Positive Lending Solutions Information Centre

Welcome to the Positive Lending Solutions information centre, our finance blog is here to financially empower Australians

Getting a Commercial Loan at Low Interest

Getting a Commercial Loan at Low Interest

When shopping around for a commercial loan, it's important to compare loan terms and all fees before finally taking out one. Some may have a low interest rate but plenty of hidden fees that add up to the total cost of your loan. There are tricks that can help lower down the total cost of your loan. Read on to find out.

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Using Lender Finance vs Savings Account to Grow Your Tradie Business

Using Lender Finance vs Savings Account to Grow Your Tradie Business

Getting a loan is wiser than using your personal savings for business needs. Aside from being able to secure enough funds for urgent expenses, you also don’t need to make lifestyle sacrifices after spending the money. To boot, it can improve your credit score, which makes future credit opportunities easier to attain.

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Tips to Keep Your Tradie Tools in Good Working Condition

Tips to Keep Your Tradie Tools in Good Working Condition

How do you take care of your tools as a tradie? Washing, drying and storing them in a safe place may not be enough. Learn the techniques in proper usage, cleaning and storage to keep your tools in good working condition for a long time.

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5 Health Risks That Tradies Should Watch Out For

5 Health Risks That Tradies Should Watch Out For

Research from the Australian Physiotherapy Association reveals that Aussie tradies take better care of their tools than their most valuable asset – their health. As a result, one too many have been injured at work or suffer from illnesses. We list down the most common health risks that Aussie tradies should watch out for.

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Most Popular Trades in Australia Today

Most Popular Trades in Australia Today

Aussie tradies are enjoying lots of opportunity for work and high pay, thanks to the development boom in major cities across the country. But what skilled trades are the most lucrative and highest in demand? We give you a list of the current most popular trades in Australia.

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Best Cars for Dog Owners

Best Cars for Dog Owners

When you’re shopping for a new car, it’s easy to overlook your pet’s needs. Long-time dog owners will tell you, however, that a happy dog makes for a happy owner. You’ll want to get a vehicle that makes your dog comfortable and safe, while being easy to keep clean.

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Choosing a Colour for Your New Car

Choosing a Colour for Your New Car

Colours make you and your car look good. When buying a car it's very important to consider the colour. It may not be as important as selecting an engine, but it can affect your image and the car's price.

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Hidden Factors That Affect Your Borrowing Power

Hidden Factors That Affect Your Borrowing Power

When it comes to car loans, you'll want to know how much you're able to borrow. Understanding your borrowing power can give you a clear idea of where you stand.

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5 Ways to Find Work as a Tradie

5 Ways to Find Work as a Tradie

You can easily find plenty of tradie jobs in Australia, if you know where to look. Are you taking advantage of all the available tools to find work and attract a new customer? We've put together 5 tips you can follow to maximise your reach.

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Hybrids are fuel-efficient, but are they worth the extra cash?

Hybrids are fuel-efficient, but are they worth the extra cash?

Hybrid cars have become increasingly popular in recent years. If you're thinking of getting a hybrid vehicle but aren't sure if they're worth the extra cash, consider the pros and cons.

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Large Down Payment vs Low Interest Rates—What's More Important?

Large Down Payment vs Low Interest Rates—What's More Important?

A large down payment or a low interest rate? Deciding which is more important when you're looking for a car loan can be confusing - so Positive Lending Solutions are here to help clarify the process.

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Does a car loan cover insurance?

Does a car loan cover insurance?

It can be confusing figuring out exactly what is covered by your car loan. Taking the time to understand any other associated costs could help save you time, money and stress in the long term.

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Where should fuel efficiency rank in your car purchase?

Where should fuel efficiency rank in your car purchase?

There are lots of factors to consider when it comes to buying a new car. Fuel efficiency is often a priority, often saving you money long term with lower fuel costs.

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Tesla Sets to Unveil Model Y Crossover SUV

Tesla Sets to Unveil Model Y Crossover SUV

Here’s good news to electric vehicle enthusiasts: Tesla is unveiling Model Y, the latest addition to its revolutionary all-electric cars, at Tesla’s Design Studio in Los Angeles on March 14.

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Beware of Car Loan Scams When Buying a New Car

Beware of Car Loan Scams When Buying a New Car

If you're thinking of buying a new car, you'll be making a considerable investment. Always protect yourself by being familiar with common scams and tricks to avoid in the car loan industry.

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Should I Use Savings to Pay Off My Car Loan Early?

Should I Use Savings to Pay Off My Car Loan Early?

Figuring out whether or not to use your savings to pay off your car loan can be a stressful process. Positive Lending Solutions want to make things easy for you with a team of experts.

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Trading in a Leased Car for a New Lease

Trading in a Leased Car for a New Lease

Leasing a car comes with many benefits including low monthly payments, but what about trading in your leased car or getting an upgrade? Understand the process and steps involved in trading in a leased car for a new lease.

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Should I buy a domestic or imported car?

Should I buy a domestic or imported car?

Evaluate the pros and cons of buying a domestic car or having one imported from overseas and make an informed decision before you finance your next car purchase.

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Agreed Value Car Insurance vs Market Value Car Insurance

Agreed Value Car Insurance vs Market Value Car Insurance

When it comes to comprehensive car insurance, you’ll need to choose whether you want it for an agreed value or a market value. This decision will be based largely upon your personal circumstances and individual preferences.

As trusted finance brokers, we always seek to help you come to the right decision. If you're looking for fair and balanced advice about car insurance, contact the team at Positive Lending Solutions.

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Unhappy with a car loan? Here's what to do

Unhappy with a car loan? Here's what to do

A car loan is a considerable financial commitment. It’s always important to ensure that you’re satisfied with the coverage you are getting.

If you find yourself in a situation where you’re unhappy with your car loan, you don't have to panic. You have several options to change what's not working for you.

The expert team at Positive Lending Solutions can help you make the changes you need. Speak to us today to find out what your next step should be.

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Do I Need a Down Payment for a Car Loan?

Do I Need a Down Payment for a Car Loan?

If you're able to make a down payment for a new car loan, you could enjoy the benefits of lower interest rates and shorter loan terms. Ask Positive Lending Solutions for expert advice on car loans.

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