Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

How to Negotiate With Car Dealers

Negotiation is an important price of the car buying process because it helps buyers get the best value for their purchase. To successfully negotiate a car's price, preparation and skills are important.

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How the 50/30/20 Budgeting Rule Can Help You Save Money

The 50/30/20 rule is a budgeting method popularized by US senator and bankruptcy expert Elizabeth Warren. It involves allocating 50% of your income to “needs”, 30% to “wants” or non-essentials, and 20% to savings and other financial goals. Aside from helping you save money, this strategy can also help you reevaluate your budget.

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7 Ways to Save More as a Tradie

There's more to making your fortune in skilled trade than just working long hours or taking on too many jobs. Saving money is also essential to building wealth. A few simple money-saving habits can effectively help you achieve your financial goals.

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What Aussies Need to Know About Tesla Model 3

The long-awaited Tesla Model 3 is coming to Australia this winter. Excited much? Knowing the car’s specs, features and price is a must for interested buyers. Here’s what you need to know about the less expensive all-electric sedan.

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Top Loans for Tradies

Loans help tradies buy new tools and equipment, upgrade their utility vehicle and increase their working capital without using their own savings. These types of financing are easy to get with low-interest rates and flexible payment terms that are customized to fit every tradie’s circumstances and needs.

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3 Tips You've Never Heard Of to Look After Your Tools Better

As a tradie, your tools are as precious and mighty important to you as your skills. Without them, you can’t work and make a living. Imagine how devastating it would be to find out that your tools and equipment, bought and collected through years of hard work, were stolen. Learn these tech-savvy tips you’ve probably never heard of to look after your tools better.

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Using Lender Finance vs Savings Account to Grow Your Tradie Business

Getting a loan is wiser than using your personal savings for business needs. Aside from being able to secure enough funds for urgent expenses, you also don’t need to make lifestyle sacrifices after spending the money. To boot, it can improve your credit score, which makes future credit opportunities easier to attain.

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Tips to Keep Your Tradie Tools in Good Working Condition

How do you take care of your tools as a tradie? Washing, drying and storing them in a safe place may not be enough. Learn the techniques in proper usage, cleaning and storage to keep your tools in good working condition for a long time.

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5 Health Risks That Tradies Should Watch Out For

Research from the Australian Physiotherapy Association reveals that Aussie tradies take better care of their tools than their most valuable asset – their health. As a result, one too many have been injured at work or suffer from illnesses. We list down the most common health risks that Aussie tradies should watch out for.

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Most Popular Trades in Australia Today

Aussie tradies are enjoying lots of opportunity for work and high pay, thanks to the development boom in major cities across the country. But what skilled trades are the most lucrative and highest in demand? We give you a list of the current most popular trades in Australia.

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Best Cars for Dog Owners

When you’re shopping for a new car, it’s easy to overlook your pet’s needs. Long-time dog owners will tell you, however, that a happy dog makes for a happy owner. You’ll want to get a vehicle that makes your dog comfortable and safe, while being easy to keep clean.

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Choosing a Colour for Your New Car

Colours make you and your car look good. When buying a car it's very important to consider the colour. It may not be as important as selecting an engine, but it can affect your image and the car's price.

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Hidden Factors That Affect Your Borrowing Power

When it comes to car loans, you'll want to know how much you're able to borrow. Understanding your borrowing power can give you a clear idea of where you stand.

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5 Ways to Find Work as a Tradie

You can easily find plenty of tradie jobs in Australia, if you know where to look. Are you taking advantage of all the available tools to find work and attract a new customer? We've put together 5 tips you can follow to maximise your reach.

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Hybrids are fuel-efficient, but are they worth the extra cash?

Hybrid cars have become increasingly popular in recent years. If you're thinking of getting a hybrid vehicle but aren't sure if they're worth the extra cash, consider the pros and cons.

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Large Down Payment vs Low Interest Rates—What's More Important?

A large down payment or a low interest rate? Deciding which is more important when you're looking for a car loan can be confusing - so Positive Lending Solutions are here to help clarify the process.

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Does a car loan cover insurance?

It can be confusing figuring out exactly what is covered by your car loan. Taking the time to understand any other associated costs could help save you time, money and stress in the long term.

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Where should fuel efficiency rank in your car purchase?

There are lots of factors to consider when it comes to buying a new car. Fuel efficiency is often a priority, often saving you money long term with lower fuel costs.

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Tesla Sets to Unveil Model Y Crossover SUV

Here’s good news to electric vehicle enthusiasts: Tesla is unveiling Model Y, the latest addition to its revolutionary all-electric cars, at Tesla’s Design Studio in Los Angeles on March 14.

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Beware of Car Loan Scams When Buying a New Car

If you're thinking of buying a new car, you'll be making a considerable investment. Always protect yourself by being familiar with common scams and tricks to avoid in the car loan industry.

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Should I Use Savings to Pay Off My Car Loan Early?

Figuring out whether or not to use your savings to pay off your car loan can be a stressful process. Positive Lending Solutions want to make things easy for you with a team of experts.

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