Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

Personal Finance at the Movies

Personal Finance at the Movies

Make finance a little bit fun with some popcorn and one of our favourite flicks. Learning about personal finance can definitely be fun, whether you're counting pocket money or planning retirement, there's tips in the movies for you.

There's something here for all the family!

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Distracted Driving: Are You at Risk?

Distracted Driving: Are You at Risk?

Driving distracted is when you’re doing anything other than concentrating on driving while you’re driving.

Whether it's using your mobile phone, chatting to a passenger or driving when you're tired, we take a deep dive into the stats and facts.

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Can You Get an Electric Car Loan?

Can You Get an Electric Car Loan?

Why would you buy an electric car?

90% of car manufacturing executives predict that EV's will dominate the market in 2026 Read on to find out how your electric car will pay for itself.

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Love Your Car With Products Under $100

Love Your Car With Products Under $100

Valentine's Day is a good excuse to give your car some special attention too.

Enjoy that fresh new car feeling with 17 car care updates using products and tech additions for under $100 to update and refresh your driving experience.

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Build Your Emergency Savings This Year

Build Your Emergency Savings This Year

With the start of a new year, finances play a big part of most Australian's New Year resolutions.

Our financial advisors offer some insight into one area where you'd be wise to concentrate your efforts this year.

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Where to Find the Best Xmas Lights in 2016

Where to Find the Best Xmas Lights in 2016

If you’re looking for the most exciting light (and sound!) displays near you this Christmas, we’ve put together the best of the best for 2016 right here.

So bundle up the kids, pack the cherries and pretzels, and get ready for the best Christmas drive ever!

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Positive Group Debuts 21st In The 2016 BRW Fast 100

Positive Group Debuts 21st In The 2016 BRW Fast 100

We're honoured to be named 21st in the BRW Fast100 for 2016, making us one of the fastest growing finance brokers in Australia!

It’s another credit to the team for their outstanding work. And thank you to our wonderful clients for sharing our vision.

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Positive Credit Reporting - How Will It Affect You?

Positive Credit Reporting - How Will It Affect You?

Have you ever missed a loan payment, or made a late payment on your bills? There's big changes coming to Australia's credit reporting system. Find out here how you are going to be affected!

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Entrepreneur Scholarship Winner Annoucement

Entrepreneur Scholarship Winner Annoucement

It's taken sometime for us to compile and go through all the entries, but after an exhaustive judging process it's time to announce the winner of the Positive Lending Solutions Entrepreneur Scholarship for 2016. So without further ado a huge congratulations to....

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Entrepreneur Scholarship

Entrepreneur Scholarship

We are super excited to announce the launch of the Positive Lending Solutions Entrepreneur Scholarship for this year. The scholarship is now live and if you know someone who meets the criteria and could do with a hand bringing a great idea to life we encourage you to help pass on the word.

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How To ​Negotiate A Car Loan Like A Pro

How To ​Negotiate A Car Loan Like A Pro

For many people, buying a car can be a highly stressful experience. Not only do you have to negotiate a fair car price with a highly skilled salesperson, you may also need to negotiate a car loan with an equally skilled operator at a financial institution. This article will help you negotiate a car loan like a pro.

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No credit check loans – There are better alternatives

No credit check loans – There are better alternatives

If you’ve had financial problems in the past, you’re not alone. Many people have struggled to repay loans, and now have a bad credit rating as a result. This can have dire consequences for future purchases, with banks and other financial institutions considering you a risk given your history.

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Car Valuations: Tips to find the market value of cars

Car Valuations: Tips to find the market value of cars

Like anything you’re trying to buy or sell, the value of a car is determined by how much someone is willing to pay for it. If after negotiations you buy or sell a car for $7,000, then that’s its value at that particular moment in time.

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PPSR Search: What is it? How does it work?

PPSR Search: What is it? How does it work?

PPSR stands for Personal Property Securities Register, and is administered by the Australian Financial Security Authority (AFSA), an agency of the Australian Government.


It’s an online portal accessible by anyone, providing transparency over the financial interests of personal property.

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​Australian debt clock: Young Australians credit crisis, a life in debt

​Australian debt clock: Young Australians credit crisis, a life in debt

Enough is enough, bad credit in Australia is increasing and we need to do more to stop the rot. The finance industry is seeing more impaired credit daily than ever before, the Australian debt clock is scarily ticking up at a rapid rate. In follow-up among these alarming trends, we’ve completed research to further explore this crisis and suggest potential solutions.

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​Chattel Mortgage or Consumer Car Loan, which should you choose?

​Chattel Mortgage or Consumer Car Loan, which should you choose?

If you’ve decide the time is right to purchase a car, the process for securing a car loan is generally rather straightforward. However, your reason for buying the vehicle will have an enormous bearing on the type of car loan that is best for you. Given there are a number of options available, with each having their own benefits...

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Guide to Private Car Sales Finance

Guide to Private Car Sales Finance

If you haven't found the car you're going to buy yet, you want to keep your options open so that wherever you find your ideal car, whether through a private sale or at a dealership, you have the funds to seal the deal all ready to go.

A car finance broker can arrange pre-approval for a loan from a choice of lenders who offer flexible finance that can be used in either case.

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Australia's Best Car Websites 2015

Australia's Best Car Websites 2015

No matter what kind of car you’re looking for, the easiest way to get a complete picture of what’s on the market, to find a niche model or just make sure you’re getting a fair deal is to go online. Without leaving your home you can very quickly work out how much you should pay, the safety features and how they’re rated, and everything else you could possibly want to know about cars.

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Can You Get A Car Loan After Declaring Bankruptcy?

Can You Get A Car Loan After Declaring Bankruptcy?

Being declared bankrupt doesn’t have to mean that you are limited to public transport, relying on friends and family for lifts, or the expensive option of taxi transport, if you no longer have a car. A car is often essential for family mobility, and for stable employment.

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Car Loans For Discharged Bankrupts

Car Loans For Discharged Bankrupts

In Australia the 2014-15 financial year, there were over 17,000 bankruptcies filed in Australia (this is 7.1% of the population!). if you have faced the stress of bankruptcy, you are not alone. At Positive Lending Solutions, we recognise that your financial situation isn’t always 100% under your control.

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