Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

How to Buy an Existing Business

How to Buy an Existing Business

Business acquisition can be a complex and expensive decision. Before deciding to buy an existing business, you should consider all the factors that will affect its success in the future when it's under your ownership and management.

Read More
Best Companies to Work for in Australia in 2020

Best Companies to Work for in Australia in 2020

Working for a private company is never easy. Aside from the work expectations that employees have to meet, some organizations are just too difficult to work for. Nevertheless, there are still a lot of great companies that provide enough perks, flexibility, guidance, and a healthy working environment for their employees. If you’re looking for work in Australia, these are the top employers that you should consider.

Read More
Car Loan or Car Lease: Which One Should You Get?

Car Loan or Car Lease: Which One Should You Get?

When you don't have enough money to buy a car outright, you can either get a car loan or a car lease agreement. Both of these vehicle financing plans allow you to use a car for personal or business use in exchange for monthly repayments. However, they have different disadvantages that should be considered. Find out which one is more favourable for your specific circumstance.

Read More
8 Inspiring Women in Business to Spark Your Entrepreneurial Spirit

8 Inspiring Women in Business to Spark Your Entrepreneurial Spirit

Female entrepreneurs are still a minority in Australia, but their number is growing at a faster rate than men. Forging a new path in many traditional male-dominated industries, these women are disrupting traditional business models and ways of thinking with their nurture, hard work, patience, and resilience.

Read More
6 Tips on Maintaining Commercial Vehicles

6 Tips on Maintaining Commercial Vehicles

Commercial vehicles greatly support a business's day-to-day operations. This is why it is essential to keep them in good working condition. Do you know how frequently you should change your commercial vehicles' tyres or schedule tune-ups? Read on for the answers and more tips.

Read More
Essential Summer Driving Safety Tips

Essential Summer Driving Safety Tips

Driving the Australian Outback in the summertime is exciting, but it can also be unsafe for you and your car. Before hitting the roads, make sure you and your vehicle are in good condition. Here are several driving safety tips that you can do to ensure a smooth and breezy journey.

Read More
How to Know If You Can Afford a Car Loan

How to Know If You Can Afford a Car Loan

Knowing how much you can afford for a car loan can help you efficiently manage the repayments and complete your loan on its agreed term. Online car loan calculators can help you compute your monthly repayments. You can also calculate the car loan repayment on your own. Here's how to do it.

Read More
Prestige SUV 2020 Comparison

Prestige SUV 2020 Comparison

SUVs are slowly becoming the money-makers of many luxury car brands. Designed for status and practicality, these cars may not have the friendliest price range but they're fast becoming the vehicle of choice for many. Here are the hottest prestige SUVs that you can find in Australian showrooms this year.

Read More
Car-related Business Ideas to Start Without Money

Car-related Business Ideas to Start Without Money

Are you struggling to make repayments on your car loan or simply looking for an extra income to pay for the fuel and maintenance costs? Instead of working your tail off to pay for your car’s repairs and maintenance, make your vehicle work for you! Check out these car-related business ideas that are in-demand these days.

Read More
Why Is It Important to Compare Loan Offers?

Why Is It Important to Compare Loan Offers?

When taking out any type of financing, it is never a good idea to grab the first offer you're presented with. Remember that the finance industry is very competitive. If you don't shop around and compare loan offers, you might miss out on the best deal that you can get.

Read More
What is Technology Finance?

What is Technology Finance?

While technological advancement is important for business operations, not all companies can easily buy, fix or upgrade existing equipment. This makes it necessary for them to get technology finance, a type of personal loan specifically intended for the purchase or replacement of office technology.

Read More
5 Exciting Luxury Cars for 2020

5 Exciting Luxury Cars for 2020

New luxury car models are coming to Australian showrooms this year. Five of the most anticipated are the Aston Martin DBX, revamped Jaguar F-Type, Volkswagen T-Roc, Mercedes-Benz GLA, and the fourth generation Ford Escape. Find out what makes these posh vehicles special.

Read More
12 Cool Car Gadgets to Improve Your Driving Experience

12 Cool Car Gadgets to Improve Your Driving Experience

Driving or riding a modest car can get boring or unpleasant, especially when traveling for long distances. If your limited finances keep you from buying a prestige vehicle, the best alternative is to buy car gadgets than can keep you comfortable, entertained and safe while on the road. Check out these latest inventions that have made it to our list.

Read More
The Best Utes in Australia Today

The Best Utes in Australia Today

Utility vehicles are part of the Australian identity. These workhorses are built to conquer the vast outback wilderness and to serve the no-nonsense mining, agriculture and service industries. But which utes reign supreme in the Australian soil and which ones are ideal for your lifestyle? Read on to find out.

Read More
Does Your Car Have a Faulty Takata Airbag?

Does Your Car Have a Faulty Takata Airbag?

If you're driving an old car or are planning to buy one, you better check if it has a defective Takata airbag. Millions of old cars are now being recalled because of airbag safety risks, which can cause serious injuries and deaths. Here's what you need to know about the global Takata airbag recall.

Read More
Australia's Top-Selling Cars in 2019

Australia's Top-Selling Cars in 2019

The economic challenges in Australia last year, which included the tightening of lending and slow wage growth, have resulted in low annual car sales. The tough time has also influenced many to choose function and cost-efficiency over luxury. Check out the country's top-selling cars in 2019.

Read More
How to Buy a Ute: Tips for First-Time Buyers

How to Buy a Ute: Tips for First-Time Buyers

It can be nerve-racking to buy a ute for the first time if you simply don't know that much about utility vehicles, or cars in general. Nevertheless, there are several ways to make the car-buying process as smooth as possible and save a lot of time, energy and money.

Read More
8 Smart Tips for Holiday Shopping

8 Smart Tips for Holiday Shopping

The holiday shopping frenzy can make you splurge out on stuff that you don't need. While it's fun to grab "exciting promos and discounts" that abound this time of the year, it can take a toll on your finances. Learn how to shop for the holidays while efficiently managing your spending.

Read More
How to Save Money During the Holidays

How to Save Money During the Holidays

The Holiday Season is a time for spending with plenty of sales and discounts that offer a little something for everyone. While it's almost impossible not to spend for niceties, you can still keep your spending under control and save money during this time of the year. Check out some of the smart ways to save money during the holidays.

Read More
When is the Best Time to Buy a Car?

When is the Best Time to Buy a Car?

If you’re planning to buy a new vehicle at a great deal, timing is very important. There are certain times of the year when plenty of car dealerships offer slashed prices for many of its vehicles. Before heading out to the dealership, do a lot of research about the car you want to purchase. Do not forget to build your credit score if you’re taking out a car loan.

Read More
How to Avoid Bankruptcy With Smart Financial Management

How to Avoid Bankruptcy With Smart Financial Management

Declaring bankruptcy helps wipe out unsecured debts, but it greatly damages your personal or business credit score. The record also stays on your credit profile for many years, limiting your chances of loan approval. Avoid bankruptcy and its long-term effect by practising smart financial management habits.

Read More

Quick Quote

By clicking Get My Quote, I acknowledge and accept the Terms & Conditions.

Positive Tools & Guides

Did you enjoy this article?

We can deliver articles like this one straight to your inbox. Simply enter your email address in the box below and we'll take care of bringing you the best content.

Email Sent!

Please enter a valid email.

We make finance a Positive experience

The Positive Loan Process Get Pre Approved Today