Novated Lease

novated lease background

Need a car? Ask your boss!

If you work for a business or corporation, you can get the car you need through novated leasing.

What is a Novated Car Lease?

It is an agreement between you, your employer, and the financial institution that's loaning you the money to buy the car. Your employer takes on the responsibility of paying for your car from your pre-tax salary. This is called “salary sacrifice”.

What are its benefits?

This type of vehicle financing provides many numerous benefits from both cost-effective and convenient viewpoints.

novated leasing explained

Paying from your pre-tax salary will reduce your taxable income, meaning you’ll get more take-home pay.

novated leasing benefits

You can pay the regular costs associated with your cars, such as maintenance and fuel, from your pre-tax income.

novated lease insurance

You can also pay the annual fees for car insurance and registration from your pre-tax income.

salary sacrifice car lease options

You can choose the car you want and take it with you to your next job if you change employers.

novated car lease options

A range of novated car lease options allows you to choose those with flexible terms, fixed interest rates, and no deposit requirement.

Why choose Positive Lending Solutions for Novated Leasing?

Our team of experts are ready to help with your novated leasing options right now. Simply call 1300 722 210 for immediate assistance, or fill out the 30-second Quick Quote form and we’ll call you ASAP.

  • We have 35 years of experience in the car loan industry.
  • We’ve built incredible relationships with over 30 of Australia’s best banks and lenders, helping you get the best deals possible.
  • Our experts can help you get the car you want even if you have bad credit.
  • We work hard to get the best deal for you, not for the banks or lenders.
  • We’ll have an answer for you fast, usually within 24 hours.

What else can we help you with?

Our strong negotiating power and Australia-wide network of lenders can help get you the car you want at prices that will make your head spin!

You won’t have to go through the stress of buying a car from a dealer, because we can:

novated lease process step 1

Find the car you want and buy it at a much cheaper price, helping you save you thousands of dollars

novated lease process step 2

Make sure the car is roadworthy

novated lease process step 3

Take care of the insurance

novated lease process step 4

Guarantee the car passes all of the terms of the loan

There are no additional costs or fees for you to pay to access these services. Our goal is to make you happy!

novated lease calculator

Novated Car Lease Calculator

Use this calculator to get an idea of how much you can borrow and what your loan repayments might be.

Vehicle Purchase Price

Loan Deposit

Balloon Payment



Note: The repayments given by this calculator are an estimate, and do not constitute a quote. Your car loan payments may vary based on your personal or business finance profile.

To get an exact quote for finance, complete a quick car loan quote.

Get a Novated Car Lease now!

Call us on 1300 722 210 so we can take you through the process and answer any questions you still might have. Alternatively, fill out our 30-second Quick Quote form and one of our car leasing experts will be in touch. You have nothing to lose; Inquiring is free!

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Quick Quote

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