Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

Which Car Will Save You the Most Money: Petrol, Diesel, Hybrid or Electric?

Which Car Will Save You the Most Money: Petrol, Diesel, Hybrid or Electric?

Just because petrol is cheaper per litre than diesel doesn't mean it will help you save more money in the long run. Your car's fuel consumption is affected by various factors, including automobile and engine construction, road conditions and driving habits. Choose one that suits your budget and lifestyle.

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Will Cosigning A Loan Help Me Get A Better Deal?

Will Cosigning A Loan Help Me Get A Better Deal?

Cosigning a car loan is a substantial responsibility where you put your own money on the line for someone you trust to help them get a car loan. Here's what to consider before cosigning a loan.

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What to Research Before Buying a New Car

What to Research Before Buying a New Car

If you're buying a new car in 2018, you want to make the most of your new purchase. Here's a guide to the essential car research to help you decide which car to buy.

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What's The Difference Between Secured and Unsecured Car Loans?

What's The Difference Between Secured and Unsecured Car Loans?

Need a small loan to buy a car? Here's how to decide between secured car loans vs unsecured car loans when you're looking to buy, and how to choose the best option for you right now.

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When Should I Refinance My Car Loan?

When Should I Refinance My Car Loan?

If your circumstances have changed since you took out your car loan, you could get a much better deal now. Here's the complete guide to working out when you should refinance your car loan.

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What Should You Expect At End Of Year Car Sales?

What Should You Expect At End Of Year Car Sales?

Looking to buy a new car but don't want to pay a new car price? Here's how to negotiate a great deal on a brand new car in the end of year car sales. Plate clearances mean you get a new car for less.

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Loan to Value Ratio 101

Loan to Value Ratio 101

A car loan LVR will determine whether you are approved for car finance, or whether you can easily refinance your car loan. Find out how to change your LVR and take control of your car finance now.

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A Guide To Buying A Car For Christmas

A Guide To Buying A Car For Christmas

Are you feeling generous this Christmas? A car will show that special someone exactly where your heart is at, but how will you get the right one? Get the guide to buying a car at Christmas here.

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The Best Uber Cars in 2018

The Best Uber Cars in 2018

What are the best cars for Uber? Meeting the Uber requirements is just one thing you want to consider. Here's our top 5 to keep you and your passengers comfortable and give you maximum ROI.

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2018 New Year Financial Resolutions

2018 New Year Financial Resolutions

Making new years resolutions without a strong plan to back them up won't get you very far. Reach your financial goals in 2018 with these actionable finance tips that can change how the year will end.

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Is Loan Protection Insurance Worth It?

Is Loan Protection Insurance Worth It?

If you're considering taking out a car loan, you'll want to make sure that you'll be able to pay it in full by the end of the loan term, even if adverse events occur that reduce your income.

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Can Uber Drivers Get Car Loans?

Can Uber Drivers Get Car Loans?

Make extra money in your own time as an UberX driver, or step up to Uber Black. Find out here how you can pay your car loan faster using your Uber income, and the steps to get an Uber car loan.

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Get a Car Loan or Pay Cash?

Get a Car Loan or Pay Cash?

Should you use cash or get a car loan to buy your next car? We discuss when you should buy a car with cash, and situations when getting a car loan is the better option.

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How to Pick the Best Car Loan For Me

How to Pick the Best Car Loan For Me

Choose a car loan that maximises your financial potential. Get the complete guide to fees, interest rates, and choosing the right car to buy in this comprehensive Guide to Getting A Car Loan.

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Car Loan Approval Checklist

Car Loan Approval Checklist

Buying a car often means you need to get a car loan. Take the hassle out of your car loan approval using this car loan checklist to ensure that your car loan is quick and easy to arrange.

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7 Best Family Cars in Australia

7 Best Family Cars in Australia

Are you in the market for a family car? Whether you have just one or two children, or you need to fit in a whole tribe, here's our 7 best family cars - find your next family car here.

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Can I get a novated lease on a car i already own?

Can I get a novated lease on a car i already own?

Can you Novate Lease a car that you own already? Find out how novated leasing works, and how you can lease your existing car through your employer. Understand your tax implications and savings too.

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Car Loans for Small Business

Car Loans for Small Business

What car do you want to drive your business? Find out how you can finance a car for a small business and what you'll need to consider before you apply for a small business car loan.

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What are the real costs of a new car?

What are the real costs of a new car?

Which new car costs can I include in my car loan? Bundling your car ownership costs can really simplify your budget. Here's your guide to including your new car costs in your next car loan.

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What are my car loan options as a casual employee?

What are my car loan options as a casual employee?

Getting a loan without permanent employment can be challenging. Our guide to car loans for casual workers can help you to secure the loan you need despite your casual employment status.

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A novated lease or a chattel mortgage?

A novated lease or a chattel mortgage?

Novated Lease or Chattel Mortgage? Understand how these key business car loans work to make the best choice for your business. Maximise your tax and balance sheet with better car loans.

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