Utes have been the best-selling vehicles in Australia since 2016. Although that’s only 5 years, they have a long history. We investigate Australia’s love of utes.
The Best Utes in Australia Today
Utility vehicles are part of the Australian identity. These workhorses are built to conquer the vast outback wilderness and to serve the no-nonsense mining, agriculture and service industries. But which utes reign supreme in the Australian soil and which ones are ideal for your lifestyle? Read on to find out.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Utility vehicles are part of the Australian identity. These workhorses are built to conquer the vast outback wilderness and to serve the no-nonsense mining, agriculture and service industries. But which utes reign supreme in the Australian soil and which ones are ideal for your lifestyle? Read on to find out.
Does Your Car Have a Faulty Takata Airbag?
If you're driving an old car or are planning to buy one, you better check if it has a defective Takata airbag. Millions of old cars are now being recalled because of airbag safety risks, which can cause serious injuries and deaths. Here's what you need to know about the global Takata airbag recall.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/does-your-car-have-a-faulty-takata-airbag/
If you're driving an old car or are planning to buy one, you better check if it has a defective Takata airbag. Millions of old cars are now being recalled because of airbag safety risks, which can cause serious injuries and deaths. Here's what you need to know about the global Takata airbag recall.
Australia's Top-Selling Cars in 2019
The economic challenges in Australia last year, which included the tightening of lending and slow wage growth, have resulted in low annual car sales. The tough time has also influenced many to choose function and cost-efficiency over luxury. Check out the country's top-selling cars in 2019.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/the-top-selling-cars-in-australia-in-2019/
The economic challenges in Australia last year, which included the tightening of lending and slow wage growth, have resulted in low annual car sales. The tough time has also influenced many to choose function and cost-efficiency over luxury. Check out the country's top-selling cars in 2019.
How to Buy a Ute: Tips for First-Time Buyers
It can be nerve-racking to buy a ute for the first time if you simply don't know that much about utility vehicles, or cars in general. Nevertheless, there are several ways to make the car-buying process as smooth as possible and save a lot of time, energy and money.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/how-to-buy-a-ute-tips-for-first-time-buyers/
It can be nerve-racking to buy a ute for the first time if you simply don't know that much about utility vehicles, or cars in general. Nevertheless, there are several ways to make the car-buying process as smooth as possible and save a lot of time, energy and money.
8 Smart Tips for Holiday Shopping
The holiday shopping frenzy can make you splurge out on stuff that you don't need. While it's fun to grab "exciting promos and discounts" that abound this time of the year, it can take a toll on your finances. Learn how to shop for the holidays while efficiently managing your spending.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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The holiday shopping frenzy can make you splurge out on stuff that you don't need. While it's fun to grab "exciting promos and discounts" that abound this time of the year, it can take a toll on your finances. Learn how to shop for the holidays while efficiently managing your spending.
How to Save Money During the Holidays
The Holiday Season is a time for spending with plenty of sales and discounts that offer a little something for everyone. While it's almost impossible not to spend for niceties, you can still keep your spending under control and save money during this time of the year. Check out some of the smart ways to save money during the holidays.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/how-to-save-money-during-the-holidays/
The Holiday Season is a time for spending with plenty of sales and discounts that offer a little something for everyone. While it's almost impossible not to spend for niceties, you can still keep your spending under control and save money during this time of the year. Check out some of the smart ways to save money during the holidays.
When is the Best Time to Buy a Car?
If you’re planning to buy a new vehicle at a great deal, timing is very important. There are certain times of the year when plenty of car dealerships offer slashed prices for many of its vehicles. Before heading out to the dealership, do a lot of research about the car you want to purchase. Do not forget to build your credit score if you’re taking out a car loan.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/when-is-the-best-time-to-buy-a-car/
If you’re planning to buy a new vehicle at a great deal, timing is very important. There are certain times of the year when plenty of car dealerships offer slashed prices for many of its vehicles. Before heading out to the dealership, do a lot of research about the car you want to purchase. Do not forget to build your credit score if you’re taking out a car loan.
How to Avoid Bankruptcy With Smart Financial Management
Declaring bankruptcy helps wipe out unsecured debts, but it greatly damages your personal or business credit score. The record also stays on your credit profile for many years, limiting your chances of loan approval. Avoid bankruptcy and its long-term effect by practising smart financial management habits.
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100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/how-to-avoid-bankruptcy-with-smart-financial-management/
Declaring bankruptcy helps wipe out unsecured debts, but it greatly damages your personal or business credit score. The record also stays on your credit profile for many years, limiting your chances of loan approval. Avoid bankruptcy and its long-term effect by practising smart financial management habits.
How a Small Business Loan Can Benefit You
A small business loan can help you stay afloat during a cash flow crisis. It also builds and improves your credit score with responsible repayments. Typically available from fintechs and online lenders, it has less restrictive requirements than banks. Read on to know more about the benefits of a small business loan and how to qualify for one.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/how-a-small-business-loan-can-benefit-you/
A small business loan can help you stay afloat during a cash flow crisis. It also builds and improves your credit score with responsible repayments. Typically available from fintechs and online lenders, it has less restrictive requirements than banks. Read on to know more about the benefits of a small business loan and how to qualify for one.
How to Get a Loan for a Startup Business
If you're planning to launch a startup business or running one that you're trying to grow big in a year or less, a startup business loan can provide the finances you need. Read this article to learn more about its benefits and how to increase your chances of approval.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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If you're planning to launch a startup business or running one that you're trying to grow big in a year or less, a startup business loan can provide the finances you need. Read this article to learn more about its benefits and how to increase your chances of approval.
8 Tricks to Manage Your Car Loan Effectively
A car loan is a big financial responsibility that can wreak havoc on your finances if not managed effectively. Before taking out one, estimate how much you can afford. Also, include the expenses that come with owning the vehicle in your budget to ensure that you always have money for the monthly repayments and you can make them on time.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/8-tricks-to-manage-your-car-loan-effectively/
A car loan is a big financial responsibility that can wreak havoc on your finances if not managed effectively. Before taking out one, estimate how much you can afford. Also, include the expenses that come with owning the vehicle in your budget to ensure that you always have money for the monthly repayments and you can make them on time.
Getting a Commercial Loan at Low Interest
When shopping around for a commercial loan, it's important to compare loan terms and all fees before finally taking out one. Some may have a low interest rate but plenty of hidden fees that add up to the total cost of your loan. There are tricks that can help lower down the total cost of your loan. Read on to find out.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/how-to-get-a-commercial-loan-at-a-low-interest-rate/
When shopping around for a commercial loan, it's important to compare loan terms and all fees before finally taking out one. Some may have a low interest rate but plenty of hidden fees that add up to the total cost of your loan. There are tricks that can help lower down the total cost of your loan. Read on to find out.
8 Steps to Easy Budgeting
Budgeting is essential to efficiently manage your finances and achieve your financial goals. There are a lot of models that you can follow, as well as apps that automate the process for you. To make budgeting work for you, make your goals realistic and attainable and adjust your budget and your lifestyle as necessary.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/8-steps-to-easy-budgeting/
Budgeting is essential to efficiently manage your finances and achieve your financial goals. There are a lot of models that you can follow, as well as apps that automate the process for you. To make budgeting work for you, make your goals realistic and attainable and adjust your budget and your lifestyle as necessary.
Which is the Best Bank for a Car Loan? (Part 2)
There are 53 banks in Australia, most of which provide vehicle financing for personal, corporate and business use. While many of these banks offer car loan programs with low interest rates and friendly loan terms if you have good credit and stable source of income, the best deal still depends on your lifestyle needs and capacity for repayment.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/which-is-the-best-bank-for-a-car-loan-part-2/
There are 53 banks in Australia, most of which provide vehicle financing for personal, corporate and business use. While many of these banks offer car loan programs with low interest rates and friendly loan terms if you have good credit and stable source of income, the best deal still depends on your lifestyle needs and capacity for repayment.
Which is the Best Bank for a Car Loan? (Part 1)
Australia's biggest banks offer some of the best vehicle financing deals for borrowers with good credit. These financing institutions provide various car loan plans for personal and business use. The best bank for a car loan, however, depends on your needs, financial situation and budget.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/which-is-the-best-bank-for-a-car-loan/
Australia's biggest banks offer some of the best vehicle financing deals for borrowers with good credit. These financing institutions provide various car loan plans for personal and business use. The best bank for a car loan, however, depends on your needs, financial situation and budget.
Business Funding: Should You Get a Loan or Borrow from Family?
When it comes to business funding, it is generally wiser to take out a loan from a lender than borrow from family and friends. While the latter option may help you avoid interest and repayment deadline, you risk strained relationships and acquire debt of gratitude. This could lead to involving your loved ones in your business decisions and sharing your future profits with them.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/business-funding-should-you-get-a-loan-or-borrow-from-family-and-friends/
When it comes to business funding, it is generally wiser to take out a loan from a lender than borrow from family and friends. While the latter option may help you avoid interest and repayment deadline, you risk strained relationships and acquire debt of gratitude. This could lead to involving your loved ones in your business decisions and sharing your future profits with them.
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What are the Benefits of Business Loans?
Business loans help companies fund new projects and opportunities for growth. They offer many benefits that personal financing and investors cannot provide. Before taking out one, take careful consideration of your business needs, strategies and goals. Make sure that you can repay the loan on time to build your business credit profile.
Read More
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/what-are-the-benefits-of-business-loans/
Business loans help companies fund new projects and opportunities for growth. They offer many benefits that personal financing and investors cannot provide. Before taking out one, take careful consideration of your business needs, strategies and goals. Make sure that you can repay the loan on time to build your business credit profile.
How to Calculate the Finance Charges on a Car Loan
Are you taking out a car loan? Aside from the principal amount and the interest, there are many other expenses that you have to factor in. Identifying these fees will help you estimate the total cost of your loan and how much you can afford to spend. There is no single formula for calculating the finance charges of a car loan, but the computation usually includes the principal, interest rate, loan term and frequency of repayment.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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255
https://www.positivelendingsolutions.com.au/resources/information-centre/how-to-calculate-the-finance-charges-on-a-car-loan/
Are you taking out a car loan? Aside from the principal amount and the interest, there are many other expenses that you have to factor in. Identifying these fees will help you estimate the total cost of your loan and how much you can afford to spend. There is no single formula for calculating the finance charges of a car loan, but the computation usually includes the principal, interest rate, loan term and frequency of repayment.
Why Tracking Your Expenses Is Important
Regularly tracking your expenses is an important part of successful financial management. It helps you become more aware and conscious of your spending, which is helpful when you're trying to save money or planning to take out a loan.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/467/Why Tracking Your Expenses Is Important.jpg
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/why-tracking-your-expenses-is-important/
Regularly tracking your expenses is an important part of successful financial management. It helps you become more aware and conscious of your spending, which is helpful when you're trying to save money or planning to take out a loan.
The Cheapest Ways to Get an Auto Loan
Finding the best car loan deal is not easy. However, several ways can help you negotiate for the lowest interest rate and best terms. These include having a good credit score, seeking pre-approvals from various lenders, getting 0% financing, and using an auto loan calculator to determine how much you can afford.
Read More
https://www.positivelendingsolutions.com.au/uploads/users/3/Tom-Caesar_avatar.jpg
100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/461/The Cheapest Ways to Get an Auto Loan.jpg
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/the-cheapest-ways-to-get-an-auto-loan/
Finding the best car loan deal is not easy. However, several ways can help you negotiate for the lowest interest rate and best terms. These include having a good credit score, seeking pre-approvals from various lenders, getting 0% financing, and using an auto loan calculator to determine how much you can afford.