Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

How a Small Business Loan Can Benefit You

How a Small Business Loan Can Benefit You

A small business loan can help you stay afloat during a cash flow crisis. It also builds and improves your credit score with responsible repayments. Typically available from fintechs and online lenders, it has less restrictive requirements than banks. Read on to know more about the benefits of a small business loan and how to qualify for one.

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The Safest Cars in 2018 You Can Buy

The Safest Cars in 2018 You Can Buy

If you want the safest possible car for you and your family, look solely at cars with a 5 star rating from ANCAP. Ratings are based on a series of internationally recognised safety assessments.

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How Many People In Australia Take Out Car Loans?

How Many People In Australia Take Out Car Loans?

Millions of Australians purchase cars every year – and a huge number of them achieve this by taking out a car loan.

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What is a Factory Bonus?

What is a Factory Bonus?

If a dealership has an excess of existing stock, or they are keen to move cars quickly in order to house new models being released, it may be a good time to search out a ‘factory bonus’.

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Novated Lease or Personal Car Loan?

Novated Lease or Personal Car Loan?

Whether you decide to get a car loan yourself or do this through your workplace, you’ll enjoy the benefits of getting out on the road wherever you want to go.

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Credit Score vs. Credit Report

Credit Score vs. Credit Report

A credit score is like a grade or a rating that provides a summary of your credit report. A high credit score will generally denote a positive credit report and a good credit history.

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Common Car Loan Mistakes That Could Cost You Money

Common Car Loan Mistakes That Could Cost You Money

Unfortunately, it’s fairly easy to make mistakes with car loans that end up being costly in the long term. There are some simple ways you can avoid making mistakes with your car loan process.

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A Guide to Understanding Car Loan Rates

A Guide to Understanding Car Loan Rates

Car Loan Rates are the rates of interest that you will be required to pay on the loan. These depend on how much you’re borrowing & the approximate rule is that the more you borrow, the lower the rate.

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When is the Best Time of Year to Buy a Car?

When is the Best Time of Year to Buy a Car?

If you have the luxury of choosing when to buy a car, take a moment to consider when is the best time and plan accordingly. There are some quick and easy ways to get some great deals on buying a car.

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How Fast Can I Get a Secured Car Loan?

How Fast Can I Get a Secured Car Loan?

If you've been looking to get a fast car loan, the chances are you could be finding the process tedious and time consuming.

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The 6 Best Cars for Tradies

The 6 Best Cars for Tradies

Most tradies rely on their cars. The best cars for tradies are reliable and durable – they’re depended upon day in day out.

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Getting an Easy Car Loan With Positive Lending Solutions

Getting an Easy Car Loan With Positive Lending Solutions

Positive Lending Solutions knows that the vehicle financing process can be tedious & confusing. Providing our customers with easy car loans quickly & efficiently is something that we know we do well.

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How to Lower Your Car Loan Interest Rate

How to Lower Your Car Loan Interest Rate

Find out how you can reduce your repayments and save a little more on your car loan interest rate, by simply refinancing your current car loan.

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How To Get A Conditionally Approved Car Loan

How To Get A Conditionally Approved Car Loan

Unsure how far your next car budget can stretch? Afraid of missing out on that vehicle? Keen to avoid the runaround when negotiating with dealers? Here’s why car loan pre-approval might be for you.

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Are Secured Car Loans Easier To Get?

Are Secured Car Loans Easier To Get?

Weigh the benefits that a secured car loan can bring to the table against an unsecured car loan.

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Jordan Mutton - Lending Business Development Leader of the Year

Jordan Mutton - Lending Business Development Leader of the Year

Our Head of Customer Experience, Jordan Mutton has been recognised in the finance industry as the winner of the 2018 Lending Business Development Leader of the Year for his dedication to making the customer journey to finance smooth through use of technology and effective staff training.

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Financing a car through a dealership - is it the right thing to do?

Financing a car through a dealership - is it the right thing to do?

Dealership finance offers the appeal of an integrated solution and low rates. But should you trust your car dealer to get you the best financial outcome? Here’s why you should think twice.

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The Pros and Cons of Refinancing a Car Loan

The Pros and Cons of Refinancing a Car Loan

How does your car loan fare against other options on the market? If you think a better deal exists, it’s time to decide whether you should refinance your car loan. But first, consider these issues.

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How Long Should My Car Loan Be?

How Long Should My Car Loan Be?

Choosing the right loan term is a balance between getting the car you want and being realistic about your financial future. Use this guide to select the right car loan term to buy your next car.

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5 Signs Its Time to Buy a New Car

5 Signs Its Time to Buy a New Car

This 5 point checklist will help you to identify when a new car is a must. Get tips on upgrading your car and make a well-informed choice when you decide to retire your old car.

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How to Upgrade Your Car When You Still Have a Car Loan

How to Upgrade Your Car When You Still Have a Car Loan

Life changes fast .. sometimes faster than you can pay out your car loan. Here's what you'll need to do in order to upgrade your car when your current vehicle is still under finance.

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