that add up to the total cost of your loan. There are tricks that can help lower down the total cost of your loan. Read on to find out.
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https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/481/How-to-Get-a-Commercial-Loan-at-a-Low-Interest-Rate---v1.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/how-to-get-a-commercial-loan-at-a-low-interest-rate/
When shopping around for a commercial loan, it's important to compare loan terms and all fees before finally taking out one. Some may have a low interest rate but plenty of hidden fees that add up to the total cost of your loan. There are tricks that can help lower down the total cost of your loan. Read on to find out.