A small business loan can help you stay afloat during a cash flow crisis. It also builds and improves your credit score with responsible repayments. Typically available from fintechs and online lenders, it has less restrictive requirements than banks. Read on to know more about the benefits of a small business loan and how to qualify for one.
What Aussies Need to Know About Tesla Model 3
The long-awaited Tesla Model 3 is coming to Australia this winter. Excited much? Knowing the car’s specs, features and price is a must for interested buyers. Here’s what you need to know about the less expensive all-electric sedan.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/what-aussies-need-to-know-about-tesla-model-3/
The long-awaited Tesla Model 3 is coming to Australia this winter. Excited much? Knowing the car’s specs, features and price is a must for interested buyers. Here’s what you need to know about the less expensive all-electric sedan.
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Top Loans for Tradies
Loans help tradies buy new tools and equipment, upgrade their utility vehicle and increase their working capital without using their own savings. These types of financing are easy to get with low-interest rates and flexible payment terms that are customized to fit every tradie’s circumstances and needs.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/top-loans-for-tradies/
Loans help tradies buy new tools and equipment, upgrade their utility vehicle and increase their working capital without using their own savings. These types of financing are easy to get with low-interest rates and flexible payment terms that are customized to fit every tradie’s circumstances and needs.
3 Tips You've Never Heard Of to Look After Your Tools Better
As a tradie, your tools are as precious and mighty important to you as your skills. Without them, you can’t work and make a living. Imagine how devastating it would be to find out that your tools and equipment, bought and collected through years of hard work, were stolen. Learn these tech-savvy tips you’ve probably never heard of to look after your tools better.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/390/3-Tips-You've-Never-Heard-Of-to-Look-After-Your-Tools-Better-v1.png
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https://www.positivelendingsolutions.com.au/resources/information-centre/3-tips-you-never-heard-of-to-look-after-your-tools-better/
As a tradie, your tools are as precious and mighty important to you as your skills. Without them, you can’t work and make a living. Imagine how devastating it would be to find out that your tools and equipment, bought and collected through years of hard work, were stolen. Learn these tech-savvy tips you’ve probably never heard of to look after your tools better.
Using Lender Finance vs Savings Account to Grow Your Tradie Business
Getting a loan is wiser than using your personal savings for business needs. Aside from being able to secure enough funds for urgent expenses, you also don’t need to make lifestyle sacrifices after spending the money. To boot, it can improve your credit score, which makes future credit opportunities easier to attain.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/389/Using-Lender-Finance-vs-Savings-Account-to-Grow-Your-Tradie-Business-v1.png
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https://www.positivelendingsolutions.com.au/resources/information-centre/using-lender-finance-vs-savings-account-to-grow-your-tradie-business/
Getting a loan is wiser than using your personal savings for business needs. Aside from being able to secure enough funds for urgent expenses, you also don’t need to make lifestyle sacrifices after spending the money. To boot, it can improve your credit score, which makes future credit opportunities easier to attain.
Tips to Keep Your Tradie Tools in Good Working Condition
How do you take care of your tools as a tradie? Washing, drying and storing them in a safe place may not be enough. Learn the techniques in proper usage, cleaning and storage to keep your tools in good working condition for a long time.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/386/Tips-to-Keep-Your-Tradie-Tools-in-Good-Working-Condition-v1.png
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https://www.positivelendingsolutions.com.au/resources/information-centre/tips-to-keep-your-tradie-tools-in-good-working-condition/
How do you take care of your tools as a tradie? Washing, drying and storing them in a safe place may not be enough. Learn the techniques in proper usage, cleaning and storage to keep your tools in good working condition for a long time.
5 Health Risks That Tradies Should Watch Out For
Research from the Australian Physiotherapy Association reveals that Aussie tradies take better care of their tools than their most valuable asset – their health. As a result, one too many have been injured at work or suffer from illnesses. We list down the most common health risks that Aussie tradies should watch out for.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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809
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https://www.positivelendingsolutions.com.au/resources/information-centre/5-health-risks-that-tradies-should-watch-out-for/
Research from the Australian Physiotherapy Association reveals that Aussie tradies take better care of their tools than their most valuable asset – their health. As a result, one too many have been injured at work or suffer from illnesses. We list down the most common health risks that Aussie tradies should watch out for.
Most Popular Trades in Australia Today
Aussie tradies are enjoying lots of opportunity for work and high pay, thanks to the development boom in major cities across the country. But what skilled trades are the most lucrative and highest in demand? We give you a list of the current most popular trades in Australia.
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100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/382/Most-popular-trades-in-Australia-today-v1.png
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https://www.positivelendingsolutions.com.au/resources/information-centre/most-popular-trades-in-australia/
Aussie tradies are enjoying lots of opportunity for work and high pay, thanks to the development boom in major cities across the country. But what skilled trades are the most lucrative and highest in demand? We give you a list of the current most popular trades in Australia.
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Best Cars for Dog Owners
When you’re shopping for a new car, it’s easy to overlook your pet’s needs. Long-time dog owners will tell you, however, that a happy dog makes for a happy owner. You’ll want to get a vehicle that makes your dog comfortable and safe, while being easy to keep clean.
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100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/best-cars-for-dog-owners/
When you’re shopping for a new car, it’s easy to overlook your pet’s needs. Long-time dog owners will tell you, however, that a happy dog makes for a happy owner. You’ll want to get a vehicle that makes your dog comfortable and safe, while being easy to keep clean.
Choosing a Colour for Your New Car
Colours make you and your car look good. When buying a car it's very important to consider the colour. It may not be as important as selecting an engine, but it can affect your image and the car's price.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/choosing-a-colour-for-your-new-car/
Colours make you and your car look good. When buying a car it's very important to consider the colour. It may not be as important as selecting an engine, but it can affect your image and the car's price.
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Hidden Factors That Affect Your Borrowing Power
When it comes to car loans, you'll want to know how much you're able to borrow. Understanding your borrowing power can give you a clear idea of where you stand.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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809
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https://www.positivelendingsolutions.com.au/resources/information-centre/hidden-factors-that-affect-your-borrowing-power/
When it comes to car loans, you'll want to know how much you're able to borrow. Understanding your borrowing power can give you a clear idea of where you stand.
5 Ways to Find Work as a Tradie
You can easily find plenty of tradie jobs in Australia, if you know where to look. Are you taking advantage of all the available tools to find work and attract a new customer? We've put together 5 tips you can follow to maximise your reach.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/376/5-Ways-to-Find-Work-as-a-Tradie-v1.png
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https://www.positivelendingsolutions.com.au/resources/information-centre/5-ways-to-find-work-as-a-tradie/
You can easily find plenty of tradie jobs in Australia, if you know where to look. Are you taking advantage of all the available tools to find work and attract a new customer? We've put together 5 tips you can follow to maximise your reach.
Hybrids are fuel-efficient, but are they worth the extra cash?
Hybrid cars have become increasingly popular in recent years. If you're thinking of getting a hybrid vehicle but aren't sure if they're worth the extra cash, consider the pros and cons.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/hybrid-fuel-efficiency-are-they-worth-it/
Hybrid cars have become increasingly popular in recent years. If you're thinking of getting a hybrid vehicle but aren't sure if they're worth the extra cash, consider the pros and cons.
Large Down Payment vs Low Interest Rates—What's More Important?
A large down payment or a low interest rate? Deciding which is more important when you're looking for a car loan can be confusing - so Positive Lending Solutions are here to help clarify the process.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/369/Large-down-payment-vs-low-interest-rates-v1.png
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https://www.positivelendingsolutions.com.au/resources/information-centre/large-down-payment-vs-low-interest-rates/
A large down payment or a low interest rate? Deciding which is more important when you're looking for a car loan can be confusing - so Positive Lending Solutions are here to help clarify the process.
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Does a car loan cover insurance?
It can be confusing figuring out exactly what is covered by your car loan. Taking the time to understand any other associated costs could help save you time, money and stress in the long term.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/368/Does-car-loan-cover-insurance-v1 (1).png
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https://www.positivelendingsolutions.com.au/resources/information-centre/does-a-car-loan-cover-insurance/
It can be confusing figuring out exactly what is covered by your car loan. Taking the time to understand any other associated costs could help save you time, money and stress in the long term.
Where should fuel efficiency rank in your car purchase?
There are lots of factors to consider when it comes to buying a new car. Fuel efficiency is often a priority, often saving you money long term with lower fuel costs.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/367/Where-should-fuel-efficiency-rank-in-your-car-purchase-v1.png
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https://www.positivelendingsolutions.com.au/resources/information-centre/where-should-fuel-efficiency-rank-in-your-car-purchase/
There are lots of factors to consider when it comes to buying a new car. Fuel efficiency is often a priority, often saving you money long term with lower fuel costs.
Tesla Sets to Unveil Model Y Crossover SUV
Here’s good news to electric vehicle enthusiasts: Tesla is unveiling Model Y, the latest addition to its revolutionary all-electric cars, at Tesla’s Design Studio in Los Angeles on March 14.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
https://www.positivelendingsolutions.com.au/uploads/blogs/366/png.png
809
255
https://www.positivelendingsolutions.com.au/resources/information-centre/tesla-sets-to-unveil-model-y-crossover-suv/
Here’s good news to electric vehicle enthusiasts: Tesla is unveiling Model Y, the latest addition to its revolutionary all-electric cars, at Tesla’s Design Studio in Los Angeles on March 14.
Beware of Car Loan Scams When Buying a New Car
If you're thinking of buying a new car, you'll be making a considerable investment. Always protect yourself by being familiar with common scams and tricks to avoid in the car loan industry.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/beware-of-car-loan-scams-when-buying-a-new-car/
If you're thinking of buying a new car, you'll be making a considerable investment. Always protect yourself by being familiar with common scams and tricks to avoid in the car loan industry.
Should I Use Savings to Pay Off My Car Loan Early?
Figuring out whether or not to use your savings to pay off your car loan can be a stressful process. Positive Lending Solutions want to make things easy for you with a team of experts.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/should-i-use-my-savings-to-pay-off-my-car-loan/
Figuring out whether or not to use your savings to pay off your car loan can be a stressful process. Positive Lending Solutions want to make things easy for you with a team of experts.
Trading in a Leased Car for a New Lease
Leasing a car comes with many benefits including low monthly payments, but what about trading in your leased car or getting an upgrade? Understand the process and steps involved in trading in a leased car for a new lease.
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100
100
Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
https://www.positivelendingsolutions.com.au/uploads/pages/1/logo-pls.png
354
151
Edwardstown
SA
5039
962 South Road
1300 722 210
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https://www.positivelendingsolutions.com.au/resources/information-centre/trading-in-a-leased-car-for-a-new-lease/
Leasing a car comes with many benefits including low monthly payments, but what about trading in your leased car or getting an upgrade? Understand the process and steps involved in trading in a leased car for a new lease.
Should I buy a domestic or imported car?
Evaluate the pros and cons of buying a domestic car or having one imported from overseas and make an informed decision before you finance your next car purchase.
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Tom Caesar
Tom Caesar is the Managing Director of The Positive Group, a group of Australian financial services companies offering a broad range of finance to clients Australia wide. The Positive Group assist clients in the areas of car finance, mortgages, insurance & wealth management. Tom has been in car & asset finance for over 10 years. Tom regularly contributes articles on car finance, insurance, technology and business growth, drawing on his experience of starting his own brokerage in 2009.
Positive Lending Solutions
https://www.positivelendingsolutions.com.au
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Edwardstown
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https://www.positivelendingsolutions.com.au/resources/information-centre/shoud-i-buy-a-domestic-or-imported-car/
Evaluate the pros and cons of buying a domestic car or having one imported from overseas and make an informed decision before you finance your next car purchase.