You can get detailed and personalised quotes for a low interest car loan within an hour when you submit a finance quick quote, and then complete your Positive financial profile.
With this information at your fingertips, you can select from the best low interest car loans available in Australia, and choose the perfect car loan to suit your financial situation, and your new vehicle needs too.
With the help of your car loan service staff, you can secure the lowest interest rate, ensuring that your regular loan repayments are 100% affordable, and you can get on and enjoy your new car with no worries.
To ensure that you get a great car loan interest rate, be sure to ask your car loan adviser about the conditions of your car loan pre-approval.
To secure the lowest rate, you may need to look for a car within a certain age range, or avoid certain car modifications to ensure that your lender will accept the vehicle that you choose as security for your car loan.
Low interest might not be the only feature that you look for in a car loan - if you're expecting an influx of cash, or a pay rise, you might want to have the option of making extra repayments on your loan to pay it off sooner.
If you have a deposit to put towards your car purchase, this demonstrates to the potential lender that you've got a strong savings history. The lender will be more confident that you'll be able to pay back the loan on time.
Your interest rate is determined by the risk of your potential loan.
The lender sees that lending you the finance to buy your car isn't a big risk for them, as they'll get the loan payments back on time and in full, and you'll get a lower interest rate than if you hadn't had savings in place.
There's lots of other ways you can ensure that you'll be eligible for the lowest possible interest rates so get ahead before you apply by getting your credit check and putting your finances in order.
Our Positive staff are here to help you with your application, presenting all your information in the best light to the lender and negotiating a great deal to suit your needs.
Getting a quote online will take you just a few minutes. If you like what you see, or you want more personalised information, continue your application for your own tailored finance options. Our entire process can be completed online, and is designed to fit seamlessly into your day.
Providing all the information you need to make a great decision about your next car loan to you through your mobile phone, you can get a car loan approval within 24 hours no matter where you are.
Why not get your low interest car loan options today?