Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

7 Best Family Cars in Australia

7 Best Family Cars in Australia

Are you in the market for a family car? Whether you have just one or two children, or you need to fit in a whole tribe, here's our 7 best family cars - find your next family car here.

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Can I get a novated lease on a car i already own?

Can I get a novated lease on a car i already own?

Can you Novate Lease a car that you own already? Find out how novated leasing works, and how you can lease your existing car through your employer. Understand your tax implications and savings too.

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Car Loans for Small Business

Car Loans for Small Business

What car do you want to drive your business? Find out how you can finance a car for a small business and what you'll need to consider before you apply for a small business car loan.

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What are the real costs of a new car?

What are the real costs of a new car?

Which new car costs can I include in my car loan? Bundling your car ownership costs can really simplify your budget. Here's your guide to including your new car costs in your next car loan.

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What are my car loan options as a casual employee?

What are my car loan options as a casual employee?

Getting a loan without permanent employment can be challenging. Our guide to car loans for casual workers can help you to secure the loan you need despite your casual employment status.

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A novated lease or a chattel mortgage?

A novated lease or a chattel mortgage?

Novated Lease or Chattel Mortgage? Understand how these key business car loans work to make the best choice for your business. Maximise your tax and balance sheet with better car loans.

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Should I Use a Bank or Broker For My Car Loan?

Should I Use a Bank or Broker For My Car Loan?

When should you use a car finance broker? The good news is that when you choose to use a car finance broker, you can still take out your car loan with a bank. Find out how it all works here:

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Understanding Your Credit Report

Understanding Your Credit Report

Do you know what your credit score is? If not, you're just like most Australians. Find out here how you can check your credit, and build a strong credit profile to secure your financial future.

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What Is A Novated Lease?

What Is A Novated Lease?

For employees, a novated lease is a really practical loan structure to save on tax. Find out here how to present your novated lease request to your employer, and how a novated lease really works.

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Should You Get 0% Car Finance?

Should You Get 0% Car Finance?

Is 0% finance really as attractive as it sounds? Find out the pros and cons of a 0% finance offer, and how you can get the best possible deal on your next car purchase with a car loan.

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Can I Salary Sacrifice Chattel Mortgage Repayments?

Can I Salary Sacrifice Chattel Mortgage Repayments?

Do you know how a chattel mortgage is paid? Find out the difference between different business car loan options to make the optimal car loan decision - compare salary sacrifice and chattel mortgages.

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Do I need a Car Loan Deposit if I have good credit?

Do I need a Car Loan Deposit if I have good credit?

Don't want to use your savings to buy a car? Here's how you can get a no deposit car loan. Find out if you are eligible and how you can apply for a no deposit car loan today.

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Personal vs Secured Car Loans

Personal vs Secured Car Loans

Which type of loan will help you to reach your goals sooner? Find out here as we compare secured car loans with personal loans. Learn the pros and cons of each and why you might choose each loan type.

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What is an interest-reducing car loan?

What is an interest-reducing car loan?

Can you get an interest-reducing loan as a secured car loan? Find out how interest-reducing loans really work, and when they are used. Get a better deal on your next loan with this information.

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A Guide To Getting A Car Loan With An ABN

A Guide To Getting A Car Loan With An ABN

Are you working under an ABN? Get the car you need with car loan options just for ABN holders - find out more about self-employed car loan options and how to successfully apply.

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How Much Will It Cost To Finance A Car?

How Much Will It Cost To Finance A Car?

If you're considering taking out a car loan to purchase your next car, here's some of the key costs to factor in when you're preparing your budget. Find out the essential and extra costs here.

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Top 11 Cars For Business Executives

Top 11 Cars For Business Executives

Your personal brand matters, so make the right impression with finance for the best executive cars, or take a truly Aussie twist and purchase an impressive utility. Find your best car finance options:

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How do you calculate Chattel Mortgage repayments?

How do you calculate Chattel Mortgage repayments?

Find the best finance deal for your commercial needs by comparing car loans using a chattel mortgage calculator. Here's what you need to know to determine which business car loan is best.

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Should I Use Salary Sacrifice To Buy A Car?

Should I Use Salary Sacrifice To Buy A Car?

Car salary sacrifice is a great option if you earn a mid to high income, and you're looking to finance a new car. Find out how you can benefit through novated leasing and what's included here.

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What is a Personal Car Loan?

What is a Personal Car Loan?

When it's time for a new car, getting the right personal car loan will save you a lot of money. Find out how a personal car loan works and whether it's going to be a good fit for your needs.

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