Novated Lease

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What is a Novated Car Lease?

If you're an employee of a business or company, then novated leasing may be a good option to get the car you need. A Novated Lease gives peace of mind as it allows you to include the running costs of the vehicle into the agreement.

A Novated Car Lease is an agreement between you, your employer and the financial institution loaning you the money to buy the car. Your employer takes on the responsibility of paying for your car from your pre-tax salary, called ‘salary sacrifice’.

What are the benefits of a novated car lease?

Leasing a car this way has numerous benefits from both a cost effective and convenience viewpoint.

novated leasing explained

Paying from your pre-tax salary will reduce your taxable income, meaning more money in your take home pay.

novated leasing benefits

Costs associated with your car, such as maintenance and fuel, can also be paid from your pre-tax income.

novated lease insurance

Annual costs such as car insurance and registration can automatically be paid for you from your pre-tax income.

salary sacrifice car lease options

You can choose the car you want and take it with you to your next job if you change employers.

novated car lease options

There are a range of novated car lease options for you to choose from, with flexible terms, fixed interest rates and no deposit.

Why choose Positive Lending Solutions for Novated Leasing?

Our team of experts are ready to help with your novated leasing options right now. Simply call 1300 722 210 for immediate assistance, or fill out the 30-second Quick Quote form and we’ll call you ASAP.

  • We have 35 years of experience in the car loan industry
  • We’ve built incredible relationships with over 30 of Australia’s best banks and lenders over that time, meaning you get the best deals possible
  • Even if you have bad debt, our experts can help you get the car you want
  • We work hard to get the best deal for you, not the banks or lenders
  • We’ll have an answer for you fast, usually within 24 hours

What else can we help you with?

We’re glad you asked! Because of our buying power and Australia-wide network, we can get you the car you want at prices that will make your head spin. No need to go through the stress of buying a car from a dealer, instead we can:

novated lease process step 1

Find the car you want and buy it much cheaper, potentially saving you thousands of dollars

novated lease process step 2

Make sure the car is roadworthy

novated lease process step 3

Take care of the insurance

novated lease process step 4

Guarantee the car passes all of the terms of the loan

There are no additional costs or fees for you to pay to access this service. Our goal is to make you happy by getting you the car you want while saving you a lot of money in the process.

novated lease calculator

Novated lease calculator

We encourage you to use our Novated Lease calculator so you have some idea of what your loan repayments might be, and the amount of money you are able to borrow.

Vehicle Purchase Price

Loan Deposit

Balloon Payment



Note: The repayments given by this calculator are an estimate, and do not constitute a quote. Your car loan payments may vary based on your personal or business finance profile.

To get an exact quote for finance, complete a quick car loan quote.

Want to get started on a novated car lease?

Call us on 1300 722 210 and we can talk you through the process and answer any questions you still might have. Alternatively, fill out our 30-second Quick Quote form and one of our car leasing experts will be in touch.

Making an inquiry is obligation free, you've got nothing to lose!

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