It’s close to Christmas now and we’re all immersed in the season of parties, excess food and drink, and present buying. It all sounds jolly and festive – but for thousands of Australians every year, Christmas is a time of intense anxiety and worry.
Unhappy with a car loan? Here's what to do | Positive Lending
A car loan is a considerable financial commitment. It’s always important to ensure that you’re satisfied with the coverage you are getting.
If you find yourself in a situation where you’re unhappy with your car loan, you don't have to panic. You have several options to change what's not working for you.
The expert team at Positive Lending Solutions can help you make the changes you need. Speak to us today to find out what your next step should be.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/unhappy-with-your-car-loan/
A car loan is a considerable financial commitment. It’s always important to ensure that you’re satisfied with the coverage you are getting.
If you find yourself in a situation where you’re unhappy with your car loan, you don't have to panic. You have several options to change what's not working for you.
The expert team at Positive Lending Solutions can help you make the changes you need. Speak to us today to find out what your next step should be.
Do I Need a Down Payment for a Car Loan?
If you're able to make a down payment for a new car loan, you could enjoy the benefits of lower interest rates and shorter loan terms. Ask Positive Lending Solutions for expert advice on car loans.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/down-payment-for-a-car-loan/
If you're able to make a down payment for a new car loan, you could enjoy the benefits of lower interest rates and shorter loan terms. Ask Positive Lending Solutions for expert advice on car loans.
Low Doc Car Loans Explained
Low doc car loans can seem too good to be true, especially if you're a business owner or self employed. Why not find out more about whether they're the right car loan option for you?
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Low doc car loans can seem too good to be true, especially if you're a business owner or self employed. Why not find out more about whether they're the right car loan option for you?
12 must have new-car features for 2019
Getting a new car is really exciting - especially when there are so many new car features available to make driving enjoyable, comfortable and luxurious.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/12-must-have-new-car-features-for-2019/
Getting a new car is really exciting - especially when there are so many new car features available to make driving enjoyable, comfortable and luxurious.
Can't Afford Your Balloon Payment? Here's Your Solution.
It can be really stressful realising that you can't afford your balloon payment. Finding a positive solution to suit both you and the lender is possible with refinancing so speak to us today!
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100
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/balloon-payment-solution/
It can be really stressful realising that you can't afford your balloon payment. Finding a positive solution to suit both you and the lender is possible with refinancing so speak to us today!
How to Get a Used Car Loan
A used car loan can be ideal in the right situation, but you'll need to avoid the pitfalls that can come with them. Positive Lending Solutions will take you through the process efficiently.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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255
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A used car loan can be ideal in the right situation, but you'll need to avoid the pitfalls that can come with them. Positive Lending Solutions will take you through the process efficiently.
Types of Car Loans
It's important to understand about the different types of car loans that are on offer before you make a commitment. There are lots of available options for you to choose from.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/types-of-car-loans/
It's important to understand about the different types of car loans that are on offer before you make a commitment. There are lots of available options for you to choose from.
Best Electric Cars of 2018
Want to do your bit for the environment but also drive in style and comfort? Check out our list of the top electric vehicles of 2018.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/best-electric-cars-of-2018/
Want to do your bit for the environment but also drive in style and comfort? Check out our list of the top electric vehicles of 2018.
Read This Before Choosing a Same Day Car Loan
It's easy to be tempted by a same day car loan, especially when you need a car quickly. Find out how to get fast and fair finance that works long term with Positive Lending Solutions.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/read-this-before-choosing-a-same-day-car-loan/
It's easy to be tempted by a same day car loan, especially when you need a car quickly. Find out how to get fast and fair finance that works long term with Positive Lending Solutions.
Does Refinancing a Car Hurt Your Credit?
If you're thinking about refinancing your car, you'll want to make sure that your credit rating is protected. Always ask for expert help if you're unsure about a refinance option.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/does-refinancing-a-car-hurt-your-credit/
If you're thinking about refinancing your car, you'll want to make sure that your credit rating is protected. Always ask for expert help if you're unsure about a refinance option.
Can I Refinance My Car Loan with the Same Bank?
Refinancing a car loan can be a tedious process and you may simply want to go about it the quickest way. Yet don't forget refinancing a car loan with the same bank isn't always the best solution.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/can-i-refinance-my-car-loan-with-the-same-bank/
Refinancing a car loan can be a tedious process and you may simply want to go about it the quickest way. Yet don't forget refinancing a car loan with the same bank isn't always the best solution.
5 Car loan comparison tips
Car loan comparison tips can be great - especially when you use them alongside the expert advice from Positive Lending Solutions. Get the best car loan deal for you by careful car loan comparison.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/5-car-loan-comparison-tips/
Car loan comparison tips can be great - especially when you use them alongside the expert advice from Positive Lending Solutions. Get the best car loan deal for you by careful car loan comparison.
Things to consider when buying a car for a teenager
Buying a car for a teenager is a big step. Speak to Positive Lending Solutions for the ultimate peace of mind when finding the right car loan for a first car.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/buying-a-car-for-teenagers/
Buying a car for a teenager is a big step. Speak to Positive Lending Solutions for the ultimate peace of mind when finding the right car loan for a first car.
Additional costs to consider when buying a car
Being prepared for the costs that come with owning a car can set you up for a successful journey long after you have got your car loan approved. Let Positive Lending Solutions help you on your way.
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100
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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Being prepared for the costs that come with owning a car can set you up for a successful journey long after you have got your car loan approved. Let Positive Lending Solutions help you on your way.
7 tips to help you with fast car loans
Any lender will want to see documentation for a car loan before they approve it - so it's always good to get organised and have everything in order to help get a fast car loan for you.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/7-tips-for-fast-car-loans/
Any lender will want to see documentation for a car loan before they approve it - so it's always good to get organised and have everything in order to help get a fast car loan for you.
Fast ways to pay off a car loan
If you want to pay off a car loan quickly, it's useful to know everything you can about your loan. Figure out the best options for you with Positive Lending Solutions.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/fast-ways-to-pay-off-car-loans/
If you want to pay off a car loan quickly, it's useful to know everything you can about your loan. Figure out the best options for you with Positive Lending Solutions.
What to ask your broker before taking out a business loan
Finding a business loans broker who you trust with finding you the best business loan rate is incredibly important. It can help to save you time, money and eliminate unnecessary stress.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/what-to-ask-your-broker-about-business-loans/
Finding a business loans broker who you trust with finding you the best business loan rate is incredibly important. It can help to save you time, money and eliminate unnecessary stress.
8 questions you should ask before getting a chattel mortgage?
You'll probably have lots of questions when it comes to getting a chattel mortgage. Finding a broker who will answer these is invaluable and can help make the car finance process easy and positive
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/questions-about-chattel-mortgage/
You'll probably have lots of questions when it comes to getting a chattel mortgage. Finding a broker who will answer these is invaluable and can help make the car finance process easy and positive
The top questions to ask a broker for a novated lease
When you're thinking about getting a novated lease, it's really important that you feel comfortable asking questions and raising any concerns you might have. Speak to Positive Lending Solutions today!
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/questions-about-novated-leases/
When you're thinking about getting a novated lease, it's really important that you feel comfortable asking questions and raising any concerns you might have. Speak to Positive Lending Solutions today!
Do brokers charge fees?
If you're new to car finance you mightn't understand the role of a broker, or whether you're being charged for their services. Understanding how they work ensures you get the best deal possible.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/do-brokers-charge-fees/
If you're new to car finance you mightn't understand the role of a broker, or whether you're being charged for their services. Understanding how they work ensures you get the best deal possible.