Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

What are the real costs of a new car?

What are the real costs of a new car?

Which new car costs can I include in my car loan? Bundling your car ownership costs can really simplify your budget. Here's your guide to including your new car costs in your next car loan.

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A novated lease or a chattel mortgage?

A novated lease or a chattel mortgage?

Novated Lease or Chattel Mortgage? Understand how these key business car loans work to make the best choice for your business. Maximise your tax and balance sheet with better car loans.

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Should I Use a Bank or Broker For My Car Loan?

Should I Use a Bank or Broker For My Car Loan?

When should you use a car finance broker? The good news is that when you choose to use a car finance broker, you can still take out your car loan with a bank. Find out how it all works here:

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Understanding Your Credit Report

Understanding Your Credit Report

Do you know what your credit score is? If not, you're just like most Australians. Find out here how you can check your credit, and build a strong credit profile to secure your financial future.

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Should You Get 0% Car Finance?

Should You Get 0% Car Finance?

Is 0% finance really as attractive as it sounds? Find out the pros and cons of a 0% finance offer, and how you can get the best possible deal on your next car purchase with a car loan.

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Can I Salary Sacrifice Chattel Mortgage Repayments?

Can I Salary Sacrifice Chattel Mortgage Repayments?

Do you know how a chattel mortgage is paid? Find out the difference between different business car loan options to make the optimal car loan decision - compare salary sacrifice and chattel mortgages.

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Do I need a Car Loan Deposit if I have good credit?

Do I need a Car Loan Deposit if I have good credit?

Don't want to use your savings to buy a car? Here's how you can get a no deposit car loan. Find out if you are eligible and how you can apply for a no deposit car loan today.

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Personal vs Secured Car Loans

Personal vs Secured Car Loans

Which type of loan will help you to reach your goals sooner? Find out here as we compare secured car loans with personal loans. Learn the pros and cons of each and why you might choose each loan type.

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What is an interest-reducing car loan?

What is an interest-reducing car loan?

Can you get an interest-reducing loan as a secured car loan? Find out how interest-reducing loans really work, and when they are used. Get a better deal on your next loan with this information.

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How Much Will It Cost To Finance A Car?

How Much Will It Cost To Finance A Car?

If you're considering taking out a car loan to purchase your next car, here's some of the key costs to factor in when you're preparing your budget. Find out the essential and extra costs here.

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Top 11 Cars For Business Executives

Top 11 Cars For Business Executives

Your personal brand matters, so make the right impression with finance for the best executive cars, or take a truly Aussie twist and purchase an impressive utility. Find your best car finance options:

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How do you calculate Chattel Mortgage repayments?

How do you calculate Chattel Mortgage repayments?

Find the best finance deal for your commercial needs by comparing car loans using a chattel mortgage calculator. Here's what you need to know to determine which business car loan is best.

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Should I Use Salary Sacrifice To Buy A Car?

Should I Use Salary Sacrifice To Buy A Car?

Car salary sacrifice is a great option if you earn a mid to high income, and you're looking to finance a new car. Find out how you can benefit through novated leasing and what's included here.

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What is a Personal Car Loan?

What is a Personal Car Loan?

When it's time for a new car, getting the right personal car loan will save you a lot of money. Find out how a personal car loan works and whether it's going to be a good fit for your needs.

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How Long Does It Take To Get A Car Loan Approved?

How Long Does It Take To Get A Car Loan Approved?

Need car finance? Find out how long it'll take and how you can speed the process up. With pre-approved fast car finance, you can buy your car with no hassle through a private sale or a dealer.

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14 Cars that Depreciate Slowly

14 Cars that Depreciate Slowly

Buying a car with view to upgrading in a few years?

You can still make the most of your purchase when you choose a car with slow depreciation and maximise your resale price. Check out our list of 14 cars that hold value here.

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How Does A Secured Car Loan Work?

How Does A Secured Car Loan Work?

If you're looking for a car loan for your next purchase, you'll need to understand what a secured car loan is, and why a secured car loan is the most commonly available type of car loan.

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Should You Get The Cheapest Car Finance?

Should You Get The Cheapest Car Finance?

Are you rate-shopping your next car loan?

Here's some essential tips on getting truly cheap car finance.

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How Do I Calculate Car Loan Repayments?

How Do I Calculate Car Loan Repayments?

Here's how you can use a car loan calculator to narrow down your car loan options and make sure that you have all the information you need to apply for the right car finance.

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What is a business car loan?

What is a business car loan?

When you use your car a lot for work, a business car loan could be the best option. Find out how business car finance works, and how you can apply for a business car loan.

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